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Top Picks · Fort Collins
Best Mortgage Brokers in Fort Collins, CO
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Fort Collins, CO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Excel Mortgage Brokers - Fort Collins, Loveland, Greeley Colorado with a 5.0-star rating from 191 Google reviews and an RNM Score of 87/100. Also in the top tier: Alibel Mortgage and Group Mortgage, LLC. The average rating across all listed mortgage brokers in Fort Collins is 5 stars from 47 reviews per business on average.
Mortgage brokers in Fort Collins: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
47
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Westminster mortgage broker with a perfect 5.0-star rating from 191 Google reviews.
123 N College Ave STE 230, Fort Collins, CO 80524, USATrusted by locals with a strong 4.6-star rating from 20 reviews.
3416 Windsor Ct, Loveland, CO 80538, USA5.0 stars from 43 reviews, reflecting exceptional client satisfaction.
1401 W 29th St, Loveland, CO 80538, USAMortgage Brokers Rankings in Fort Collins, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Excel Mortgage Brokers - Fort Collins, Loveland, Greeley Colorado123 N College Ave STE 230, Fort Collins, CO 80524, USA | 5.0★ | 191 |
| #2 | Alibel Mortgage3416 Windsor Ct, Loveland, CO 80538, USA | 4.6★ | 20 |
| #3 | Group Mortgage, LLC1401 W 29th St, Loveland, CO 80538, USA | 5.0★ | 43 |
| #4 | Ryan Lendrum - CrossCountry Mortgage, LLC4045 St Cloud Dr STE 200, Loveland, CO 80538, USA | 4.9★ | 76 |
| #5 | Lauren Juhl at CrossCountry Mortgage4045 St Cloud Dr STE 200, Loveland, CO 80538, USA | 5.0★ | 23 |
| #6 | Shelby Wardlaw at CrossCountry Mortgage4045 St Cloud Dr STE 200, Loveland, CO 80538, USA | 4.9★ | 38 |
| #7 | Dominick Romig at Fairway Independent Mortgage Corporation4025 St Cloud Dr #205, Loveland, CO 80538, USA | 5.0★ | 82 |
| #8 | The Billy Campbell Team3553 Clydesdale Pkwy Suite 310, Loveland, CO 80538, USA | 4.9★ | 74 |
| #9 | Noco Mortgage, LLC1505 N Lincoln Ave Ste 2 B, Loveland, CO 80538, USA | 5.0★ | 4 |
| #10 | Tammy Kauffman - Home Mortgage Advisors750 W Eisenhower Blvd, Loveland, CO 80537, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Fort Collins
Trusted by 76 local clients, this Loveland broker holds a near-perfect 4.9-star rating.
4045 St Cloud Dr STE 200, Loveland, CO 80538, USA
5.0 stars from 23 reviews, reflecting exceptional client satisfaction in Loveland.
4045 St Cloud Dr STE 200, Loveland, CO 80538, USA
Trusted Loveland mortgage broker with a 4.9-star rating from 38 Google reviews.
4045 St Cloud Dr STE 200, Loveland, CO 80538, USA
Rated 5.0 stars from 82 Google reviews, this Loveland mortgage broker is highly trusted.
4025 St Cloud Dr #205, Loveland, CO 80538, USA
Rated 4.9 stars from 74 Google reviews, this Loveland broker is highly trusted.
3553 Clydesdale Pkwy Suite 310, Loveland, CO 80538, USA
5.0 stars from 4 reviews: borrowers praise this Loveland mortgage broker.
1505 N Lincoln Ave Ste 2 B, Loveland, CO 80538, USA
Rated 5.0 stars from one glowing Google review.
750 W Eisenhower Blvd, Loveland, CO 80537, USA
Rated 5.0 stars from 61 Google reviews, this Loveland broker is highly trusted.
5285 McWhinney Blvd Suite 195, Loveland, CO 80538, USA
Top-rated Loveland mortgage broker with a flawless 5.0-star rating from 24 reviews.
5689 McWhinney Blvd, Loveland, CO 80538, USA
Earns 5.0 stars from 69 reviews from Loveland clients.
5689 McWhinney Blvd, Loveland, CO 80538, USA
5.0-star rating from 7 reviews, reflecting exceptional client satisfaction in Loveland.
1635 Foxtrail Dr, Loveland, CO 80538, USA
Top-rated Loveland mortgage broker with a perfect 5.0-star rating from 66 reviews.
1635 Foxtrail Dr, Loveland, CO 80538, USA
Rated 5.0 stars from 13 reviews, this Loveland mortgage broker is highly recommended.
1635 Foxtrail Dr, Loveland, CO 80538, USA
Rated 5.0 stars from 22 Google reviews, this Loveland broker is highly trusted.
201 E 4th St, Loveland, CO 80537, USA
5.0-star rating from 3 Google reviews for a Loveland mortgage broker.
378 Nancy Ct, Loveland, CO 80537, USA
With a perfect 5.0-star rating from 83 Google reviews, clients consistently praise this Loveland broker.
2016 Overland Dr, Johnstown, CO 80534, USA
Rated 5.0 stars from 30 Google reviews, this Longmont broker is highly trusted.
107 Mallard Ct, Mead, CO 80542, USA
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Mortgage Brokers in Fort Collins, CO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Excel Mortgage Brokers - Fort Collins, Loveland, Greeley Colorado | 87/100 | 5.0 ★ | 191 |
| 2 | Alibel Mortgage | 68/100 | 4.6 ★ | 20 |
| 3 | Group Mortgage, LLC | 79/100 | 5.0 ★ | 43 |
| 4 | Ryan Lendrum - CrossCountry Mortgage, LLC | 80/100 | 4.9 ★ | 76 |
| 5 | Lauren Juhl at CrossCountry Mortgage | 76/100 | 5.0 ★ | 23 |
| 6 | Shelby Wardlaw at CrossCountry Mortgage | 77/100 | 4.9 ★ | 38 |
| 7 | Dominick Romig at Fairway Independent Mortgage Corporation | 82/100 | 5.0 ★ | 82 |
| 8 | The Billy Campbell Team | 80/100 | 4.9 ★ | 74 |
| 9 | Noco Mortgage, LLC | 67/100 | 5.0 ★ | 4 |
| 10 | Tammy Kauffman - Home Mortgage Advisors | 62/100 | 5.0 ★ | 1 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Fort Collins
What does a mortgage broker do differently than going directly to a bank in Fort Collins?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Fort Collins?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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