Pricing Guide · Jacksonville
Insurance Agents Cost in Jacksonville, FL — 2026 Price Guide
What should you pay for insurance agents in Jacksonville? See real 2026 price ranges from local pros and get free quotes to compare.
As of July 2026, RatingsNearMe ranks 19 insurance agents in Jacksonville, FL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Brightway Insurance, The Pihl Agency with a 5.0-star rating from 940 Google reviews and an RNM Score of 88/100. Also in the top tier: Augustyniak Insurance Group and Madeline Nguyen - GEICO Insurance Agent. The average rating across all listed insurance agents in Jacksonville is 4.8 stars from 537 reviews per business on average.
Insurance in Jacksonville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
North FLA Agency dba Bacon Insurance
This agency is top-ranked in Jacksonville due to outstanding customer reviews and comprehensive coverage options.
Most Reviewed
Insurance Planet
A high number of reviews suggests trust and a track record of satisfied clients.
When choosing an insurance agent in Jacksonville, compare quotes from multiple agencies and read recent reviews to ensure the agency is responsive and offers the coverage you need.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
537
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Jacksonville insurance agent with a 5.0-star rating from 940 Google reviews.
3003 Claire Ln Suite 401, Jacksonville, FL 32223, USA4.9 stars from over 2,200 reviews make this a top-rated Jacksonville insurance agent.
12058 San Jose Blvd STE 304, Jacksonville, FL 32223, USATrusted by thousands with a 4.8-star rating from over 1,780 reviews.
10150 Beach Blvd #10, Jacksonville, FL 32246, USAInsurance Agents Rankings in Jacksonville, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Brightway Insurance, The Pihl Agency3003 Claire Ln Suite 401, Jacksonville, FL 32223, USA | 5.0★ | 940 |
| #2 | Augustyniak Insurance Group12058 San Jose Blvd STE 304, Jacksonville, FL 32223, USA | 4.9★ | 2,263 |
| #3 | Madeline Nguyen - GEICO Insurance Agent10150 Beach Blvd #10, Jacksonville, FL 32246, USA | 4.8★ | 1,780 |
| #4 | Hardin Insurance Inc.5627 Atlantic Blvd Unit 6, Jacksonville, FL 32207, USA | 5.0★ | 28 |
| #5 | Carter Insurance4342 University Blvd S, Jacksonville, FL 32216, USA | 4.5★ | 908 |
| #6 | Michael Nickas - State Farm Insurance Agent14158 Marsh Woods Ct, Jacksonville, FL 32224, USA | 4.9★ | 544 |
| #7 | Acceptance Insurance3000 Moncrief Rd Ste 11, Jacksonville, FL 32209, USA | 4.8★ | 492 |
| #8 | Ricci Insurance Group3721 Dupont Station Ct S, Jacksonville, FL 32217, USA | 4.9★ | 489 |
| #9 | Direct Auto Insurance5853 University Blvd W, Jacksonville, FL 32216, USA | 4.9★ | 399 |
| #10 | Nsurance Nation4010 University Blvd W #1, Jacksonville, FL 32217, USA | 4.9★ | 273 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Jacksonville
5.0 stars from 28 Google reviews, reflecting exceptional local service.
5627 Atlantic Blvd Unit 6, Jacksonville, FL 32207, USA
Highly rated by hundreds of local clients with 4.5 stars.
4342 University Blvd S, Jacksonville, FL 32216, USA
4.9-star rating from over 500 Google reviews in Jacksonville, FL.
14158 Marsh Woods Ct, Jacksonville, FL 32224, USA
Rated 4.8 stars from nearly 500 reviews by local clients.
3000 Moncrief Rd Ste 11, Jacksonville, FL 32209, USA
Trusted by hundreds of local clients, earning a stellar 4.9-star average rating.
3721 Dupont Station Ct S, Jacksonville, FL 32217, USA
Jacksonville insurance agent with a 4.9-star rating from nearly 400 reviews.
5853 University Blvd W, Jacksonville, FL 32216, USA
Trusted by hundreds of clients with an exceptional 4.9-star rating on Google.
4010 University Blvd W #1, Jacksonville, FL 32217, USA
Trusted by hundreds of clients, this Jacksonville agent holds a flawless 4.9-star rating.
3546 St Johns Bluff Rd S UNIT 109, Jacksonville, FL 32224, USA
Jacksonville's top-rated insurance agent with a perfect 5.0★ from 421 reviews.
12735 Gran Bay Pkwy Ste 130, Jacksonville, FL 32258, USA
4.7 stars from nearly 200 reviews, trusted by Jacksonville clients.
7999 Philips Hwy #209, Jacksonville, FL 32256, USA
4.9 stars from 165 Google reviews, reflecting exceptional local client satisfaction.
5600 New Kings Rd #4, Jacksonville, FL 32209, USA
4.7 stars from 126 reviews, reflecting strong local trust in Jacksonville.
3342 Kori Rd, Jacksonville, FL 32257, USA
Honored with a 4.8-star rating from over 100 glowing client reviews.
10095 Beach Blvd #400, Jacksonville, FL 32246, USA
Top-rated Jacksonville insurance agent with 4.9 stars from nearly 300 reviews.
1819 Hendricks Ave Ste 3, Jacksonville, FL 32207, USA
Trusted by hundreds of local clients, this agency holds a strong 4.7-star rating.
2104 Park St, Jacksonville, FL 32204, USA
4.8 stars from 238 Google reviews, reflecting exceptional local client satisfaction.
2153 Blanding Blvd, Jacksonville, FL 32210, USA
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Insurance Agents in Jacksonville, FL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Brightway Insurance, The Pihl Agency | 88/100 | 5.0 ★ | 940 |
| 2 | Augustyniak Insurance Group | 87/100 | 4.9 ★ | 2,263 |
| 3 | Madeline Nguyen - GEICO Insurance Agent | 85/100 | 4.8 ★ | 1,780 |
| 4 | Hardin Insurance Inc. | 77/100 | 5.0 ★ | 28 |
| 5 | Carter Insurance | 80/100 | 4.5 ★ | 908 |
| 6 | Michael Nickas - State Farm Insurance Agent | 87/100 | 4.9 ★ | 544 |
| 7 | Acceptance Insurance | 85/100 | 4.8 ★ | 492 |
| 8 | Ricci Insurance Group | 87/100 | 4.9 ★ | 489 |
| 9 | Direct Auto Insurance | 87/100 | 4.9 ★ | 399 |
| 10 | Nsurance Nation | 87/100 | 4.9 ★ | 273 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Jacksonville
What is the difference between a captive and independent insurance agent in Jacksonville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in Jacksonville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Jacksonville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Jacksonville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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