Same Day · Homestead
Same-Day Insurance Agents in Homestead, FL
Can't wait a week? These insurance agents in Homestead offer same-day or next-day appointments. Call now to check availability.
As of May 2026, RatingsNearMe ranks 19 insurance agents in Homestead, FL by verified customer ratings and review volume. The highest-rated is GoldenTrust Insurance Homestead with a 5.0-star rating from 1,697 verified reviews. Also in the top tier: George Meroni - State Farm Insurance Agent and Univista Insurance. The average rating across all listed insurance agents in Homestead is 4.8 stars from 199 reviews per business on average.
Insurance in Homestead: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
199
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
GoldenTrust Insurance Homestead
40-42 SE 4th Rd, Homestead, FL 33030, USA
George Meroni - State Farm Insurance Agent
1801 N Krome Ave, Homestead, FL 33030, USA
Univista Insurance
1413 N Krome Ave, Homestead, FL 33030, USA
Insurance Agents Rankings in Homestead, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | GoldenTrust Insurance Homestead40-42 SE 4th Rd, Homestead, FL 33030, USA | 5.0★ | 1,697 |
| #2 | George Meroni - State Farm Insurance Agent1801 N Krome Ave, Homestead, FL 33030, USA | 4.9★ | 313 |
| #3 | Univista Insurance1413 N Krome Ave, Homestead, FL 33030, USA | 4.8★ | 208 |
| #4 | F&N Insurance Group - Homestead23715 S Dixie Hwy, Homestead, FL 33032, USA | 4.9★ | 47 |
| #5 | Seoane Insurance29100 Kansas Rd, Homestead, FL 33033, USA | 5.0★ | 136 |
| #6 | Amco Insurance208 NE 8th St, Homestead, FL 33030, USA | 4.8★ | 168 |
| #7 | South Florida Insurance Prof Inc1122 N Flagler Ave, Homestead, FL 33030, USA | 5.0★ | 106 |
| #8 | Your Family First Insurance Inc1241 NE 8th St, Homestead, FL 33033, USA | 4.9★ | 169 |
| #9 | Cuspide Insurance | Affordable Health Insurance/Obamacare18933 SW 354th St, Homestead, FL 33034, USA | 5.0★ | 20 |
| #10 | South Sun Insurance Agency30708 S Dixie Hwy, Homestead, FL 33030, USA | 5.0★ | 11 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Homestead
F&N Insurance Group - Homestead
23715 S Dixie Hwy, Homestead, FL 33032, USA
Seoane Insurance
29100 Kansas Rd, Homestead, FL 33033, USA
Amco Insurance
208 NE 8th St, Homestead, FL 33030, USA
South Florida Insurance Prof Inc
1122 N Flagler Ave, Homestead, FL 33030, USA
Your Family First Insurance Inc
1241 NE 8th St, Homestead, FL 33033, USA
Cuspide Insurance | Affordable Health Insurance/Obamacare
18933 SW 354th St, Homestead, FL 33034, USA
South Sun Insurance Agency
30708 S Dixie Hwy, Homestead, FL 33030, USA
Dorsal Insurance Inc
106 N Homestead Blvd, Homestead, FL 33030, USA
Stoner Insurance 1st State Insurance
42 N Homestead Blvd, Homestead, FL 33030, USA
Gruber & Associates Insurance
1135 N Krome Ave, Homestead, FL 33030, USA
Del Toro Insurance
1200 N Flagler Ave, Homestead, FL 33030, USA
Estrella Insurance
30422 S Dixie Hwy, Homestead, FL 33030, USA
Sebanda Insurance
24844 SW 177th Ave, Homestead, FL 33031, USA
Freeway Insurance
30377 S Dixie Hwy Suite B, Homestead, FL 33033, USA
Aixa Hernandez - State Farm Insurance Agent
381 N Krome Ave Ste 208, Homestead, FL 33030, USA
Buysmart Insurance Inc
190 N Homestead Blvd, Homestead, FL 33030, USA
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Frequently Asked Questions — Insurance Agents in Homestead
What is the difference between a captive and independent insurance agent in Homestead?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in Homestead cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Homestead?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Homestead adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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