Licensed · Hamilton
Licensed & Insured Mortgage Brokers in Hamilton, OH
Every mortgage brokers listed here carries proper licensing and insurance in OH. Protect yourself — always verify credentials before work begins.
As of July 2026, RatingsNearMe ranks 9 mortgage brokers in Hamilton, OH by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Eagle Loan with a 4.9-star rating from 472 Google reviews and an RNM Score of 87/100. Also in the top tier: GVC Mortgage, NMLS# 2334 and CheckSmart. The average rating across all listed mortgage brokers in Hamilton is 4 stars from 117 reviews per business on average.
Mortgage brokers in Hamilton: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Harrison Building & Loan Association
Harrison Building & Loan Association stands out for its strong local reputation and top ranking among Hamilton mortgage brokers.
Most Reviewed
CheckSmart
High review count suggests many customers have shared their experiences, which can help gauge service consistency and trustworthiness.
When choosing a mortgage broker in Hamilton, compare local lenders like Harrison Building & Loan Association with larger brokers to find the best rates and service for your specific needs. Always read recent reviews and ask about fees upfront.
Local Market Snapshot
9
Businesses listed
4★
Avg rating
117
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
With a 4.9-star rating from 472 reviews, this Hamilton broker is highly trusted.
760 NW Washington Blvd, Hamilton, OH 45013, USARated 5.0 stars from 182 Google reviews, this Hamilton mortgage broker is highly trusted.
3306 Executive Pkwy Ste 201, Toledo, OH 43606, USA4.9 stars from hundreds of reviews—trusted by this community.
800 Stahlheber Rd, Hamilton, OH 45013, USAMortgage Brokers Rankings in Hamilton, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Eagle Loan760 NW Washington Blvd, Hamilton, OH 45013, USA | 4.9★ | 472 |
| #2 | GVC Mortgage, NMLS# 23343306 Executive Pkwy Ste 201, Toledo, OH 43606, USA | 5.0★ | 182 |
| #3 | CheckSmart800 Stahlheber Rd, Hamilton, OH 45013, USA | 4.9★ | 324 |
| #4 | Union Savings Bank1225 Main St, Hamilton, OH 45013, USA | 3.7★ | 6 |
| #5 | Harrison Building & Loan Association1380 Millville Ave, Hamilton, OH 45013, USA | 5.0★ | 2 |
| #6 | OneMain Financial1720 S Erie Blvd C, Hamilton, OH 45011, USA | 4.4★ | 44 |
| #7 | US Bank Mortgage540 Main St, Hamilton, OH 45013, USA | 2.0★ | 1 |
| #8 | Division One Lending5539 Eureka Dr SUITE C, Hamilton, OH 45011, USA | 4.8★ | 23 |
| #9 | Hii Commercial Mortgage Loans Hamilton OH1745 Sunset Dr # D, Hamilton, OH 45013, USA | 1.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Hamilton
A Hamilton mortgage broker with a 3.7-star rating from 6 Google reviews.
1225 Main St, Hamilton, OH 45013, USA
Rated 5.0 stars from two Google reviews, this Hamilton mortgage broker is locally trusted.
1380 Millville Ave, Hamilton, OH 45013, USA
Known for a solid 4.4-star rating from 44 local Google reviews.
1720 S Erie Blvd C, Hamilton, OH 45011, USA
Mixed 2.0-star rating based on one Google review; use with caution.
540 Main St, Hamilton, OH 45013, USA
Rated 4.8 stars from 23 Google reviews, this Hamilton mortgage broker is highly trusted.
5539 Eureka Dr SUITE C, Hamilton, OH 45011, USA
One review gives this Hamilton mortgage broker a 1.0-star rating.
1745 Sunset Dr # D, Hamilton, OH 45013, USA
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Mortgage Brokers in Hamilton, OH — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Eagle Loan | 87/100 | 4.9 ★ | 472 |
| 2 | GVC Mortgage, NMLS# 2334 | 90/100 | 5.0 ★ | 182 |
| 3 | CheckSmart | 87/100 | 4.9 ★ | 324 |
| 4 | Union Savings Bank | 58/100 | 3.7 ★ | 6 |
| 5 | Harrison Building & Loan Association | 64/100 | 5.0 ★ | 2 |
| 6 | OneMain Financial | 80/100 | 4.4 ★ | 44 |
| 7 | US Bank Mortgage | 33/100 | 2.0 ★ | 1 |
| 8 | Division One Lending | 72/100 | 4.8 ★ | 23 |
| 9 | Hii Commercial Mortgage Loans Hamilton OH | 14/100 | 1.0 ★ | 1 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Hamilton
What does a mortgage broker do differently than going directly to a bank in Hamilton?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Hamilton?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OH?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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