Top Picks · Federal Way
Best Insurance Agents in Federal Way, WA
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Federal Way, WA by verified customer ratings and review volume. The highest-rated is Brian Harris - State Farm Insurance Agent with a 4.9-star rating from 760 verified reviews. Also in the top tier: Yolanda Santana Harris - State Farm Insurance Agent and Julia Johnson - State Farm Insurance Agent. The average rating across all listed insurance agents in Federal Way is 4.7 stars from 161 reviews per business on average.
Insurance in Federal Way: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 16, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
161
Avg reviews
May 16, 2026
Last updated
Top Rated Insurance Agents
Brian Harris - State Farm Insurance Agent
34004 16th Ave S, Federal Way, WA 98003, USA
Yolanda Santana Harris - State Farm Insurance Agent
1066 S 320th St Bldg K Suite E, Federal Way, WA 98003, USA
Julia Johnson - State Farm Insurance Agent
3450 S 344th Way Suite 110, Federal Way, WA 98001, USA
Insurance Agents Rankings in Federal Way, WA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Brian Harris - State Farm Insurance Agent34004 16th Ave S, Federal Way, WA 98003, USA | 4.9★ | 760 |
| #2 | Yolanda Santana Harris - State Farm Insurance Agent1066 S 320th St Bldg K Suite E, Federal Way, WA 98003, USA | 4.9★ | 723 |
| #3 | Julia Johnson - State Farm Insurance Agent3450 S 344th Way Suite 110, Federal Way, WA 98001, USA | 4.8★ | 412 |
| #4 | Federal Way Ace Insurance & Retirement Services33100 Pacific Hwy S #1, Federal Way, WA 98003, USA | 4.9★ | 147 |
| #5 | Inszone Insurance Services33301 1st Way S Suite C130, Federal Way, WA 98003, USA | 4.9★ | 46 |
| #6 | Greg Green Insurance Agency33720 9th Ave S Ste 2, Federal Way, WA 98003, USA | 5.0★ | 64 |
| #7 | Brady Nelson - State Farm Insurance Agent33434 8th Ave S STE 105, Federal Way, WA 98003, USA | 4.9★ | 292 |
| #8 | Kyle Van Santen - State Farm Insurance Agent1400 S 312th St #2, Federal Way, WA 98003, USA | 4.9★ | 146 |
| #9 | Genesis Insurance Agency 조요셉 종합보험 / Empire Insurance Brokers, Federal Way, WA30640 Pacific Hwy S B, Federal Way, WA 98003, USA | 5.0★ | 3 |
| #10 | Rainwater Agency-Insurance Specialists32700 Pacific Hwy S #7, Federal Way, WA 98003, USA | 4.5★ | 42 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Federal Way
Federal Way Ace Insurance & Retirement Services
33100 Pacific Hwy S #1, Federal Way, WA 98003, USA
Inszone Insurance Services
33301 1st Way S Suite C130, Federal Way, WA 98003, USA
Greg Green Insurance Agency
33720 9th Ave S Ste 2, Federal Way, WA 98003, USA
Brady Nelson - State Farm Insurance Agent
33434 8th Ave S STE 105, Federal Way, WA 98003, USA
Kyle Van Santen - State Farm Insurance Agent
1400 S 312th St #2, Federal Way, WA 98003, USA
Genesis Insurance Agency 조요셉 종합보험 / Empire Insurance Brokers, Federal Way, WA
30640 Pacific Hwy S B, Federal Way, WA 98003, USA
Rainwater Agency-Insurance Specialists
32700 Pacific Hwy S #7, Federal Way, WA 98003, USA
Farmers Insurance - Esperanza Vasquez
29100 Pacific Hwy S #5, Federal Way, WA 98003, USA
Progressive Insurance - Claims Office
33820 Weyerhaeuser Way S, Federal Way, WA 98001, USA
Davis Agency LLC American Family Insurance
33919 9th Ave S Ste 204, Federal Way, WA 98003, USA
The Cisco Agency: Allstate Insurance
1903 SW Campus Dr, Federal Way, WA 98023, USA
Aliment Insurance Agency Inc
33509 Pacific Hwy S # A, Federal Way, WA 98003, USA
Y I Manchik Insurance Agency
500 South 336th St #215, Federal Way, WA 98003, USA
Bill Love: Allstate Insurance
29918 Pacific Hwy S, Federal Way, WA 98003, USA
Farmers Insurance - Michelle Morales
202 S 348th St # 3, Federal Way, WA 98003, USA
Lyudmila Dotsenko Insurance
33919 9th Ave S STE 104, Federal Way, WA 98003, USA
Miguel Rodriguez: Allstate Insurance
32020 1st Ave S #115, Federal Way, WA 98003, USA
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Frequently Asked Questions — Insurance Agents in Federal Way
What is the difference between a captive and independent insurance agent in Federal Way?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in WA?
Search the WA Department of Insurance's online license lookup — Google "WA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in WA must be licensed with the state.
How much does working with a local insurance agent in Federal Way cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Federal Way?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Federal Way adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 16, 2026.
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