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Insurance Agents in Houston, TX — Free Estimates
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As of May 2026, RatingsNearMe ranks 20 insurance agents in Houston, TX by verified customer ratings and review volume. The highest-rated is Bikini Insurance with a 5.0-star rating from 5,490 verified reviews. Also in the top tier: Texan Insurance and Priority Insurance. The average rating across all listed insurance agents in Houston is 4.9 stars from 641 reviews per business on average.
Insurance in Houston: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
641
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Bikini Insurance
5715 Airline Dr B, Houston, TX 77076, USA
Texan Insurance
6161 Savoy Dr #960, Houston, TX 77036, USA
Priority Insurance
2610 S Texas 6 #1, Houston, TX 77082, USA
Insurance Agents Rankings in Houston, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Bikini Insurance5715 Airline Dr B, Houston, TX 77076, USA | 5.0★ | 5,490 |
| #2 | Texan Insurance6161 Savoy Dr #960, Houston, TX 77036, USA | 4.9★ | 2,562 |
| #3 | Priority Insurance2610 S Texas 6 #1, Houston, TX 77082, USA | 4.8★ | 1,512 |
| #4 | Memorial Insurance Agency13501 Katy Fwy Ste 1875, Houston, TX 77079, USA | 4.9★ | 271 |
| #5 | Texas General Insurance Agency2500 W Loop S #530, Houston, TX 77027, USA | 4.0★ | 4 |
| #6 | Cash & Forbes Insurance Group13501 Katy Fwy Ste 1875, Houston, TX 77079, USA | 5.0★ | 539 |
| #7 | Texas Auto Insurance Agency5090 Richmond Ave UNIT 106, Houston, TX 77056, USA | 5.0★ | 14 |
| #8 | The Vanguard Insurance Agency1225 N Loop W suite 322, Houston, TX 77008, USA | 4.9★ | 394 |
| #9 | Insurance4Dallas2700 Post Oak Blvd, Houston, TX 77056, USA | 5.0★ | 10 |
| #10 | Dean & Draper Insurance Agency, LP3131 W Alabama St Ste 150, Houston, TX 77098, USA | 4.8★ | 214 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Houston
Memorial Insurance Agency
13501 Katy Fwy Ste 1875, Houston, TX 77079, USA
Texas General Insurance Agency
2500 W Loop S #530, Houston, TX 77027, USA
Cash & Forbes Insurance Group
13501 Katy Fwy Ste 1875, Houston, TX 77079, USA
Texas Auto Insurance Agency
5090 Richmond Ave UNIT 106, Houston, TX 77056, USA
The Vanguard Insurance Agency
1225 N Loop W suite 322, Houston, TX 77008, USA
Insurance4Dallas
2700 Post Oak Blvd, Houston, TX 77056, USA
Dean & Draper Insurance Agency, LP
3131 W Alabama St Ste 150, Houston, TX 77098, USA
Affordable Insurance of Texas
7447 Harwin Dr. #288, Houston, TX 77036, USA
Associated Insurance Managers
11111 Katy Fwy #120, Houston, TX 77079, USA
Paga-Menos Insurance
5901 Bellaire Blvd Ste C, Houston, TX 77081, USA
Pasadena Insurance Agency, Inc.
99 Detering St #280, Houston, TX 77007, USA
Linda Meyer Insurance Brokerage
5718 Westheimer Rd Suite 1000, Houston, TX 77057, USA
Houston Insurance Agency, Inc
6430 Richmond Ave Suite 250, Houston, TX 77057, USA
Acceptance Insurance
7404 Airline Dr Ste F, Houston, TX 77076, USA
Victory Agency Inc.
11000 Richmond Ave Ste 110, Houston, TX 77042, USA
AAIGOT Insurance Agency
6633 Hillcroft Ave Suite 101, Houston, TX 77081, USA
Douglas B Johnson Insurance Agency
2190 N Loop W Fwy #400, Houston, TX 77018, USA
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Frequently Asked Questions — Insurance Agents in Houston
What is the difference between a captive and independent insurance agent in Houston?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Houston cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Houston?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Houston adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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