Pricing Guide · Kansas City
Mortgage Brokers Cost in Kansas City, MO — 2026 Price Guide
What should you pay for mortgage brokers in Kansas City? See real 2026 price ranges from local pros and get free quotes to compare.
As of May 2026, RatingsNearMe ranks 16 mortgage brokers in Kansas City, MO by verified customer ratings and review volume. The highest-rated is Smart Home Lending with a 5.0-star rating from 536 verified reviews. Also in the top tier: Fountain Mortgage and Golden Oak Lending. The average rating across all listed mortgage brokers in Kansas City is 5 stars from 199 reviews per business on average.
Mortgage brokers in Kansas City: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
199
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Smart Home Lending
5440 W 110th St Suite 300, Overland Park, KS 66211, USA
Fountain Mortgage
7501 Mission Rd Ste 200, Prairie Village, KS 66208, USA
Golden Oak Lending
8400 W 110th St #610, Overland Park, KS 66210, USA
Mortgage Brokers Rankings in Kansas City, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Smart Home Lending5440 W 110th St Suite 300, Overland Park, KS 66211, USA | 5.0★ | 536 |
| #2 | Fountain Mortgage7501 Mission Rd Ste 200, Prairie Village, KS 66208, USA | 4.9★ | 578 |
| #3 | Golden Oak Lending8400 W 110th St #610, Overland Park, KS 66210, USA | 4.9★ | 392 |
| #4 | Mission Mortgage of Kansas City9401 Indian Creek Pkwy # 470, Overland Park, KS 66210, USA | 5.0★ | 221 |
| #5 | Elite Mortgage Group, LLC1800 Genessee St Suite 406, Kansas City, MO 64102, USA | 5.0★ | 102 |
| #6 | Clear Mortgage, LLC.325 Southwest Blvd, Kansas City, MO 64108, USA | 5.0★ | 209 |
| #7 | US Mortgage Connection6247 Brookside Blvd Suite 228, Kansas City, MO 64113, USA | 5.0★ | 55 |
| #8 | Crown Mortgage3637 Main St, Kansas City, MO 64111, USA | 5.0★ | 140 |
| #9 | Mortgage Solutions Financial Kansas City5901 NW 63rd Terrace Ste 180, Kansas City, MO 64151, USA | 4.7★ | 75 |
| #10 | Fairway Independent Mortgage Corporation202 NE 91 St, Kansas City, MO 64155, USA | 4.9★ | 276 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Kansas City
Mission Mortgage of Kansas City
9401 Indian Creek Pkwy # 470, Overland Park, KS 66210, USA
Elite Mortgage Group, LLC
1800 Genessee St Suite 406, Kansas City, MO 64102, USA
Clear Mortgage, LLC.
325 Southwest Blvd, Kansas City, MO 64108, USA
US Mortgage Connection
6247 Brookside Blvd Suite 228, Kansas City, MO 64113, USA
Crown Mortgage
3637 Main St, Kansas City, MO 64111, USA
Mortgage Solutions Financial Kansas City
5901 NW 63rd Terrace Ste 180, Kansas City, MO 64151, USA
Fairway Independent Mortgage Corporation
202 NE 91 St, Kansas City, MO 64155, USA
Lee McLain, Kansas City Mortgage Broker
720 Main St, Kansas City, MO 64105, USA
Signature Mortgage Group LLC
1828 Swift St #100, North Kansas City, MO 64116, USA
KC Mortgage Pro
3100 Broadway Blvd #313, Kansas City, MO 64111, USA
Loans In KC
4200 Somerset Dr Ste 131, Prairie Village, KS 66208, USA
Rochon Mortgage Team
1475 Walnut St, Kansas City, MO 64106, USA
Metropolitan Mortgage Corporation - Kansas City
1828 Walnut St 4th Floor, Kansas City, MO 64108, USA
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Frequently Asked Questions — Mortgage Brokers in Kansas City
What does a mortgage broker do differently than going directly to a bank in Kansas City?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Kansas City?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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