Top Picks · Friendswood

Best Insurance Agents in Friendswood, TX

Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.

As of July 2026, RatingsNearMe ranks 20 insurance agents in Friendswood, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Judy Wiggins: Allstate Insurance with a 4.7-star rating from 327 Google reviews and an RNM Score of 83/100. Also in the top tier: Farmers Insurance - Cristian Larios and Champions Insurance Agency. The average rating across all listed insurance agents in Friendswood is 4.8 stars from 75 reviews per business on average.

Insurance in Friendswood: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Judy Wiggins: Allstate Insurance

Judy Wiggins is consistently recognized as a top-ranked agent in Friendswood, offering personalized service backed by Allstate's strong reputation.

Most Reviewed

Champions Insurance Agency

A high number of reviews often reflects a broad base of customer experiences, helping new clients gauge reliability and service quality.

When choosing an insurance agent in Friendswood, compare quotes from multiple agencies and read recent reviews to ensure the agent aligns with your specific coverage needs and budget.

Filter:

Local Market Snapshot

20

Businesses listed

4.8★

Avg rating

75

Avg reviews

Jul 4, 2026

Last updated

Top Rated Insurance Agents

4.7(327 reviews)

Trusted by hundreds of local clients, this agent holds a strong 4.7-star rating.

105 E Spreading Oaks Ave, Friendswood, TX 77546, USA
5.0(164 reviews)

5.0 stars from 164 reviews in Friendswood for trusted insurance guidance.

1560 W Bay Area Blvd Suite 185, Friendswood, TX 77546, USA
4.9(180 reviews)

4.9-star rating from 180 Google reviews in Friendswood, TX.

1305 W Parkwood Ave STE A105, Friendswood, TX 77546, USA

Insurance Agents Rankings in Friendswood, TX

#BusinessRatingReviews
#1Judy Wiggins: Allstate Insurance105 E Spreading Oaks Ave, Friendswood, TX 77546, USA4.7327
#2Farmers Insurance - Cristian Larios1560 W Bay Area Blvd Suite 185, Friendswood, TX 77546, USA5.0164
#3Champions Insurance Agency1305 W Parkwood Ave STE A105, Friendswood, TX 77546, USA4.9180
#4Texas Affordable Insurance363 El Dorado Blvd, Webster, TX 77598, USA4.234
#5Elias Ramirez1212 Winding Way Dr B, Friendswood, TX 77546, USA4.724
#6BIG - Brock Insurance Group820 S Friendswood Dr #103, Friendswood, TX 77546, USA4.9168
#7Worthen Insurance Group104 Melody Ln, Friendswood, TX 77546, USA5.0136
#8Joe Cook & Associates, Inc.820 S Friendswood Dr # 202, Friendswood, TX 77546, USA4.778
#9Spartan Insurance2000 W Parkwood Ave #101, Friendswood, TX 77546, USA5.02
#10SIG/Lighthouse Insurance3502 FM 528 Rd, Friendswood, TX 77546, USA4.851

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Insurance Agents in Friendswood

4
4.2· 34 reviews

Trusted by dozens of local clients, this Friendswood agent holds a solid 4.2-star rating.

363 El Dorado Blvd, Webster, TX 77598, USA

5
4.7· 24 reviews

Proudly serving Friendswood with a strong 4.7-star rating from dozens of local reviews.

1212 Winding Way Dr B, Friendswood, TX 77546, USA

6
4.9· 168 reviews

Trusted by hundreds of local clients with a near-perfect 4.9-star rating.

820 S Friendswood Dr #103, Friendswood, TX 77546, USA

7
5.0· 136 reviews

Trusted by hundreds of Friendswood clients with a perfect 5.0-star rating.

104 Melody Ln, Friendswood, TX 77546, USA

8
4.7· 78 reviews

Proudly rated 4.7 stars from 78 local Google reviews.

820 S Friendswood Dr # 202, Friendswood, TX 77546, USA

9
5.0· 2 reviews

Trusted locally with a perfect 5.0★ rating from initial reviews.

2000 W Parkwood Ave #101, Friendswood, TX 77546, USA

10
4.8· 51 reviews

Earning a 4.8-star rating from over 50 reviews in Friendswood.

3502 FM 528 Rd, Friendswood, TX 77546, USA

11
5.0· 131 reviews

Boasting a perfect 5.0-star rating from over 130 Google reviews.

2 Parkside Dr #109, Friendswood, TX 77546, USA

12
4.6· 48 reviews

Known for 4.6-star service from nearly 50 Google reviews in Friendswood.

4325 FM 2351 # 100, Friendswood, TX 77546, USA

13
5.0· 34 reviews

Top-rated insurance agent in Friendswood with a perfect 5.0 stars from 34 reviews.

1100 S Friendswood Dr B, Friendswood, TX 77546, USA

14
4.2· 32 reviews

4.2 stars from 32 reviews, reflecting solid local reputation in Friendswood.

4300 FM 2351, Friendswood, TX 77546, USA

15
5.0· 30 reviews

Awarded a perfect 5.0-star rating from 30 local customer reviews in Friendswood.

1560 W Bay Area Blvd #310, Friendswood, TX 77546, USA

16
5.0· 23 reviews

5.0★ average rating from 23 Google reviews in Friendswood.

1212 Winding Way Dr B, Friendswood, TX 77546, USA

17
4.6· 20 reviews

4.6 stars from 20 Google reviews shows strong local trust in Friendswood.

306 S Friendswood Dr c2, Friendswood, TX 77546, USA

18
5.0· 12 reviews

Proudly serving Friendswood with an exceptional 5.0-star rating from 12 reviews.

1005 Knoll Bridge Ln, Friendswood, TX 77546, USA

19
4.7· 6 reviews

4.7 stars from 6 reviews, reflecting strong local client satisfaction.

211 E Parkwood Dr Suite 205, Friendswood, TX 77546, USA

20
5.0· 4 reviews

Exceptional 5.0-star rating from 4 Google reviews for a local insurance agent.

807 S Friendswood Dr #3, Friendswood, TX 77546, USA

Data from Google Business listings
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Insurance Agents in Friendswood, TX — Compared

#BusinessRNM ScoreRatingReviews
1Judy Wiggins: Allstate Insurance83/1004.7 ★327
2Farmers Insurance - Cristian Larios86/1005.0 ★164
3Champions Insurance Agency85/1004.9 ★180
4Texas Affordable Insurance64/1004.2 ★34
5Elias Ramirez71/1004.7 ★24
6BIG - Brock Insurance Group84/1004.9 ★168
7Worthen Insurance Group85/1005.0 ★136
8Joe Cook & Associates, Inc.77/1004.7 ★78
9Spartan Insurance64/1005.0 ★2
10SIG/Lighthouse Insurance76/1004.8 ★51

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Insurance Agents in Friendswood

What is the difference between a captive and independent insurance agent in Friendswood?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in TX?

Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.

How much does working with a local insurance agent in Friendswood cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Friendswood?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Friendswood adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Insurance Agents Directory — Friendswood, TX

This page lists and ranks 20 insurance agents serving Friendswood, TX as of July 2026. The average verified rating across all listings is 4.8 stars, with an average of 75 customer reviews per business. The top-ranked insurance agents in Friendswood by our algorithm is Judy Wiggins: Allstate Insurance (4.7 stars, 327 reviews). Insurance in Friendswood: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Friendswood: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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