Low Cost · Garden Grove
Cheap Insurance Agents in Garden Grove, CA — Best Prices
Compare insurance agents prices in Garden Grove to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 19 insurance agents in Garden Grove, CA by verified customer ratings and review volume. The highest-rated is CSIS Insurance Services with a 4.9-star rating from 605 verified reviews. Also in the top tier: Lelly Woo-Grimes - State Farm Insurance Agent and FasTrak Insurance Solutions. The average rating across all listed insurance agents in Garden Grove is 4.8 stars from 106 reviews per business on average.
Insurance in Garden Grove: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
106
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
CSIS Insurance Services
13211 Garden Grove Blvd #100, Garden Grove, CA 92843, USA
Lelly Woo-Grimes - State Farm Insurance Agent
12062 Valley View St Suite 135, Garden Grove, CA 92845, USA
FasTrak Insurance Solutions
13518 Harbor Blvd # A2, Garden Grove, CA 92843, USA
Insurance Agents Rankings in Garden Grove, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | CSIS Insurance Services13211 Garden Grove Blvd #100, Garden Grove, CA 92843, USA | 4.9★ | 605 |
| #2 | Lelly Woo-Grimes - State Farm Insurance Agent12062 Valley View St Suite 135, Garden Grove, CA 92845, USA | 4.9★ | 262 |
| #3 | FasTrak Insurance Solutions13518 Harbor Blvd # A2, Garden Grove, CA 92843, USA | 4.9★ | 210 |
| #4 | BEST ONE INSURANCE AGENCY12843 Harbor Blvd # E-1, Garden Grove, CA 92840, USA | 5.0★ | 96 |
| #5 | Broadwater Insurance Agency9421 Chapman Ave, Garden Grove, CA 92841, USA | 4.9★ | 48 |
| #6 | Farmers12899 Main St, Garden Grove, CA 92840, USA | — | — |
| #7 | Nhina Nguyen - State Farm Insurance Agent10130 Garden Grove Blvd Ste 119, Garden Grove, CA 92844, USA | 4.9★ | 61 |
| #8 | Your Independence Insurance Center13902 Harbor Blvd Unit 2A, Garden Grove, CA 92843, USA | 4.9★ | 38 |
| #9 | Top Pick Insurance Agency17155 Newhope St # A, Fountain Valley, CA 92708, USA | 5.0★ | 168 |
| #10 | First Express Insurance Agency13120 Brookhurst St, Garden Grove, CA 92843, USA | 5.0★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Garden Grove
BEST ONE INSURANCE AGENCY
12843 Harbor Blvd # E-1, Garden Grove, CA 92840, USA
Broadwater Insurance Agency
9421 Chapman Ave, Garden Grove, CA 92841, USA
Farmers
12899 Main St, Garden Grove, CA 92840, USA
Nhina Nguyen - State Farm Insurance Agent
10130 Garden Grove Blvd Ste 119, Garden Grove, CA 92844, USA
Your Independence Insurance Center
13902 Harbor Blvd Unit 2A, Garden Grove, CA 92843, USA
Top Pick Insurance Agency
17155 Newhope St # A, Fountain Valley, CA 92708, USA
First Express Insurance Agency
13120 Brookhurst St, Garden Grove, CA 92843, USA
Farmers Insurance - Linh Nguyenle
13062 Century Blvd Ste A, Garden Grove, CA 92843, USA
Goldenway Insurance Services, Inc.
10092 Chapman Ave #2, Garden Grove, CA 92840, USA
Joe Nguyen - State Farm Insurance Agent
13041 S Euclid St, Garden Grove, CA 92843, USA
Beyond Your Insurance Services, Inc
14371 Euclid St Ste 2D, Garden Grove, CA 92843, USA
FMG Insurance Agency
10872 Westminster Ave #104, Garden Grove, CA 92843, USA
T & T Insurance Brokerage
12832 Valley View St, Garden Grove, CA 92845, USA
TRAN INSURANCE AGENCY INC
9042 Garden Grove Blvd STE 200, Garden Grove, CA 92844, USA
Friendly Tax and Insurance Services
10098 Westminster Ave, Garden Grove, CA 92843, USA
Farmers Insurance - Donny Vu Agency
12122 Brookhurst St, Garden Grove, CA 92840, USA
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Frequently Asked Questions — Insurance Agents in Garden Grove
What is the difference between a captive and independent insurance agent in Garden Grove?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Garden Grove cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Garden Grove?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Garden Grove adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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