Licensed · Highlands Ranch
Licensed & Insured Insurance Agents in Highlands Ranch, CO
Every insurance agents listed here carries proper licensing and insurance in CO. Protect yourself — always verify credentials before work begins.
As of June 2026, RatingsNearMe ranks 17 insurance agents in Highlands Ranch, CO by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Sean Morton - State Farm Insurance Agent with a 4.9-star rating from 371 Google reviews and an RNM Score of 87/100. Also in the top tier: Jodi Stoker - State Farm Insurance Agent and MountainStorm Insurance Agency. The average rating across all listed insurance agents in Highlands Ranch is 4.7 stars from 73 reviews per business on average.
Insurance in Highlands Ranch: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Scott Cohen Agency, Inc.
Scott Cohen Agency, Inc. stands out as the top-ranked insurance agent in Highlands Ranch due to its consistent high ratings and strong local reputation.
Most Reviewed
Scott Cohen Agency, Inc.
A high review count indicates broad customer experience and trust, helping you gauge reliability and service quality.
When choosing an insurance agent in Highlands Ranch, compare quotes from multiple agencies and read recent reviews to ensure the agent meets your specific coverage needs and offers responsive customer service.
Local Market Snapshot
17
Businesses listed
4.7★
Avg rating
73
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds of local clients, earning a stellar 4.9★ average rating.
8871 Ridgeline Blvd #250, Highlands Ranch, CO 80129, USATrusted by hundreds of local clients with a perfect 5.0-star rating.
8796 S Colorado Blvd B, Highlands Ranch, CO 80126, USATrusted Highlands Ranch insurance agent with 4.8 stars from over 100 reviews.
1745 Shea Center Dr #400, Highlands Ranch, CO 80129, USAInsurance Agents Rankings in Highlands Ranch, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Sean Morton - State Farm Insurance Agent8871 Ridgeline Blvd #250, Highlands Ranch, CO 80129, USA | 4.9★ | 371 |
| #2 | Jodi Stoker - State Farm Insurance Agent8796 S Colorado Blvd B, Highlands Ranch, CO 80126, USA | 5.0★ | 158 |
| #3 | MountainStorm Insurance Agency1745 Shea Center Dr #400, Highlands Ranch, CO 80129, USA | 4.8★ | 100 |
| #4 | BlueCross BlueShield Authorized Agent10832 Mountshire Cir, Littleton, CO 80126, USA | 1.0★ | 1 |
| #5 | TPG Insurance1745 Shea Center Dr, Highlands Ranch, CO 80129, USA | 5.0★ | 36 |
| #6 | Custom Insurance Solutions1745 Shea Center Dr 4th Floor, Highlands Ranch, CO 80129, USA | 5.0★ | 61 |
| #7 | Farmers Insurance - Julia Bryant549 W Highlands Ranch Pkwy #106, Highlands Ranch, CO 80129, USA | 4.7★ | 59 |
| #8 | Scott Gallagher American Family Insurance66 Springer Dr # 309, Highlands Ranch, CO 80129, USA | 5.0★ | 4 |
| #9 | Insurance Service CO9557 S University Blvd, Highlands Ranch, CO 80126, USA | 5.0★ | 3 |
| #10 | Benchmark Insurance Agency, LLC66 Springer Dr # 215, Highlands Ranch, CO 80129, USA | 5.0★ | 2 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Highlands Ranch
Rated 1.0 stars from one review; customer experiences are very limited.
10832 Mountshire Cir, Littleton, CO 80126, USA
Proudly serving Highlands Ranch with a flawless 5.0-star rating from 36 reviews.
1745 Shea Center Dr, Highlands Ranch, CO 80129, USA
Proudly serving Highlands Ranch with a flawless 5.0-star rating from 61 Google reviews.
1745 Shea Center Dr 4th Floor, Highlands Ranch, CO 80129, USA
Consistently rated 4.7 stars from 59 reviews by satisfied local clients.
549 W Highlands Ranch Pkwy #106, Highlands Ranch, CO 80129, USA
Exceptional 5.0-star rating from 4 reviews in Highlands Ranch.
66 Springer Dr # 309, Highlands Ranch, CO 80129, USA
5.0 stars from 3 Google reviews, reflecting exceptional client satisfaction.
9557 S University Blvd, Highlands Ranch, CO 80126, USA
Exceptional 5.0-star rating from 2 Google reviews for this Highlands Ranch insurance agent.
66 Springer Dr # 215, Highlands Ranch, CO 80129, USA
4.9-star rating from 139 Google reviews makes them a trusted local choice.
6660 Timberline Rd Ste 150, Highlands Ranch, CO 80130, USA
Trusted by locals with a stellar 4.9★ rating from over 120 reviews.
1745 Shea Center Dr ste 400, Highlands Ranch, CO 80129, USA
Known for a strong 4.7-star rating from 81 Google reviews in Highlands Ranch.
66 Springer Dr STE 102, Highlands Ranch, CO 80129, USA
4.9 stars from 68 reviews make this Highlands Ranch insurance agent a trusted choice.
1745 Shea Center Dr #400, Littleton, CO 80129, USA
Proudly serving Highlands Ranch with a perfect 5.0-star rating from local clients.
537 W Highlands Ranch Pkwy, Highlands Ranch, CO 80129, USA
Trusted Highlands Ranch insurance agent with a perfect 5.0-star rating from 6 reviews.
1745 Shea Center Dr ste 400, Highlands Ranch, CO 80129, USA
4.5 stars from 32 reviews, showing strong client satisfaction in Highlands Ranch.
8925 Ridgeline Blvd STE 101, Highlands Ranch, CO 80129, USA
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Insurance Agents in Highlands Ranch, CO — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Sean Morton - State Farm Insurance Agent | 87/100 | 4.9 ★ | 371 |
| 2 | Jodi Stoker - State Farm Insurance Agent | 86/100 | 5.0 ★ | 158 |
| 3 | MountainStorm Insurance Agency | 83/100 | 4.8 ★ | 100 |
| 4 | BlueCross BlueShield Authorized Agent | 14/100 | 1.0 ★ | 1 |
| 5 | TPG Insurance | 78/100 | 5.0 ★ | 36 |
| 6 | Custom Insurance Solutions | 81/100 | 5.0 ★ | 61 |
| 7 | Farmers Insurance - Julia Bryant | 75/100 | 4.7 ★ | 59 |
| 8 | Scott Gallagher American Family Insurance | 67/100 | 5.0 ★ | 4 |
| 9 | Insurance Service CO | 66/100 | 5.0 ★ | 3 |
| 10 | Benchmark Insurance Agency, LLC | 64/100 | 5.0 ★ | 2 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Highlands Ranch
What is the difference between a captive and independent insurance agent in Highlands Ranch?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CO?
Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.
How much does working with a local insurance agent in Highlands Ranch cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Highlands Ranch?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Highlands Ranch adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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