Most people wait until a branch is on their roof or a tree is leaning toward the house before they start calling around. That's panic shopping, and it costs you. A little homework before you get three quotes will save your wallet and your gutters.
Red Flags in Quotes
A quote that's way lower than everyone else means they're either desperate or planning to cut corners. A quote that's way higher better come with a damn good explanation for why. Watch for quotes that don't break down costs — stump grinding, hauling, cleanup, permit fees. If they give you one lump number with zero detail, they're hiding something. Also, if they quote by the truckload instead of by the job, you're setting yourself up for a surprise bill.
Red Flags in Communication
If they don't answer their phone or take two days to return a call, imagine how they'll handle an emergency. People who show up late to give a quote will show up later for the job. Listen for pushback when you ask about insurance — any hesitation means they don't have it or it's minimal. And if they talk down to you or act like you're stupid for asking basic questions, walk. Good tree guys respect homeowners who pay attention.
Red Flags in Contracts
No contract at all is the biggest red flag. A handshake might work for a neighbor, but not for work that can crush your car. Read for vague language like 'we'll do our best' or 'weather permitting' without a timeline. Make sure liability and workers' comp insurance are listed by name, not just mentioned. If they want a big deposit upfront — more than a third of the total — that's how you get ghosted.
How to Protect Yourself
Get at least three quotes written on paper or email. Call their insurance agent yourself to verify the policy is active — don't take a certificate at face value. Take photos of your property before they start, especially if they're dragging heavy equipment across your yard. Pay by credit card if you can, never cash. And hold back the final payment until all the debris is gone and you've checked for new scratches on your driveway.
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