24/7 Available · Hutto
24-Hour Insurance Agents in Hutto, TX — Always Available
Emergencies don't keep business hours. These insurance agents in Hutto are available 24 hours a day, 7 days a week — including holidays.
As of May 2026, RatingsNearMe ranks 14 insurance agents in Hutto, TX by verified customer ratings and review volume. The highest-rated is Todd Durflinger - State Farm Insurance Agent with a 4.9-star rating from 440 verified reviews. Also in the top tier: Monica Story - State Farm Insurance Agent and Shamrock Insurance Agency. The average rating across all listed insurance agents in Hutto is 4.7 stars from 80 reviews per business on average.
Insurance in Hutto: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
14
Businesses listed
4.7★
Avg rating
80
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Todd Durflinger - State Farm Insurance Agent
567 Chris Kelley Blvd Suite 203, Hutto, TX 78634, USA
Monica Story - State Farm Insurance Agent
351 Exchange Blvd ste 210, Hutto, TX 78634, USA
Shamrock Insurance Agency
623 W Front St suite 900, VILLAGE OF THE HILLS, TX 78738, USA
Insurance Agents Rankings in Hutto, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Todd Durflinger - State Farm Insurance Agent567 Chris Kelley Blvd Suite 203, Hutto, TX 78634, USA | 4.9★ | 440 |
| #2 | Monica Story - State Farm Insurance Agent351 Exchange Blvd ste 210, Hutto, TX 78634, USA | 5.0★ | 264 |
| #3 | Shamrock Insurance Agency623 W Front St suite 900, VILLAGE OF THE HILLS, TX 78738, USA | 4.9★ | 69 |
| #4 | Schmidt Insurance Agency115-A East St, Hutto, TX 78634, USA | 5.0★ | 2 |
| #5 | Farmers Insurance - Doug Gaul112 US-79 Ste D, Hutto, TX 78634, USA | 4.9★ | 30 |
| #6 | Farmers Insurance - Nicole Johnston401 Ed Schmidt Blvd Ste 200, Hutto, TX 78634, USA | 4.8★ | 22 |
| #7 | Hutto & Dalchau Insurance Agency1601 Ford St, Llano, TX 78643, USA | 4.9★ | 35 |
| #8 | Allstate 7th Gen Insurance Group351 Exchange Blvd Suite 305, Hutto, TX 78634, USA | 5.0★ | 2 |
| #9 | BIG RIG INSURANCE SERVICES351 Exchange Blvd #240, Hutto, TX 78634, USA | 4.9★ | 90 |
| #10 | JOSHUA PREECE: Allstate Insurance623 W Front St Ste 1400, Hutto, TX 78634, USA | 5.0★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Hutto
Schmidt Insurance Agency
115-A East St, Hutto, TX 78634, USA
Farmers Insurance - Doug Gaul
112 US-79 Ste D, Hutto, TX 78634, USA
Farmers Insurance - Nicole Johnston
401 Ed Schmidt Blvd Ste 200, Hutto, TX 78634, USA
Hutto & Dalchau Insurance Agency
1601 Ford St, Llano, TX 78643, USA
Allstate 7th Gen Insurance Group
351 Exchange Blvd Suite 305, Hutto, TX 78634, USA
BIG RIG INSURANCE SERVICES
351 Exchange Blvd #240, Hutto, TX 78634, USA
JOSHUA PREECE: Allstate Insurance
623 W Front St Ste 1400, Hutto, TX 78634, USA
Walker Insurance
623 W Front St STE 900, Hutto, TX 78634, USA
Hutto Insurance Services
105 Old Hewitt Rd # 400, Waco, TX 76712, USA
Randig Insurance Agency LLC
1900 N Main St, Taylor, TX 76574, USA
Frazier Insurance
210 E 3rd St, Taylor, TX 76574, USA
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Frequently Asked Questions — Insurance Agents in Hutto
What is the difference between a captive and independent insurance agent in Hutto?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Hutto cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Hutto?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Hutto adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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