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As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Jackson, TN by verified customer ratings and review volume. The highest-rated is Leaders Credit Union- Mortgage Services with a 5.0-star rating from 318 verified reviews. Also in the top tier: State Finance Co and Jackson Credit. The average rating across all listed mortgage brokers in Jackson is 4.9 stars from 86 reviews per business on average.
Mortgage brokers in Jackson: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
86
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Leaders Credit Union- Mortgage Services
35 Stonebridge Blvd, Jackson, TN 38305, USA
Mortgage Brokers Rankings in Jackson, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Leaders Credit Union- Mortgage Services35 Stonebridge Blvd, Jackson, TN 38305, USA | 5.0★ | 318 |
| #2 | State Finance Co1725-B S Highland Ave, Jackson, TN 38301, USA | 5.0★ | 212 |
| #3 | Jackson Credit72 Ridgecrest Rd, Jackson, TN 38305, USA | 4.9★ | 198 |
| #4 | Premier Mortgage Financial3001 Greystone Square, Jackson, TN 38305, USA | 5.0★ | 26 |
| #5 | Steadfast Mortgage | Jackson200 Stonebridge Blvd Suite B-1, Jackson, TN 38305, USA | 5.0★ | 10 |
| #6 | Jamie Watkins, Mortgage Loan Officer - First Horizon Bank325 Oil Well Rd, Jackson, TN 38305, USA | 5.0★ | 2 |
| #7 | Daniel Mooney, FirstBank Mortgage, NMLS# 74102211 Channing Way, Jackson, TN 38305, USA | 5.0★ | 7 |
| #8 | Ryan Longley, Mortgage Lender, NMLS 2814668408 Walker Rd, Jackson, TN 38305, USA | — | — |
| #9 | Gateway Mortgage Group31 Bowling Dr ste l, Jackson, TN 38305, USA | 5.0★ | 1 |
| #10 | Grayson Mortgage Group LLC119 Bent Oaks Dr, Jackson, TN 38305, USA | 5.0★ | 4 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Jackson
Premier Mortgage Financial
3001 Greystone Square, Jackson, TN 38305, USA
Steadfast Mortgage | Jackson
200 Stonebridge Blvd Suite B-1, Jackson, TN 38305, USA
Jamie Watkins, Mortgage Loan Officer - First Horizon Bank
325 Oil Well Rd, Jackson, TN 38305, USA
Daniel Mooney, FirstBank Mortgage, NMLS# 741022
11 Channing Way, Jackson, TN 38305, USA
Ryan Longley, Mortgage Lender, NMLS 2814668
408 Walker Rd, Jackson, TN 38305, USA
Gateway Mortgage Group
31 Bowling Dr ste l, Jackson, TN 38305, USA
Grayson Mortgage Group LLC
119 Bent Oaks Dr, Jackson, TN 38305, USA
Bank of England Mortgage Middle TN
96 W University Pkwy unit b, Jackson, TN 38305, USA
Mortgage Investors Group
2821 N Highland Ave # B, Jackson, TN 38305, USA
Karley Bond, Mortgage Loan Officer - First Horizon Bank
325 Oil Well Rd, Jackson, TN 38305, USA
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Frequently Asked Questions — Mortgage Brokers in Jackson
What does a mortgage broker do differently than going directly to a bank in Jackson?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Jackson?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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