Verified · Joliet
Trusted Mortgage Brokers in Joliet, IL
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Joliet have earned it through hundreds of verified reviews.
As of July 2026, RatingsNearMe ranks 17 mortgage brokers in Joliet, IL by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is HMA Mortgage with a 5.0-star rating from 1,423 Google reviews and an RNM Score of 100/100. Also in the top tier: Smart Mortgage Centers and Constant Mortgage Group - HMA Mortgage. The average rating across all listed mortgage brokers in Joliet is 4.9 stars from 148 reviews per business on average.
Mortgage brokers in Joliet: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Parlay Mortgage & Property
Parlay Mortgage & Property stands out as the top-ranked broker due to its strong local reputation and comprehensive mortgage and property services in Joliet.
Most Reviewed
Christopher Graham-Rocket Mortgage Local Team
A high number of reviews indicates broad customer experience and can help identify consistent service quality.
When choosing a mortgage broker in Joliet, compare local expertise with national lender resources, and always check recent reviews to ensure the broker aligns with your specific loan needs and timeline.
Local Market Snapshot
17
Businesses listed
4.9★
Avg rating
148
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Joliet mortgage broker with a perfect 5.0-star rating from over 1,400 reviews.
4640 Campbells Run Rd, Pittsburgh, PA 15205, USATop-rated Joliet mortgage broker with 4.9 stars from 272 Google reviews.
4003 Plainfield-Naperville Rd #207, Naperville, IL 60564, USAJoliet mortgage broker with a perfect 5.0-star rating from over 130 reviews.
1224 Centre W Dr # 200D, Springfield, IL 62704, USAMortgage Brokers Rankings in Joliet, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | HMA Mortgage4640 Campbells Run Rd, Pittsburgh, PA 15205, USA | 5.0★ | 1,423 |
| #2 | Smart Mortgage Centers4003 Plainfield-Naperville Rd #207, Naperville, IL 60564, USA | 4.9★ | 272 |
| #3 | Constant Mortgage Group - HMA Mortgage1224 Centre W Dr # 200D, Springfield, IL 62704, USA | 5.0★ | 135 |
| #4 | Steve Staniszewski - Mortgage Loan Originator Midland States Bank nmls# 4357841540 Rte 59, Joliet, IL 60431, USA | 5.0★ | 42 |
| #5 | First Mortgage Resource3180 Theodore St Suite 104, Joliet, IL 60435, USA | 5.0★ | 8 |
| #6 | Great Mortgage1754 N Washington St #128B, Naperville, IL 60563, USA | 4.8★ | 49 |
| #7 | Parlay Mortgage & Property16612 W 159th St #201, Lockport, IL 60441, USA | 4.8★ | 16 |
| #8 | Janine Iuliano at CrossCountry Mortgage310 N Ottawa St, Joliet, IL 60432, USA | 5.0★ | 12 |
| #9 | Christopher Graham-Rocket Mortgage Local Team2011 Rte 59, Plainfield, IL 60586, USA | 5.0★ | 46 |
| #10 | Rocket Mortgage - Local2017 S Rte 59, Plainfield, IL 60586, USA | 5.0★ | 245 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Joliet
Joliet mortgage broker with a perfect 5.0-star rating from 42 Google reviews.
1540 Rte 59, Joliet, IL 60431, USA
Earned a perfect 5.0-star rating from 8 verified Google reviews.
3180 Theodore St Suite 104, Joliet, IL 60435, USA
Joliet mortgage broker with a 4.8-star rating from nearly 50 client reviews.
1754 N Washington St #128B, Naperville, IL 60563, USA
4.8 stars from 16 reviews, reflecting consistently excellent client service.
16612 W 159th St #201, Lockport, IL 60441, USA
Top-rated Joliet mortgage broker with a perfect 5.0-star score from 12 reviews.
310 N Ottawa St, Joliet, IL 60432, USA
Joliet mortgage broker with a perfect 5.0-star rating from 46 Google reviews.
2011 Rte 59, Plainfield, IL 60586, USA
Rated 5.0 stars from over 245 Google reviews in Joliet, Illinois.
2017 S Rte 59, Plainfield, IL 60586, USA
Boasts a perfect 5.0-star rating from 76 local Google reviews.
350 Houbolt Rd Unit 206, Joliet, IL 60431, USA
Joliet mortgage broker with a perfect 5.0-star rating from 28 reviews.
16151 S Lincoln Hwy, Plainfield, IL 60586, USA
5.0-star rating from 10 Google reviews, reflecting exceptional client service.
350 Houbolt Rd Unit 206, Joliet, IL 60431, USA
5.0-star rated mortgage broker in Joliet with seven Google reviews.
318 Alana Dr, New Lenox, IL 60451, USA
Rated 4.2 stars from 5 Google reviews by local
601 Silver Creek Dr, Joliet, IL 60431, USA
Joliet mortgage broker with a perfect 5.0-star rating from over 100 reviews.
400 E Lincoln Hwy Suite 101, New Lenox, IL 60451, USA
Joliet mortgage broker with a perfect 5.0-star rating from 33 Google reviews.
2011 Rte 59, Plainfield, IL 60586, USA
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Mortgage Brokers in Joliet, IL — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | HMA Mortgage | 100/100 | 5.0 ★ | 1,423 |
| 2 | Smart Mortgage Centers | 98/100 | 4.9 ★ | 272 |
| 3 | Constant Mortgage Group - HMA Mortgage | 97/100 | 5.0 ★ | 135 |
| 4 | Steve Staniszewski - Mortgage Loan Originator Midland States Bank nmls# 435784 | 90/100 | 5.0 ★ | 42 |
| 5 | First Mortgage Resource | 82/100 | 5.0 ★ | 8 |
| 6 | Great Mortgage | 76/100 | 4.8 ★ | 49 |
| 7 | Parlay Mortgage & Property | 82/100 | 4.8 ★ | 16 |
| 8 | Janine Iuliano at CrossCountry Mortgage | 84/100 | 5.0 ★ | 12 |
| 9 | Christopher Graham-Rocket Mortgage Local Team | 83/100 | 5.0 ★ | 46 |
| 10 | Rocket Mortgage - Local | 88/100 | 5.0 ★ | 245 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Joliet
What does a mortgage broker do differently than going directly to a bank in Joliet?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Joliet?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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