Pricing Guide · Kalamazoo
Mortgage Brokers Cost in Kalamazoo, MI — 2026 Price Guide
What should you pay for mortgage brokers in Kalamazoo? See real 2026 price ranges from local pros and get free quotes to compare.
As of May 2026, RatingsNearMe ranks 13 mortgage brokers in Kalamazoo, MI by verified customer ratings and review volume. The highest-rated is Kalamazoo Mortgage with a 4.8-star rating from 333 verified reviews. Also in the top tier: Treadstone Funding and Treadstone Funding: Jeremy Drobeck. The average rating across all listed mortgage brokers in Kalamazoo is 4.9 stars from 79 reviews per business on average.
Mortgage brokers in Kalamazoo: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
13
Businesses listed
4.9★
Avg rating
79
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Kalamazoo Mortgage
2415 S 11th St Suite A, Kalamazoo, MI 49009, USA
Treadstone Funding
200 N Beacon Blvd, Grand Haven, MI 49417, USA
Treadstone Funding: Jeremy Drobeck
5787 Stadium Dr Suite C, Kalamazoo, MI 49009, USA
Mortgage Brokers Rankings in Kalamazoo, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Kalamazoo Mortgage2415 S 11th St Suite A, Kalamazoo, MI 49009, USA | 4.8★ | 333 |
| #2 | Treadstone Funding200 N Beacon Blvd, Grand Haven, MI 49417, USA | 5.0★ | 169 |
| #3 | Treadstone Funding: Jeremy Drobeck5787 Stadium Dr Suite C, Kalamazoo, MI 49009, USA | 4.9★ | 151 |
| #4 | Brian Wolfe - EASE Mortgage234 W Cedar St, Kalamazoo, MI 49007, USA | 4.9★ | 54 |
| #5 | EST Home Mortgage1558 Spruce Dr, Kalamazoo, MI 49008, USA | 4.8★ | 25 |
| #6 | Community First Mortgage of Michigan2280 S 11th St Suite 200, Kalamazoo, MI 49009, USA | 5.0★ | 13 |
| #7 | PrimeLending, A PlainsCapital Company - Kalamazoo2280 S 11th St Suite 283, Kalamazoo, MI 49009, USA | 4.9★ | 137 |
| #8 | Kelli Peterson, Mortgage Loan Officer NMLS 2084054 Flagstar Bank475 Romence Rd, Portage, MI 49024, USA | 5.0★ | 25 |
| #9 | Scotty Burkett- PrimeLending NMLS 4005342280 S 11th St Suite 283, Kalamazoo, MI 49009, USA | 5.0★ | 56 |
| #10 | Sara Curry, Mortgage Loan Officer, Lake Michigan Credit Union, NMLS# 564893435 S Westnedge Ave, Kalamazoo, MI 49007, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Kalamazoo
Brian Wolfe - EASE Mortgage
234 W Cedar St, Kalamazoo, MI 49007, USA
EST Home Mortgage
1558 Spruce Dr, Kalamazoo, MI 49008, USA
Community First Mortgage of Michigan
2280 S 11th St Suite 200, Kalamazoo, MI 49009, USA
PrimeLending, A PlainsCapital Company - Kalamazoo
2280 S 11th St Suite 283, Kalamazoo, MI 49009, USA
Kelli Peterson, Mortgage Loan Officer NMLS 2084054 Flagstar Bank
475 Romence Rd, Portage, MI 49024, USA
Scotty Burkett- PrimeLending NMLS 400534
2280 S 11th St Suite 283, Kalamazoo, MI 49009, USA
Sara Curry, Mortgage Loan Officer, Lake Michigan Credit Union, NMLS# 564893
435 S Westnedge Ave, Kalamazoo, MI 49007, USA
Dividend Mortgage
6204 Lovers Ln, Portage, MI 49002, USA
Boathouse Commercial Funding Group
251 N Rose St, Kalamazoo, MI 49007, USA
Golden Mortgage Company- Kalamazoo
5985 W Main St #104, Kalamazoo, MI 49009, USA
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Frequently Asked Questions — Mortgage Brokers in Kalamazoo
What does a mortgage broker do differently than going directly to a bank in Kalamazoo?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Kalamazoo?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MI?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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