4.5+ Stars · Folsom
Highly Rated Insurance Agents in Folsom, CA
Only the best make this list. These insurance agents in Folsom have earned 4.5+ star ratings from real customers — consistently.
As of June 2026, RatingsNearMe ranks 19 insurance agents in Folsom, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Folsom Insurance with a 4.7-star rating from 494 Google reviews and an RNM Score of 95/100. Also in the top tier: Farmers Insurance - Maria Britton and Dan Normoyle - State Farm Insurance Agent. The average rating across all listed insurance agents in Folsom is 4.7 stars from 120 reviews per business on average.
Insurance in Folsom: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Dan Normoyle - State Farm Insurance Agent
Dan Normoyle is top-ranked for his strong community presence and personalized service in Folsom.
Most Reviewed
Dan Normoyle - State Farm Insurance Agent
A high number of reviews indicates broad customer experience and trust in the agent's reliability.
When choosing an insurance agent in Folsom, compare coverage options and customer service quality, and don't hesitate to ask for personalized quotes to ensure the best fit for your needs.
Local Market Snapshot
19
Businesses listed
4.7★
Avg rating
120
Avg reviews
Jun 13, 2026
Last updated
Top Rated Insurance Agents
Top-rated Folsom insurance agent with 4.7 stars from nearly 500 Google reviews.
411 W Mason St Suite A, Mabank, TX 75147, USARated 4.9 stars from over 260 reviews by Folsom clients.
6611 Folsom-Auburn Rd STE C-1, Folsom, CA 95630, USAFolsom's top-rated insurance agent with a perfect 5.0-star rating from over 160 reviews.
1833 Iron Point Rd STE 180, Folsom, CA 95630, USAInsurance Agents Rankings in Folsom, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Folsom Insurance411 W Mason St Suite A, Mabank, TX 75147, USA | 4.7★ | 494 |
| #2 | Farmers Insurance - Maria Britton6611 Folsom-Auburn Rd STE C-1, Folsom, CA 95630, USA | 4.9★ | 268 |
| #3 | Dan Normoyle - State Farm Insurance Agent1833 Iron Point Rd STE 180, Folsom, CA 95630, USA | 5.0★ | 164 |
| #4 | J D Shield Insurance Agency LLC50 Iron Point Cir Suite 140, Folsom, CA 95630, USA | 5.0★ | 21 |
| #5 | Cost-U-Less Insurance323 E Bidwell St Ste B, Folsom, CA 95630, USA | 4.8★ | 186 |
| #6 | Stuart Stackhouse Insurance Agency833 Willow Creek Dr, Folsom, CA 95630, USA | 5.0★ | 37 |
| #7 | Century Partners Insurance Agency: Allstate Insurance13405 Folsom Blvd STE 810, Folsom, CA 95630, USA | 4.6★ | 50 |
| #8 | Gold Insurance Solutions3905 Park Dr #110, El Dorado Hills, CA 95762, USA | 4.3★ | 47 |
| #9 | Kyle Middleton - State Farm Insurance Agent705 Gold Lake Dr # 370, Folsom, CA 95630, USA | 4.9★ | 46 |
| #10 | Sierra Mountain Insurance Agency: Allstate Insurance13405 Folsom Blvd STE 810, Folsom, CA 95630, USA | 5.0★ | 29 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Folsom
Top-rated Folsom insurance agent with a perfect 5.0-star rating from over 20 reviews.
50 Iron Point Cir Suite 140, Folsom, CA 95630, USA
Rated 4.8 stars from 186 Google reviews, a top choice for local insurance.
323 E Bidwell St Ste B, Folsom, CA 95630, USA
Rated 5.0 stars from 37 Google reviews, consistently earning exceptional client feedback.
833 Willow Creek Dr, Folsom, CA 95630, USA
4.6 stars from 50 reviews reflects consistently strong customer satisfaction.
13405 Folsom Blvd STE 810, Folsom, CA 95630, USA
Trusted by locals with a solid 4.3-star rating from nearly 50 reviews.
3905 Park Dr #110, El Dorado Hills, CA 95762, USA
4.9 stars from 46 reviews, reflecting exceptional client satisfaction in Folsom.
705 Gold Lake Dr # 370, Folsom, CA 95630, USA
Consistently earns perfect 5.0-star ratings from nearly 30 Google reviews in Folsom.
13405 Folsom Blvd STE 810, Folsom, CA 95630, USA
Exceptional 5.0-star rating from 13 Google reviews for a Folsom insurance agent.
101 Parkshore Dr #100, Folsom, CA 95630, USA
A Folsom insurance agent with a 2.6-star rating from 10 Google reviews.
304 E Bidwell St, Folsom, CA 95630, USA
Folsom insurance agent with a perfect 5.0-star rating from over 100 reviews.
231 Blue Ravine Rd #100, Folsom, CA 95630, USA
Folsom insurance agent with a perfect 5.0-star rating from 79 Google reviews.
31 Natoma St #170, Folsom, CA 95630, USA
Exceptional 5.0-star rating from 8 Google reviews for a Folsom insurance agent.
110 Blue Ravine Rd #105, Folsom, CA 95630, USA
Trusted by 94 clients with a flawless 4.9-star average rating.
9580 Oak Ave Pkwy #7-270, Folsom, CA 95630, USA
Rated 4.5 stars from 349 Google reviews by local Folsom clients.
2796 E Bidwell St, Folsom, CA 95630, USA
Folsom's top-rated insurance agent with a perfect 5.0-star score from 288 reviews.
785 Orchard Dr Ste 145, Folsom, CA 95630, USA
Rated 5.0 stars from 3 reviews, known for exceptional local service.
1831 Iron Point Rd Ste 100, Folsom, CA 95630, USA
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Insurance Agents in Folsom, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Folsom Insurance | 95/100 | 4.7 ★ | 494 |
| 2 | Farmers Insurance - Maria Britton | 98/100 | 4.9 ★ | 268 |
| 3 | Dan Normoyle - State Farm Insurance Agent | 98/100 | 5.0 ★ | 164 |
| 4 | J D Shield Insurance Agency LLC | 87/100 | 5.0 ★ | 21 |
| 5 | Cost-U-Less Insurance | 95/100 | 4.8 ★ | 186 |
| 6 | Stuart Stackhouse Insurance Agency | 90/100 | 5.0 ★ | 37 |
| 7 | Century Partners Insurance Agency: Allstate Insurance | 76/100 | 4.6 ★ | 50 |
| 8 | Gold Insurance Solutions | 71/100 | 4.3 ★ | 47 |
| 9 | Kyle Middleton - State Farm Insurance Agent | 81/100 | 4.9 ★ | 46 |
| 10 | Sierra Mountain Insurance Agency: Allstate Insurance | 88/100 | 5.0 ★ | 29 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Folsom
What is the difference between a captive and independent insurance agent in Folsom?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Folsom cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Folsom?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Folsom adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.
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