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As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Hickory Creek, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Carlos Rascon, Mortgage Lender NMLS #2260704 with a 5.0-star rating from 26 Google reviews and an RNM Score of 76/100. Also in the top tier: Primary Residential Mortgage, Inc. - Lending With Passion Division and The Rodney Anderson Team with NFM Lending. The average rating across all listed mortgage brokers in Hickory Creek is 4.9 stars from 108 reviews per business on average.

Mortgage brokers in Hickory Creek: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

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Local Market Snapshot

20

Businesses listed

4.9★

Avg rating

108

Avg reviews

Jul 5, 2026

Last updated

Top Rated Mortgage Brokers

5.0(26 reviews)

Rated 5.0 stars from 26 Google reviews, this Denton mortgage broker is highly trusted.

1430 Robinson Rd #530, Corinth, TX 76210, USA
5.0(128 reviews)

Top-rated Denton mortgage broker with a flawless 5.0-star rating from over 120 reviews.

1430 Robinson Rd #430, Corinth, TX 76210, USA
4.8(165 reviews)

Consistently rated 4.8 stars from 165 Google reviews for trusted mortgage guidance.

3000 Village Pkwy #400, Highland Village, TX 75077, USA

Mortgage Brokers Rankings in Hickory Creek, TX

#BusinessRatingReviews
#1Carlos Rascon, Mortgage Lender NMLS #22607041430 Robinson Rd #530, Corinth, TX 76210, USA5.026
#2Primary Residential Mortgage, Inc. - Lending With Passion Division1430 Robinson Rd #430, Corinth, TX 76210, USA5.0128
#3The Rodney Anderson Team with NFM Lending3000 Village Pkwy #400, Highland Village, TX 75077, USA4.8165
#4Michelle Long2630 Justin Rd Bldg 4, Ste 4206, Highland Village, TX 75077, USA5.050
#5Cultivate Mortgage1908 Hollister Ln, Denton, TX 76210, USA5.023
#6J Philips Mortgage, Inc.3020 Corporate Ct # 500, Flower Mound, TX 75028, USA5.058
#7Rian Roberts - Chief Mortgage Officer3020 Corporate Ct, Flower Mound, TX 75028, USA5.033
#8Planet Home Lending, LLC - Denton2701 Wind River Ln Suite B, Denton, TX 76210, USA5.010
#9Fairway Independent Mortgage Corporation2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA4.9141
#10Robert Tokarczyk | Fairway Independent Mortgage Corporation Loan Officer2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA5.012

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Hickory Creek

4
5.0· 50 reviews

Rated 5.0 stars from 50 Google reviews, trusted by Flower Mound clients.

2630 Justin Rd Bldg 4, Ste 4206, Highland Village, TX 75077, USA

5
5.0· 23 reviews

Rated 5.0 stars from 23 Google reviews, this Denton mortgage broker is highly trusted.

1908 Hollister Ln, Denton, TX 76210, USA

6
5.0· 58 reviews

Rated 5.0 stars from 58 Google reviews, this Flower Mound broker is highly trusted.

3020 Corporate Ct # 500, Flower Mound, TX 75028, USA

7
5.0· 33 reviews

5.0 stars from 33 Google reviews, reflecting exceptional client service.

3020 Corporate Ct, Flower Mound, TX 75028, USA

8
5.0· 10 reviews

5.0 stars from 10 Google reviews, reflecting exceptional local client satisfaction.

2701 Wind River Ln Suite B, Denton, TX 76210, USA

9
4.9· 141 reviews

Rated 4.9 stars from 141 Google reviews, a top-rated Denton mortgage broker.

2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA

10
5.0· 12 reviews

Rated 5.0 stars from 12 Google reviews, this Denton broker is highly trusted.

2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA

11
5.0· 26 reviews

A 5.0-star mortgage broker in Flower Mound, trusted by dozens of clients.

2611 Cross Timbers Rd, Flower Mound, TX 75028, USA

12
5.0· 148 reviews

Top-rated Denton mortgage broker with a perfect 5.0★ rating from over 140 reviews.

2300 San Jacinto Blvd, Denton, TX 76205, USA

13
5.0· 25 reviews

Lewisville's top-rated mortgage broker with a perfect 5.0★ score from 25 reviews.

2904 Oak Bend Ct, Flower Mound, TX 75028, USA

14
5.0· 85 reviews

5.0 stars from 85 reviews, making this Flower Mound mortgage broker highly trusted.

2624 Long Prairie Rd Suites 102, 103, & 104, Flower Mound, TX 75022, USA

15
5.0· 43 reviews

Rated 5.0 stars from 43 glowing reviews, trusted by Flower Mound homeowners.

2624 Long Prairie Rd Suite 106 & 111, Flower Mound, TX 75022, USA

16
5.0· 29 reviews

Rated 5.0 stars from 29 Google reviews, this Flower Mound mortgage broker is highly trusted.

2041 Morriss Rd Suite 210, Flower Mound, TX 75028, USA

17
4.3· 11 reviews

Trusted by local clients, this Denton mortgage broker holds a solid 4.3-star rating from 11 reviews.

211 Fort Worth Dr #A, Denton, TX 76201, USA

18
4.8· 970 reviews

Boasts a stellar 4.8-star rating from nearly 1,000 Google reviews in Lewisville.

401 E Corporate Dr Suite 150, Lewisville, TX 75057, USA

19
4.9· 133 reviews

Denton mortgage broker with a 4.9-star rating from over 130 Google reviews.

101 S Locust St Suite 703, Denton, TX 76201, USA

20
4.9· 37 reviews

Rated 4.9 stars from 37 Google reviews, this Denton mortgage broker is highly trusted.

207 W Hickory St #312, Denton, TX 76201, USA

Data from Google Business listings
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Mortgage Brokers in Hickory Creek, TX — Compared

#BusinessRNM ScoreRatingReviews
1Carlos Rascon, Mortgage Lender NMLS #226070476/1005.0 ★26
2Primary Residential Mortgage, Inc. - Lending With Passion Division85/1005.0 ★128
3The Rodney Anderson Team with NFM Lending83/1004.8 ★165
4Michelle Long91/1005.0 ★50
5Cultivate Mortgage76/1005.0 ★23
6J Philips Mortgage, Inc.92/1005.0 ★58
7Rian Roberts - Chief Mortgage Officer89/1005.0 ★33
8Planet Home Lending, LLC - Denton71/1005.0 ★10
9Fairway Independent Mortgage Corporation84/1004.9 ★141
10Robert Tokarczyk | Fairway Independent Mortgage Corporation Loan Officer72/1005.0 ★12

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Hickory Creek

What does a mortgage broker do differently than going directly to a bank in Hickory Creek?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Hickory Creek?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.

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About This Mortgage Brokers Directory — Hickory Creek, TX

This page lists and ranks 20 mortgage brokers serving Hickory Creek, TX as of July 2026. The average verified rating across all listings is 4.9 stars, with an average of 108 customer reviews per business. The top-ranked mortgage brokers in Hickory Creek by our algorithm is Carlos Rascon, Mortgage Lender NMLS #2260704 (5.0 stars, 26 reviews). Mortgage brokers in Hickory Creek: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Hickory Creek: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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