RatingsNearMeGet Free Quote

Top Picks · Federal Way

Best Insurance Agents in Federal Way, WA

Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.

As of May 2026, RatingsNearMe ranks 20 insurance agents in Federal Way, WA by verified customer ratings and review volume. The highest-rated is Brian Harris - State Farm Insurance Agent with a 4.9-star rating from 760 verified reviews. Also in the top tier: Yolanda Santana Harris - State Farm Insurance Agent and Julia Johnson - State Farm Insurance Agent. The average rating across all listed insurance agents in Federal Way is 4.7 stars from 161 reviews per business on average.

Insurance in Federal Way: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.7★

Avg rating

161

Avg reviews

May 16, 2026

Last updated

Top Rated Insurance Agents

🥇

Brian Harris - State Farm Insurance Agent

4.9(760 reviews)

34004 16th Ave S, Federal Way, WA 98003, USA

🥈

Yolanda Santana Harris - State Farm Insurance Agent

4.9(723 reviews)

1066 S 320th St Bldg K Suite E, Federal Way, WA 98003, USA

🥉

Julia Johnson - State Farm Insurance Agent

4.8(412 reviews)

3450 S 344th Way Suite 110, Federal Way, WA 98001, USA

Insurance Agents Rankings in Federal Way, WA

#BusinessRatingReviews
#1Brian Harris - State Farm Insurance Agent34004 16th Ave S, Federal Way, WA 98003, USA4.9760
#2Yolanda Santana Harris - State Farm Insurance Agent1066 S 320th St Bldg K Suite E, Federal Way, WA 98003, USA4.9723
#3Julia Johnson - State Farm Insurance Agent3450 S 344th Way Suite 110, Federal Way, WA 98001, USA4.8412
#4Federal Way Ace Insurance & Retirement Services33100 Pacific Hwy S #1, Federal Way, WA 98003, USA4.9147
#5Inszone Insurance Services33301 1st Way S Suite C130, Federal Way, WA 98003, USA4.946
#6Greg Green Insurance Agency33720 9th Ave S Ste 2, Federal Way, WA 98003, USA5.064
#7Brady Nelson - State Farm Insurance Agent33434 8th Ave S STE 105, Federal Way, WA 98003, USA4.9292
#8Kyle Van Santen - State Farm Insurance Agent1400 S 312th St #2, Federal Way, WA 98003, USA4.9146
#9Genesis Insurance Agency 조요셉 종합보험 / Empire Insurance Brokers, Federal Way, WA30640 Pacific Hwy S B, Federal Way, WA 98003, USA5.03
#10Rainwater Agency-Insurance Specialists32700 Pacific Hwy S #7, Federal Way, WA 98003, USA4.542

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Insurance Agents in Federal Way

4

Federal Way Ace Insurance & Retirement Services

4.9· 147 reviews

33100 Pacific Hwy S #1, Federal Way, WA 98003, USA

5

Inszone Insurance Services

4.9· 46 reviews

33301 1st Way S Suite C130, Federal Way, WA 98003, USA

6

Greg Green Insurance Agency

5.0· 64 reviews

33720 9th Ave S Ste 2, Federal Way, WA 98003, USA

7

Brady Nelson - State Farm Insurance Agent

4.9· 292 reviews

33434 8th Ave S STE 105, Federal Way, WA 98003, USA

8

Kyle Van Santen - State Farm Insurance Agent

4.9· 146 reviews

1400 S 312th St #2, Federal Way, WA 98003, USA

9

Genesis Insurance Agency 조요셉 종합보험 / Empire Insurance Brokers, Federal Way, WA

5.0· 3 reviews

30640 Pacific Hwy S B, Federal Way, WA 98003, USA

10

Rainwater Agency-Insurance Specialists

4.5· 42 reviews

32700 Pacific Hwy S #7, Federal Way, WA 98003, USA

11

Farmers Insurance - Esperanza Vasquez

4.9· 67 reviews

29100 Pacific Hwy S #5, Federal Way, WA 98003, USA

12

Progressive Insurance - Claims Office

3.3· 256 reviews

33820 Weyerhaeuser Way S, Federal Way, WA 98001, USA

13

Davis Agency LLC American Family Insurance

4.9· 36 reviews

33919 9th Ave S Ste 204, Federal Way, WA 98003, USA

14

The Cisco Agency: Allstate Insurance

4.5· 47 reviews

1903 SW Campus Dr, Federal Way, WA 98023, USA

15

Aliment Insurance Agency Inc

4.6· 11 reviews

33509 Pacific Hwy S # A, Federal Way, WA 98003, USA

16

Y I Manchik Insurance Agency

5.0· 6 reviews

500 South 336th St #215, Federal Way, WA 98003, USA

17

Bill Love: Allstate Insurance

4.6· 83 reviews

29918 Pacific Hwy S, Federal Way, WA 98003, USA

18

Farmers Insurance - Michelle Morales

4.8· 40 reviews

202 S 348th St # 3, Federal Way, WA 98003, USA

19

Lyudmila Dotsenko Insurance

5.0· 2 reviews

33919 9th Ave S STE 104, Federal Way, WA 98003, USA

20

Miguel Rodriguez: Allstate Insurance

4.5· 40 reviews

32020 1st Ave S #115, Federal Way, WA 98003, USA

Data from Google Business listings
Updated regularly with real reviews
No obligation to contact
Free to compare

Get Free Quotes

We'll connect you with the top insurance agents in Federal Way, WA.

Free · No obligation · Local pros only

Frequently Asked Questions — Insurance Agents in Federal Way

What is the difference between a captive and independent insurance agent in Federal Way?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in WA?

Search the WA Department of Insurance's online license lookup — Google "WA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WA must be licensed with the state.

How much does working with a local insurance agent in Federal Way cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Federal Way?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Federal Way adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

Insurance Agents in Nearby Cities

Compare top-rated insurance agents in cities near you.

How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.

More Home Services in Federal Way

Related Searches

About This Insurance Agents Directory — Federal Way, WA

This page lists and ranks 20 insurance agents serving Federal Way, WA as of May 2026. The average verified rating across all listings is 4.7 stars, with an average of 161 customer reviews per business. The top-ranked insurance agents in Federal Way by our algorithm is Brian Harris - State Farm Insurance Agent (4.9 stars, 760 reviews). Insurance in Federal Way: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Federal Way: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the WA licensing board before hiring.

Request Free Quotes — Top-Rated Insurance Agents in Federal Way