Top Picks · Katy
Best Insurance Agents in Katy, TX
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of May 2026, RatingsNearMe ranks 20 insurance agents in Katy, TX by verified customer ratings and review volume. The highest-rated is L.A. Insurance with a 4.9-star rating from 730 verified reviews. Also in the top tier: Patricia Restrepo - State Farm Insurance Agent and Professional Insurance Organization. The average rating across all listed insurance agents in Katy is 4.8 stars from 268 reviews per business on average.
Insurance in Katy: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
268
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
L.A. Insurance
227 S Mason Rd, Katy, TX 77450, USA
Patricia Restrepo - State Farm Insurance Agent
1325 Main St Suite 101, Katy, TX 77494, USA
Professional Insurance Organization
25145 Star Ln Suite 703, Katy, TX 77494, USA
Insurance Agents Rankings in Katy, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | L.A. Insurance227 S Mason Rd, Katy, TX 77450, USA | 4.9★ | 730 |
| #2 | Patricia Restrepo - State Farm Insurance Agent1325 Main St Suite 101, Katy, TX 77494, USA | 5.0★ | 579 |
| #3 | Professional Insurance Organization25145 Star Ln Suite 703, Katy, TX 77494, USA | 5.0★ | 310 |
| #4 | Txinsurance.Com Agency LLC5818 4th St, Katy, TX 77493, USA | 5.0★ | 21 |
| #5 | Katy Insurance Agency1207 Avenue D, Katy, TX 77493, USA | 4.3★ | 20 |
| #6 | Cop Girl Health Insurance5130 Franz Rd Suite #300, Katy, TX 77493, USA | 4.9★ | 86 |
| #7 | Acceptance Insurance333 S Mason Rd, Katy, TX 77450, USA | 4.9★ | 340 |
| #8 | TS Insurance1526 Katy Gap Rd #202, Katy, TX 77494, USA | 4.9★ | 107 |
| #9 | First Choice Insurance Partners26717 Westheimer Pkwy Ste 201, Katy, TX 77494, USA | 5.0★ | 156 |
| #10 | Dagley Insurance Agency23114 Seven Meadows Pkwy, Katy, TX 77494, USA | 4.8★ | 415 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Katy
Txinsurance.Com Agency LLC
5818 4th St, Katy, TX 77493, USA
Katy Insurance Agency
1207 Avenue D, Katy, TX 77493, USA
Cop Girl Health Insurance
5130 Franz Rd Suite #300, Katy, TX 77493, USA
Acceptance Insurance
333 S Mason Rd, Katy, TX 77450, USA
TS Insurance
1526 Katy Gap Rd #202, Katy, TX 77494, USA
First Choice Insurance Partners
26717 Westheimer Pkwy Ste 201, Katy, TX 77494, USA
Dagley Insurance Agency
23114 Seven Meadows Pkwy, Katy, TX 77494, USA
Hardcastle Insurance Agency LLC
5701 4th St #1001, Katy, TX 77493, USA
Veronica Lynd - GEICO Insurance Agent
24025 Katy Fwy Suite J, Katy, TX 77494, USA
Home Insurance Solutions of Texas - Equity Insurance Group
1324 Avenue D, Katy, TX 77493, USA
Texas Ria Insurance Agency
533 S Mason Rd, Katy, TX 77450, USA
G & H Financial Insurance Services, Inc.
5503 4th St, Katy, TX 77493, USA
Henry Integra Insurance Services
411 Park Grove Dr Ste 420, Katy, TX 77450, USA
North Star Insurance - Medicare and Health Insurance
873 S Mason Rd Ste 320, Katy, TX 77450, USA
FINO Services LLC
6193 Hwy Blvd #205, Katy, TX 77494, USA
DLG Insurance Agency
22503 Katy Fwy Suite 47, Katy, TX 77450, USA
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Frequently Asked Questions — Insurance Agents in Katy
What is the difference between a captive and independent insurance agent in Katy?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Katy cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Katy?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Katy adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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