Verified · Irvine
Trusted Insurance Agents in Irvine, CA
Trust matters when you're inviting a pro into your home or business. These insurance agents in Irvine have earned it through hundreds of verified reviews.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Irvine, CA by verified customer ratings and review volume. The highest-rated is AIS Insurance - Headquarters with a 4.9-star rating from 1,525 verified reviews. Also in the top tier: CKS INSURANCE AGENCY - 金盾保险 and KCAL Insurance Agency (Irvine) | 華興保險. The average rating across all listed insurance agents in Irvine is 4.8 stars from 270 reviews per business on average.
Insurance in Irvine: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
270
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
AIS Insurance - Headquarters
19800 MacArthur Blvd #1050, Irvine, CA 92612, USA
CKS INSURANCE AGENCY - 金盾保险
2691 Richter Ave #122, Irvine, CA 92606, USA
KCAL Insurance Agency (Irvine) | 華興保險
14795 Jeffrey Rd #209, Irvine, CA 92618, USA
Insurance Agents Rankings in Irvine, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | AIS Insurance - Headquarters19800 MacArthur Blvd #1050, Irvine, CA 92612, USA | 4.9★ | 1,525 |
| #2 | CKS INSURANCE AGENCY - 金盾保险2691 Richter Ave #122, Irvine, CA 92606, USA | 5.0★ | 676 |
| #3 | KCAL Insurance Agency (Irvine) | 華興保險14795 Jeffrey Rd #209, Irvine, CA 92618, USA | 5.0★ | 568 |
| #4 | Great Park Insurance10 Corporate Park #130, Irvine, CA 92606, USA | 4.9★ | 498 |
| #5 | COVENANT DIRECT INSURANCE SERVICES7700 Irvine Center Dr #800, Irvine, CA 92618, USA | 4.6★ | 9 |
| #6 | Irvine Insurance Solutions6176 Lake Forest Dr, Irvine, CA 92618, USA | 5.0★ | 8 |
| #7 | Travelers3333 Michelson Dr Suite 1000, Irvine, CA 92612, USA | 3.9★ | 27 |
| #8 | Renegade Insurance Broker LLC7545 Irvine Center Dr Suite 200 #237, Irvine, CA 92618, USA | 5.0★ | 3 |
| #9 | Morning Star Agency Insurance Services1340 Reynolds Ave Suite 103, Irvine, CA 92614, USA | 5.0★ | 29 |
| #10 | Steven Wang - State Farm Insurance Agent9279 Research Dr, Irvine, CA 92618, USA | 5.0★ | 558 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Irvine
Great Park Insurance
10 Corporate Park #130, Irvine, CA 92606, USA
COVENANT DIRECT INSURANCE SERVICES
7700 Irvine Center Dr #800, Irvine, CA 92618, USA
Irvine Insurance Solutions
6176 Lake Forest Dr, Irvine, CA 92618, USA
Travelers
3333 Michelson Dr Suite 1000, Irvine, CA 92612, USA
Renegade Insurance Broker LLC
7545 Irvine Center Dr Suite 200 #237, Irvine, CA 92618, USA
Morning Star Agency Insurance Services
1340 Reynolds Ave Suite 103, Irvine, CA 92614, USA
Steven Wang - State Farm Insurance Agent
9279 Research Dr, Irvine, CA 92618, USA
SR22 Auto Insurance Agency Team
10 Corporate Park #224, Irvine, CA 92606, USA
Lockton Insurance Brokers
19800 MacArthur Blvd Ste. 1250, Irvine, CA 92612, USA
Peggy Thomas Insurance
53 Carson, Irvine, CA 92620, USA
Farmers Insurance - Adriana Fregoso
17771 Cowan Ste 200, Irvine, CA 92614, USA
PFA Irvine Office
20 Corporate Park Suite 265, Irvine, CA 92606, USA
Scott Stevens - State Farm Insurance Agent
4482 Barranca Pkwy #224, Irvine, CA 92604, USA
Glenn S. Caldwell Insurance Services Inc.
3349 Michelson Dr #200, Irvine, CA 92612, USA
Fairbanks Insurance Brokers, Inc.
7545 Irvine Center Dr Ste 200, Irvine, CA 92618, USA
Omidi Insurance Agency
14200 Culver Dr #220, Irvine, CA 92604, USA
Any Insurance Services (Irvine) 全民保險
980 Roosevelt Suit 200A, Irvine, CA 92620, USA
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Frequently Asked Questions — Insurance Agents in Irvine
What is the difference between a captive and independent insurance agent in Irvine?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CA?
Search the CA Department of Insurance's online license lookup — Google "CA Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CA must be licensed with the state.
How much does working with a local insurance agent in Irvine cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Irvine?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Irvine adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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