4.5+ Stars · Kalamazoo
Highly Rated Mortgage Brokers in Kalamazoo, MI
Only the best make this list. These mortgage brokers in Kalamazoo have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 13 mortgage brokers in Kalamazoo, MI by verified customer ratings and review volume. The highest-rated is Kalamazoo Mortgage with a 4.8-star rating from 333 verified reviews. Also in the top tier: Treadstone Funding and Treadstone Funding: Jeremy Drobeck. The average rating across all listed mortgage brokers in Kalamazoo is 4.9 stars from 79 reviews per business on average.
Mortgage brokers in Kalamazoo: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
13
Businesses listed
4.9★
Avg rating
79
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Kalamazoo Mortgage
2415 S 11th St Suite A, Kalamazoo, MI 49009, USA
Treadstone Funding
200 N Beacon Blvd, Grand Haven, MI 49417, USA
Treadstone Funding: Jeremy Drobeck
5787 Stadium Dr Suite C, Kalamazoo, MI 49009, USA
Mortgage Brokers Rankings in Kalamazoo, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Kalamazoo Mortgage2415 S 11th St Suite A, Kalamazoo, MI 49009, USA | 4.8★ | 333 |
| #2 | Treadstone Funding200 N Beacon Blvd, Grand Haven, MI 49417, USA | 5.0★ | 169 |
| #3 | Treadstone Funding: Jeremy Drobeck5787 Stadium Dr Suite C, Kalamazoo, MI 49009, USA | 4.9★ | 151 |
| #4 | Brian Wolfe - EASE Mortgage234 W Cedar St, Kalamazoo, MI 49007, USA | 4.9★ | 54 |
| #5 | EST Home Mortgage1558 Spruce Dr, Kalamazoo, MI 49008, USA | 4.8★ | 25 |
| #6 | Community First Mortgage of Michigan2280 S 11th St Suite 200, Kalamazoo, MI 49009, USA | 5.0★ | 13 |
| #7 | PrimeLending, A PlainsCapital Company - Kalamazoo2280 S 11th St Suite 283, Kalamazoo, MI 49009, USA | 4.9★ | 137 |
| #8 | Kelli Peterson, Mortgage Loan Officer NMLS 2084054 Flagstar Bank475 Romence Rd, Portage, MI 49024, USA | 5.0★ | 25 |
| #9 | Scotty Burkett- PrimeLending NMLS 4005342280 S 11th St Suite 283, Kalamazoo, MI 49009, USA | 5.0★ | 56 |
| #10 | Sara Curry, Mortgage Loan Officer, Lake Michigan Credit Union, NMLS# 564893435 S Westnedge Ave, Kalamazoo, MI 49007, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Kalamazoo
Brian Wolfe - EASE Mortgage
234 W Cedar St, Kalamazoo, MI 49007, USA
EST Home Mortgage
1558 Spruce Dr, Kalamazoo, MI 49008, USA
Community First Mortgage of Michigan
2280 S 11th St Suite 200, Kalamazoo, MI 49009, USA
PrimeLending, A PlainsCapital Company - Kalamazoo
2280 S 11th St Suite 283, Kalamazoo, MI 49009, USA
Kelli Peterson, Mortgage Loan Officer NMLS 2084054 Flagstar Bank
475 Romence Rd, Portage, MI 49024, USA
Scotty Burkett- PrimeLending NMLS 400534
2280 S 11th St Suite 283, Kalamazoo, MI 49009, USA
Sara Curry, Mortgage Loan Officer, Lake Michigan Credit Union, NMLS# 564893
435 S Westnedge Ave, Kalamazoo, MI 49007, USA
Dividend Mortgage
6204 Lovers Ln, Portage, MI 49002, USA
Boathouse Commercial Funding Group
251 N Rose St, Kalamazoo, MI 49007, USA
Golden Mortgage Company- Kalamazoo
5985 W Main St #104, Kalamazoo, MI 49009, USA
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Frequently Asked Questions — Mortgage Brokers in Kalamazoo
What does a mortgage broker do differently than going directly to a bank in Kalamazoo?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Kalamazoo?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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