Same Day · Homestead
Same-Day Mortgage Brokers in Homestead, FL
Can't wait a week? These mortgage brokers in Homestead offer same-day or next-day appointments. Call now to check availability.
As of June 2026, RatingsNearMe ranks 15 mortgage brokers in Homestead, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Mid Florida Mortgage Professionals with a 5.0-star rating from 236 Google reviews and an RNM Score of 100/100. Also in the top tier: Homestead Financial Mortgage and Ocean Trust Insurance & Financial Services. The average rating across all listed mortgage brokers in Homestead is 4.8 stars from 124 reviews per business on average.
Mortgage brokers in Homestead: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
THE MORTGAGE EXPERTS
Consistently recognized as a top-ranked broker in Homestead for their personalized service and competitive rates.
Most Reviewed
Fidelity Home Group
A high number of reviews indicates broad customer experience and trust, helping you gauge service reliability.
Compare loan offers from at least two brokers and check for hidden fees; local expertise in Homestead can be a major advantage for navigating unique market conditions.
Local Market Snapshot
15
Businesses listed
4.8★
Avg rating
124
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
Trusted by hundreds of local clients, this Homestead broker holds a flawless 5.0-star rating.
235 S Central Ave, Oviedo, FL 32765, USAA trusted local lender with a 4.9-star rating from nearly 770 reviews.
14897 Clayton Rd, Chesterfield, MO 63017, USATrusted by hundreds of local clients with a flawless 5.0-star rating.
809 N Homestead Blvd, Homestead, FL 33030, USAMortgage Brokers Rankings in Homestead, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mid Florida Mortgage Professionals235 S Central Ave, Oviedo, FL 32765, USA | 5.0★ | 236 |
| #2 | Homestead Financial Mortgage14897 Clayton Rd, Chesterfield, MO 63017, USA | 4.9★ | 768 |
| #3 | Ocean Trust Insurance & Financial Services809 N Homestead Blvd, Homestead, FL 33030, USA | 5.0★ | 327 |
| #4 | THE MORTGAGE EXPERTS16255 SW 275 St, Homestead, FL 33031, USA | 5.0★ | 33 |
| #5 | Terri Ellis | SouthState Mortgage28801 SW 157th Ave, Homestead, FL 33033, USA | 5.0★ | 12 |
| #6 | Erica G. Ávila - All In One Mortgage Lenders - Homestead’s Trusted Lender1348 Old Dixie Hwy, Homestead, FL 33030, USA | 5.0★ | 7 |
| #7 | Fidelity Home Group4700 Millenia Blvd Ste 175, Orlando, FL 32839, USA | 4.9★ | 41 |
| #8 | Space Coast Credit Union | Homestead, FL2804 NE 8th St, Homestead, FL 33033, USA | 3.9★ | 22 |
| #9 | DH MORTGAGE GROUP, LLC32269 SW 197th Ave, Homestead, FL 33030, USA | 5.0★ | 7 |
| #10 | Chase Mortgage13701 SW 288th St, Homestead, FL 33033, USA | 4.0★ | 4 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Homestead
Exceptional 5.0-star rating from over 30 Google reviews in Homestead.
16255 SW 275 St, Homestead, FL 33031, USA
Exceptional 5.0-star rating from 12 Google reviews in Homestead, FL.
28801 SW 157th Ave, Homestead, FL 33033, USA
5.0 stars from 7 reviews, reflecting exceptional client satisfaction in Homestead.
1348 Old Dixie Hwy, Homestead, FL 33030, USA
Rated 4.9 stars from 41 Google reviews, this trusted Homestead broker excels.
4700 Millenia Blvd Ste 175, Orlando, FL 32839, USA
Averaging 3.9 stars from 22 Google reviews, this lender offers mixed local feedback.
2804 NE 8th St, Homestead, FL 33033, USA
Exceptional 5.0-star rating from 7 Google reviews in Homestead, FL.
32269 SW 197th Ave, Homestead, FL 33030, USA
Trusted local mortgage broker with a solid 4.0-star rating from 4 reviews.
13701 SW 288th St, Homestead, FL 33033, USA
New to Google Maps with no customer reviews yet.
1040 SE 19th Ave, Homestead, FL 33035, USA
A mortgage broker in Homestead, FL with no customer reviews yet for reference.
420 NW 12th Ave, Florida City, FL 33034, USA
A top-rated Homestead mortgage broker with a perfect 5.0 stars from 28 reviews.
2101 Amador Pl, Oviedo, FL 32765, USA
A Homestead mortgage broker with no customer reviews on Google yet.
3050 NE 43rd Ave, Homestead, FL 33033, USA
Exceptional 5.0-star rating based on 8 Google reviews from local clients.
29051 SW 167th Ct, Homestead, FL 33030, USA
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Mortgage Brokers in Homestead, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Mid Florida Mortgage Professionals | 100/100 | 5.0 ★ | 236 |
| 2 | Homestead Financial Mortgage | 87/100 | 4.9 ★ | 768 |
| 3 | Ocean Trust Insurance & Financial Services | 88/100 | 5.0 ★ | 327 |
| 4 | THE MORTGAGE EXPERTS | 77/100 | 5.0 ★ | 33 |
| 5 | Terri Ellis | SouthState Mortgage | 72/100 | 5.0 ★ | 12 |
| 6 | Erica G. Ávila - All In One Mortgage Lenders - Homestead’s Trusted Lender | 70/100 | 5.0 ★ | 7 |
| 7 | Fidelity Home Group | 77/100 | 4.9 ★ | 41 |
| 8 | Space Coast Credit Union | Homestead, FL | 57/100 | 3.9 ★ | 22 |
| 9 | DH MORTGAGE GROUP, LLC | 70/100 | 5.0 ★ | 7 |
| 10 | Chase Mortgage | 50/100 | 4.0 ★ | 4 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in Homestead
What does a mortgage broker do differently than going directly to a bank in Homestead?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Homestead?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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