10+ Years · Grand Rapids
Experienced Insurance Agents in Grand Rapids, MI
Experience matters. These insurance agents in Grand Rapids have years of proven work behind them — and the reviews to back it up.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Grand Rapids, MI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is The Brouwers Agency, LLC with a 4.9-star rating from 874 Google reviews and an RNM Score of 87/100. Also in the top tier: Boer Insurance Group and Kevin Curtis - State Farm Insurance Agent. The average rating across all listed insurance agents in Grand Rapids is 4.9 stars from 219 reviews per business on average.
Insurance in Grand Rapids: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
OVD Insurance
OVD Insurance consistently appears as a top-ranked independent agency in Grand Rapids, offering personalized service and a wide range of insurance options.
Most Reviewed
Beltline Insurance Agency: Allstate Insurance
A high number of reviews indicates a large base of customers sharing their experiences, which can help you gauge service reliability and satisfaction.
When choosing an insurance agent in Grand Rapids, compare quotes from both independent agencies like OVD Insurance and larger carriers like Allstate to find the best coverage and price for your needs. Always check recent reviews and ask about bundling discounts to maximize savings.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
219
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
A trusted Grand Rapids insurance agent with a 4.9-star rating from 874 reviews.
1925 Breton Rd SE STE 110, Grand Rapids, MI 49506, USATrusted Grand Rapids insurance agent with a perfect 5.0-star rating from 537 reviews.
2535 5 Mile Rd NE, Grand Rapids, MI 49525, USAA trusted Grand Rapids insurance agent with a 4.9★ rating from over 500 reviews.
11230 Tallmadge Woods Dr, Grand Rapids, MI 49534, USAInsurance Agents Rankings in Grand Rapids, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | The Brouwers Agency, LLC1925 Breton Rd SE STE 110, Grand Rapids, MI 49506, USA | 4.9★ | 874 |
| #2 | Boer Insurance Group2535 5 Mile Rd NE, Grand Rapids, MI 49525, USA | 5.0★ | 537 |
| #3 | Kevin Curtis - State Farm Insurance Agent11230 Tallmadge Woods Dr, Grand Rapids, MI 49534, USA | 4.9★ | 537 |
| #4 | Blackwell Insurance Services1700 E Beltline Ave NE #120, Grand Rapids, MI 49525, USA | 4.7★ | 48 |
| #5 | Stedman Insurance Agency Inc.508 28th St SW, Grand Rapids, MI 49509, USA | 4.8★ | 396 |
| #6 | Warsen Insurance Agency, Inc.6700 Division Ave S, Grand Rapids, MI 49548, USA | 5.0★ | 202 |
| #7 | West Michigan Insurance, Inc.56 Cesar E. Chavez Ave SW Suite 300, Grand Rapids, MI 49503, USA | 4.9★ | 190 |
| #8 | OVD Insurance37 Ottawa Ave NW Suite 400, Grand Rapids, MI 49503, USA | 4.9★ | 189 |
| #9 | Insurit Agency620 Century Ave SW Suite 130, Grand Rapids, MI 49503, USA | 5.0★ | 117 |
| #10 | Steenland Insurance Agency975 3 Mile Rd NW, Walker, MI 49544, USA | 4.9★ | 84 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Grand Rapids
Top-rated insurance agent in Grand Rapids with 4.7 stars from 48 reviews.
1700 E Beltline Ave NE #120, Grand Rapids, MI 49525, USA
Top-rated Grand Rapids insurance agent with 4.8 stars from nearly 400 reviews.
508 28th St SW, Grand Rapids, MI 49509, USA
Trusted by hundreds of Grand Rapids clients with a perfect 5.0-star rating.
6700 Division Ave S, Grand Rapids, MI 49548, USA
Consistently rated 4.9 stars from nearly 200 Google reviews.
56 Cesar E. Chavez Ave SW Suite 300, Grand Rapids, MI 49503, USA
A trusted local agency with 4.9 stars from nearly 200 reviews.
37 Ottawa Ave NW Suite 400, Grand Rapids, MI 49503, USA
Trusted by hundreds of local clients, this Grand Rapids agency holds a perfect 5.0-star rating.
620 Century Ave SW Suite 130, Grand Rapids, MI 49503, USA
4.9-star rating from 84 Google reviews reflects exceptional local customer satisfaction.
975 3 Mile Rd NW, Walker, MI 49544, USA
4.6 stars from 66 Google reviews, reflecting consistently strong local customer satisfaction.
5075 Cascade Rd SE #2a, Grand Rapids, MI 49546, USA
Trusted by locals with a strong 4.6-star rating from 60 Google reviews.
1616 Leonard St NW, Grand Rapids, MI 49504, USA
5.0 stars from 69 reviews, reflecting consistently exceptional client service in Grand Rapids.
3000 E Beltline Ave NE, Grand Rapids, MI 49525, USA
4.8 stars from 132 reviews, reflecting consistently exceptional client service in Grand Rapids.
1591 Galbraith Ave SE, Grand Rapids, MI 49546, USA
Trusted by locals with a 4.7-star rating from over 120 reviews.
2401 E Paris Ave SE, Grand Rapids, MI 49546, USA
4.8-star rating from over 80 reviews reflects exceptional local service.
1136 Wealthy St SE, Grand Rapids, MI 49506, USA
4.9-star rating from over 50 reviews highlights trusted, local insurance guidance in Grand Rapids.
2850 E Beltline Ave NE, Grand Rapids, MI 49525, USA
4.8 stars from 19 reviews, reflecting exceptional local client satisfaction.
2032 Lake Michigan Dr NW, Grand Rapids, MI 49504, USA
Trusted by over 400 clients with a near-perfect 4.9-star rating.
251 State St SE, Grand Rapids, MI 49503, USA
Trusted by hundreds of local clients with a perfect 5.0-star rating.
5234 Plainfield Ave NE suite c, Grand Rapids, MI 49525, USA
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Insurance Agents in Grand Rapids, MI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | The Brouwers Agency, LLC | 87/100 | 4.9 ★ | 874 |
| 2 | Boer Insurance Group | 88/100 | 5.0 ★ | 537 |
| 3 | Kevin Curtis - State Farm Insurance Agent | 87/100 | 4.9 ★ | 537 |
| 4 | Blackwell Insurance Services | 74/100 | 4.7 ★ | 48 |
| 5 | Stedman Insurance Agency Inc. | 85/100 | 4.8 ★ | 396 |
| 6 | Warsen Insurance Agency, Inc. | 87/100 | 5.0 ★ | 202 |
| 7 | West Michigan Insurance, Inc. | 85/100 | 4.9 ★ | 190 |
| 8 | OVD Insurance | 85/100 | 4.9 ★ | 189 |
| 9 | Insurit Agency | 84/100 | 5.0 ★ | 117 |
| 10 | Steenland Insurance Agency | 81/100 | 4.9 ★ | 84 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Grand Rapids
What is the difference between a captive and independent insurance agent in Grand Rapids?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Grand Rapids cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Grand Rapids?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Grand Rapids adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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