Local Pros · Jacksonville
Local Mortgage Brokers in Jacksonville, FL
Locally owned and operated mortgage brokers serving Jacksonville and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 16 mortgage brokers in Jacksonville, FL by verified customer ratings and review volume. The highest-rated is First Coast Mortgage Funding with a 5.0-star rating from 439 verified reviews. Also in the top tier: First Down Mortgage and Guild Mortgage Company. The average rating across all listed mortgage brokers in Jacksonville is 5 stars from 183 reviews per business on average.
Mortgage brokers in Jacksonville: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
183
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
First Coast Mortgage Funding
11363 San Jose Blvd Building 200, Jacksonville, FL 32223, USA
First Down Mortgage
820 A1A N suite w-4, Ponte Vedra Beach, FL 32082, USA
Guild Mortgage Company
9428 Baymeadows Rd STE 502, Jacksonville, FL 32256, USA
Mortgage Brokers Rankings in Jacksonville, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | First Coast Mortgage Funding11363 San Jose Blvd Building 200, Jacksonville, FL 32223, USA | 5.0★ | 439 |
| #2 | First Down Mortgage820 A1A N suite w-4, Ponte Vedra Beach, FL 32082, USA | 5.0★ | 354 |
| #3 | Guild Mortgage Company9428 Baymeadows Rd STE 502, Jacksonville, FL 32256, USA | 4.9★ | 385 |
| #4 | North Star Mortgage Network Inc.12058 San Jose Blvd Unit 404, Jacksonville, FL 32223, USA | 5.0★ | 324 |
| #5 | Mortgages By Linda8833 Perimeter Park Blvd STE 403, Jacksonville, FL 32216, USA | 4.9★ | 160 |
| #6 | Lennar Mortgage, LLC Jacksonville7411 Fullerton St Suite 201, Jacksonville, FL 32256, USA | 4.8★ | 298 |
| #7 | Randall Wiggins - Mortgage Broker4320 Deerwood Lake Pkwy #101-209, Jacksonville, FL 32216, USA | 5.0★ | 132 |
| #8 | Sharp Mortgages Inc. NMLS#1551638785 Perimeter Park Blvd, Jacksonville, FL 32216, USA | 5.0★ | 184 |
| #9 | Florida Mortgage Corp6817 Southpoint Pkwy #1002, Jacksonville, FL 32216, USA | 5.0★ | 40 |
| #10 | Gary Burmeister Mortgage Broker11363 San Jose Blvd, Jacksonville, FL 32223, USA | 5.0★ | 52 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Jacksonville
North Star Mortgage Network Inc.
12058 San Jose Blvd Unit 404, Jacksonville, FL 32223, USA
Mortgages By Linda
8833 Perimeter Park Blvd STE 403, Jacksonville, FL 32216, USA
Lennar Mortgage, LLC Jacksonville
7411 Fullerton St Suite 201, Jacksonville, FL 32256, USA
Randall Wiggins - Mortgage Broker
4320 Deerwood Lake Pkwy #101-209, Jacksonville, FL 32216, USA
Sharp Mortgages Inc. NMLS#155163
8785 Perimeter Park Blvd, Jacksonville, FL 32216, USA
Florida Mortgage Corp
6817 Southpoint Pkwy #1002, Jacksonville, FL 32216, USA
Gary Burmeister Mortgage Broker
11363 San Jose Blvd, Jacksonville, FL 32223, USA
Promise Mortgage - Jonathan Torres
1522 Penman Rd, Jacksonville Beach, FL 32250, USA
North Florida Mortgage Brokers
380 13th Ave N, Jacksonville Beach, FL 32250, USA
Halvorsen Team - LoanPeople
8823 San Jose Blvd 301 302, Jacksonville, FL 32217, USA
Coast2Coast - Bryan Lakey Mortgages
13947 Beach Blvd #206, Jacksonville, FL 32224, USA
Grid Mortgage
11 San Pablo Cir N, Jacksonville Beach, FL 32250, USA
Bayway Mortgage Group
8833 Perimeter Park Blvd. | Suite 402 |, Jacksonville, FL 32216, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Jacksonville, FL.
Frequently Asked Questions — Mortgage Brokers in Jacksonville
What does a mortgage broker do differently than going directly to a bank in Jacksonville?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Jacksonville?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Jacksonville
Related Searches
More ways to find mortgage brokers in Jacksonville
Mortgage Brokers in nearby cities