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Emergency Insurance Agents in Folsom, CA — Available 24/7
When you can't wait, these insurance agents in Folsom offer emergency response. Call now — most respond within the hour.
As of June 2026, RatingsNearMe ranks 19 insurance agents in Folsom, CA by verified customer ratings and review volume. The highest-rated is Folsom Insurance with a 4.7-star rating from 494 verified reviews. Also in the top tier: Farmers Insurance - Maria Britton and Dan Normoyle - State Farm Insurance Agent. The average rating across all listed insurance agents in Folsom is 4.7 stars from 120 reviews per business on average.
Insurance in Folsom: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.7★
Avg rating
120
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Farmers Insurance - Maria Britton
6611 Folsom-Auburn Rd STE C-1, Folsom, CA 95630, USA
Dan Normoyle - State Farm Insurance Agent
1833 Iron Point Rd STE 180, Folsom, CA 95630, USA
Insurance Agents Rankings in Folsom, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Folsom Insurance411 W Mason St Suite A, Mabank, TX 75147, USA | 4.7★ | 494 |
| #2 | Farmers Insurance - Maria Britton6611 Folsom-Auburn Rd STE C-1, Folsom, CA 95630, USA | 4.9★ | 268 |
| #3 | Dan Normoyle - State Farm Insurance Agent1833 Iron Point Rd STE 180, Folsom, CA 95630, USA | 5.0★ | 164 |
| #4 | Cost-U-Less Insurance323 E Bidwell St Ste B, Folsom, CA 95630, USA | 4.8★ | 186 |
| #5 | Carlson Agency Insurance Services Inc.9580 Oak Ave Pkwy #7-270, Folsom, CA 95630, USA | 4.9★ | 94 |
| #6 | Sierra Mountain Insurance Agency: Allstate Insurance13405 Folsom Blvd STE 810, Folsom, CA 95630, USA | 5.0★ | 29 |
| #7 | Dr. Aaron Williams - State Farm Insurance Agent231 Blue Ravine Rd #100, Folsom, CA 95630, USA | 5.0★ | 103 |
| #8 | Shoua Lee - State Farm Insurance Agent785 Orchard Dr Ste 145, Folsom, CA 95630, USA | 5.0★ | 288 |
| #9 | Folsom Insurance Center, Inc.304 E Bidwell St, Folsom, CA 95630, USA | 2.6★ | 10 |
| #10 | Whims Insurance and Financial Services31 Natoma St #170, Folsom, CA 95630, USA | 5.0★ | 79 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Folsom
Cost-U-Less Insurance
323 E Bidwell St Ste B, Folsom, CA 95630, USA
Carlson Agency Insurance Services Inc.
9580 Oak Ave Pkwy #7-270, Folsom, CA 95630, USA
Sierra Mountain Insurance Agency: Allstate Insurance
13405 Folsom Blvd STE 810, Folsom, CA 95630, USA
Dr. Aaron Williams - State Farm Insurance Agent
231 Blue Ravine Rd #100, Folsom, CA 95630, USA
Shoua Lee - State Farm Insurance Agent
785 Orchard Dr Ste 145, Folsom, CA 95630, USA
Folsom Insurance Center, Inc.
304 E Bidwell St, Folsom, CA 95630, USA
Whims Insurance and Financial Services
31 Natoma St #170, Folsom, CA 95630, USA
Stuart Stackhouse Insurance Agency
833 Willow Creek Dr, Folsom, CA 95630, USA
Century Partners Insurance Agency: Allstate Insurance
13405 Folsom Blvd STE 810, Folsom, CA 95630, USA
Kyle Middleton - State Farm Insurance Agent
705 Gold Lake Dr # 370, Folsom, CA 95630, USA
T.D. McNeil Insurance Services
110 Blue Ravine Rd #105, Folsom, CA 95630, USA
Greenfield Insurance Agency
101 Parkshore Dr #100, Folsom, CA 95630, USA
Sacco & Sacco Insurance Brokers LLC
1831 Iron Point Rd Ste 100, Folsom, CA 95630, USA
J D Shield Insurance Agency LLC
50 Iron Point Cir Suite 140, Folsom, CA 95630, USA
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Frequently Asked Questions — Insurance Agents in Folsom
What is the difference between a captive and independent insurance agent in Folsom?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Folsom cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Folsom?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Folsom adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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