Low Cost · Fort Lauderdale
Cheap Insurance Agents in Fort Lauderdale, FL — Best Prices
Compare insurance agents prices in Fort Lauderdale to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 18 insurance agents in Fort Lauderdale, FL by verified customer ratings and review volume. The highest-rated is Estrella Insurance with a 4.9-star rating from 1,009 verified reviews. Also in the top tier: FLINSCO.com Florida Insurance Company and John Galt Insurance. The average rating across all listed insurance agents in Fort Lauderdale is 4.8 stars from 230 reviews per business on average.
Insurance in Fort Lauderdale: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.8★
Avg rating
230
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Estrella Insurance
1141 S Federal Hwy, Fort Lauderdale, FL 33316, USA
FLINSCO.com Florida Insurance Company
2950 W Cypress Creek Rd #200, Fort Lauderdale, FL 33309, USA
John Galt Insurance
3303 W Commercial Blvd, Tamarac, FL 33309, USA
Insurance Agents Rankings in Fort Lauderdale, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Estrella Insurance1141 S Federal Hwy, Fort Lauderdale, FL 33316, USA | 4.9★ | 1,009 |
| #2 | FLINSCO.com Florida Insurance Company2950 W Cypress Creek Rd #200, Fort Lauderdale, FL 33309, USA | 4.8★ | 1,062 |
| #3 | John Galt Insurance3303 W Commercial Blvd, Tamarac, FL 33309, USA | 4.8★ | 878 |
| #4 | NSI Insurance Fort Lauderdale2601 E Oakland Park Blvd Suite 100, Fort Lauderdale, FL 33306, USA | 4.9★ | 231 |
| #5 | Skylake Insurance Fort Lauderdale- Insurance Agency200 S Andrews Ave Ste 504, Fort Lauderdale, FL 33301, USA | 5.0★ | 53 |
| #6 | Farmers Insurance801 N Flagler Dr, Fort Lauderdale, FL 33304, USA | 5.0★ | 3 |
| #7 | Florida Blue Insurance Agency6602-6608 N Federal Hwy, Fort Lauderdale, FL 33308, USA | 4.6★ | 9 |
| #8 | Family Insurance Services2699 Stirling Rd STE C405, Fort Lauderdale, FL 33312, USA | 5.0★ | 159 |
| #9 | Floridian Coastline Insurance2450 E Commercial Blvd Suite 200, Fort Lauderdale, FL 33308, USA | 4.9★ | 103 |
| #10 | Brightway Insurance, The Deacon Agency533 NE 3rd Ave STE 3, Fort Lauderdale, FL 33301, USA | 4.4★ | 113 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Fort Lauderdale
NSI Insurance Fort Lauderdale
2601 E Oakland Park Blvd Suite 100, Fort Lauderdale, FL 33306, USA
Skylake Insurance Fort Lauderdale- Insurance Agency
200 S Andrews Ave Ste 504, Fort Lauderdale, FL 33301, USA
Farmers Insurance
801 N Flagler Dr, Fort Lauderdale, FL 33304, USA
Florida Blue Insurance Agency
6602-6608 N Federal Hwy, Fort Lauderdale, FL 33308, USA
Family Insurance Services
2699 Stirling Rd STE C405, Fort Lauderdale, FL 33312, USA
Floridian Coastline Insurance
2450 E Commercial Blvd Suite 200, Fort Lauderdale, FL 33308, USA
Brightway Insurance, The Deacon Agency
533 NE 3rd Ave STE 3, Fort Lauderdale, FL 33301, USA
GreatFlorida Insurance: Steven Brooks
805 E Broward Blvd Suite 303, Fort Lauderdale, FL 33301, USA
Wonbrella
215 N New River Dr E, Fort Lauderdale, FL 33301, USA
Joseph Insurance Group ( JIG )
1395 W Sunrise Blvd #5, Fort Lauderdale, FL 33311, USA
Florida State Auto Tags AND INSURANCE
4364 N Federal Hwy, Fort Lauderdale, FL 33308, USA
Royal Insurance Agency
1425 S Andrews Ave #175, Fort Lauderdale, FL 33316, USA
We Insure Fort Lauderdale - Alejandro Kalaf & Constantine Patsimas
1428 NE 26th St, Wilton Manors, FL 33305, USA
SOFLA Insurance Associates
1 W Las Olas Blvd Suite 502, Fort Lauderdale, FL 33301, USA
Pettineo Insurance Agency Inc.
2428 E Commercial Blvd, Fort Lauderdale, FL 33308, USA
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Frequently Asked Questions — Insurance Agents in Fort Lauderdale
What is the difference between a captive and independent insurance agent in Fort Lauderdale?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in Fort Lauderdale cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Fort Lauderdale?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Fort Lauderdale adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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