Local Pros · Garland
Local Insurance Agents in Garland, TX
Locally owned and operated insurance agents serving Garland and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 18 insurance agents in Garland, TX by verified customer ratings and review volume. The highest-rated is CINCO Auto Insurance with a 5.0-star rating from 697 verified reviews. Also in the top tier: A Abana Auto Insurance and La Familia Auto Insurance. The average rating across all listed insurance agents in Garland is 4.7 stars from 270 reviews per business on average.
Insurance in Garland: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.7★
Avg rating
270
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
CINCO Auto Insurance
307 W Centerville Rd Suite C, Garland, TX 75041, USA
A Abana Auto Insurance
2930 S First St #200, Garland, TX 75041, USA
La Familia Auto Insurance
2602 W Walnut St #102, Garland, TX 75042, USA
Insurance Agents Rankings in Garland, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | CINCO Auto Insurance307 W Centerville Rd Suite C, Garland, TX 75041, USA | 5.0★ | 697 |
| #2 | A Abana Auto Insurance2930 S First St #200, Garland, TX 75041, USA | 4.9★ | 582 |
| #3 | La Familia Auto Insurance2602 W Walnut St #102, Garland, TX 75042, USA | 4.8★ | 1,117 |
| #4 | Farmers Insurance Anna Luna Agency1918 E Miller Rd # 103, Garland, TX 75041, USA | 5.0★ | 32 |
| #5 | ALL IN ONE INSURANCE815 N Jupiter Rd, Garland, TX 75042, USA | 5.0★ | 1 |
| #6 | Mullen Insurance Agency, Inc.337 Oaks Trail Ste 200, Garland, TX 75043, USA | 4.9★ | 67 |
| #7 | Lopez Auto Insurance3460 W Walnut St Ste 900, Garland, TX 75042, USA | 4.9★ | 357 |
| #8 | Texas Quality Insurance2025 Saturn Rd #1, Garland, TX 75041, USA | 4.9★ | 277 |
| #9 | Universal Insurance Agency1309 Belt Line Rd #B, Garland, TX 75040, USA | 5.0★ | 5 |
| #10 | Fiesta Auto Insurance & Tax Service1937 S First St Suite #200, Garland, TX 75040, USA | 4.8★ | 79 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Garland
Farmers Insurance Anna Luna Agency
1918 E Miller Rd # 103, Garland, TX 75041, USA
Mullen Insurance Agency, Inc.
337 Oaks Trail Ste 200, Garland, TX 75043, USA
Lopez Auto Insurance
3460 W Walnut St Ste 900, Garland, TX 75042, USA
Texas Quality Insurance
2025 Saturn Rd #1, Garland, TX 75041, USA
Universal Insurance Agency
1309 Belt Line Rd #B, Garland, TX 75040, USA
Fiesta Auto Insurance & Tax Service
1937 S First St Suite #200, Garland, TX 75040, USA
TuCasa Insurance Agency
3014 S Shiloh Rd ste B, Garland, TX 75041, USA
Cerra Insurance Agency, LLC
633 W Centerville Rd #321, Garland, TX 75041, USA
Claros Insurance Services
3161 Broadway Blvd Suite L80, Garland, TX 75043, USA
Freeway Insurance
520 N Jupiter Rd Ste H, Garland, TX 75042, USA
Ai United Insurance
232 W Centerville Rd, Garland, TX 75041, USA
COWBOY INSURANCE AGENCY
3322 Broadway Blvd, Garland, TX 75043, USA
La Mejor Insurance Agency
3960 Broadway Blvd # 220Q, Garland, TX 75043, USA
CHANCE! Luna Insurance Agency
552 W Interstate 30 Suite 303, Garland, TX 75043, USA
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Frequently Asked Questions — Insurance Agents in Garland
What is the difference between a captive and independent insurance agent in Garland?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Garland cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Garland?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Garland adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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