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We don't have mortgage brokers listed specifically in Godley yet — these top-rated pros from Cleburne serve your area and are available for calls and quotes today.
10+ Years · Godley
Experienced Mortgage Brokers in Godley, TX
Experience matters. These mortgage brokers in Godley have years of proven work behind them — and the reviews to back it up.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Godley, TX by verified customer ratings and review volume. The highest-rated is Service First Mortgage- Terrie Goodloe with a 5.0-star rating from 43 verified reviews. Also in the top tier: PNC Mortgage and HII Commercial Real Estate Loans Cleburne TX. The average rating across all listed mortgage brokers in Godley is 5 stars from 38 reviews per business on average.
Mortgage brokers in Godley: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
38
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Service First Mortgage- Terrie Goodloe
109 N Main St #2, Godley, TX 76044, USA
HII Commercial Real Estate Loans Cleburne TX
803 Granbury St C, Cleburne, TX 76033, USA
Mortgage Brokers Rankings in Godley, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Service First Mortgage- Terrie Goodloe109 N Main St #2, Godley, TX 76044, USA | 5.0★ | 43 |
| #2 | PNC Mortgage1671 W Henderson St, Cleburne, TX 76033, USA | — | — |
| #3 | HII Commercial Real Estate Loans Cleburne TX803 Granbury St C, Cleburne, TX 76033, USA | — | — |
| #4 | First Financial Mortgage200 N Ridgeway Dr, Cleburne, TX 76033, USA | 5.0★ | 6 |
| #5 | Guild Mortgage - Cleburne1439 W Henderson St, Cleburne, TX 76033, USA | — | — |
| #6 | Colonial National Mortgage110 N Main St, Cleburne, TX 76033, USA | — | — |
| #7 | JRS Home Loans, LLC835 SW Alsbury Blvd, Burleson, TX 76028, USA | 5.0★ | 4 |
| #8 | Guild Mortgage Company785 W Hidden Creek Pkwy #1105 Suite 2100, Burleson, TX 76028, USA | 5.0★ | 4 |
| #9 | Guild Mortgage - Kathy Volkman785 W Hidden Creek Pkwy Suite 2100, Burleson, TX 76028, USA | 4.9★ | 41 |
| #10 | Guild Mortgage - Bradley Corbin785 W Hidden Creek Pkwy #2100 Suite 2200, Burleson, TX 76028, USA | 5.0★ | 5 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Godley
First Financial Mortgage
200 N Ridgeway Dr, Cleburne, TX 76033, USA
Guild Mortgage - Cleburne
1439 W Henderson St, Cleburne, TX 76033, USA
Guild Mortgage Company
785 W Hidden Creek Pkwy #1105 Suite 2100, Burleson, TX 76028, USA
Guild Mortgage - Kathy Volkman
785 W Hidden Creek Pkwy Suite 2100, Burleson, TX 76028, USA
Guild Mortgage - Bradley Corbin
785 W Hidden Creek Pkwy #2100 Suite 2200, Burleson, TX 76028, USA
Lisa Keese, NEXA Mortgage LLC
1237 Palo Duro Ct, Burleson, TX 76028, USA
Efinity Mortgage - The Dean of Loans
121 NW Newton Dr Suite B, Burleson, TX 76028, USA
Efinity Mortgage - LoansbyBee
121 NW Newton Dr Suite B, Burleson, TX 76028, USA
Hayden Allen | Fairway Independent Mortgage Corporation Loan Officer
240 E Renfro St Suite 104, Burleson, TX 76028, USA
Meredith Kathryn Driskill | Fairway Independent Mortgage Corporation Loan Officer
240 E Renfro St Suite 104, Burleson, TX 76028, USA
Jill Allen-Murray Fairway Independent Mortgage Corporation
240 E Renfro St Suite 104, Burleson, TX 76028, USA
PN Business Money Lenders TX
12614 South Fwy, Burleson, TX 76028, USA
Cristina Calk - Sr Mortgage Loan Officer, Fort Worth - NMLS #497446
5600 Clearfork Main St, Fort Worth, TX 76109, USA
LoanFi Mortgage
5049 Edwards Ranch Rd suite 04-151, Fort Worth, TX 76109, USA
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Frequently Asked Questions — Mortgage Brokers in Godley
What does a mortgage broker do differently than going directly to a bank in Godley?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Godley?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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