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Local Pros · Keene

Local Mortgage Brokers in Keene, TX

Locally owned and operated mortgage brokers serving Keene and the surrounding area. Supporting local businesses means faster response and accountability.

As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Keene, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Colonial National Mortgage. Also in the top tier: HII Commercial Real Estate Loans Cleburne TX and First Financial Mortgage. The average rating across all listed mortgage brokers in Keene is 5 stars from 24 reviews per business on average.

Mortgage brokers in Keene: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

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Local Market Snapshot

20

Businesses listed

5★

Avg rating

24

Avg reviews

Jul 4, 2026

Last updated

Top Rated Mortgage Brokers

(0 reviews)

No Google reviews yet; check back for customer feedback.

110 N Main St, Cleburne, TX 76033, USA
(0 reviews)

A local mortgage broker in Cleburne, TX, currently without any customer reviews.

803 Granbury St C, Cleburne, TX 76033, USA
5.0(6 reviews)

Exceptional 5.0-star rating from 6 reviews in Cleburne.

200 N Ridgeway Dr, Cleburne, TX 76033, USA

Mortgage Brokers Rankings in Keene, TX

#BusinessRatingReviews
#1Colonial National Mortgage110 N Main St, Cleburne, TX 76033, USA
#2HII Commercial Real Estate Loans Cleburne TX803 Granbury St C, Cleburne, TX 76033, USA
#3First Financial Mortgage200 N Ridgeway Dr, Cleburne, TX 76033, USA5.06
#4Guild Mortgage - Cleburne1439 W Henderson St, Cleburne, TX 76033, USA
#5PNC Mortgage1671 W Henderson St, Cleburne, TX 76033, USA
#6Lisa Keese, NEXA Mortgage LLC1237 Palo Duro Ct, Burleson, TX 76028, USA5.010
#7Guild Mortgage - Bradley Corbin785 W Hidden Creek Pkwy #2100 Suite 2200, Burleson, TX 76028, USA5.05
#8Guild Mortgage - Kathy Volkman785 W Hidden Creek Pkwy Suite 2100, Burleson, TX 76028, USA4.941
#9Guild Mortgage Company785 W Hidden Creek Pkwy #1105 Suite 2100, Burleson, TX 76028, USA5.04
#10Efinity Mortgage - LoansbyBee121 NW Newton Dr Suite B, Burleson, TX 76028, USA5.03

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Mortgage Brokers in Keene

4
· 0 reviews

A local mortgage broker in Cleburne with no reviews yet to share.

1439 W Henderson St, Cleburne, TX 76033, USA

5
· 0 reviews

This business currently has no Google reviews to share for customer feedback.

1671 W Henderson St, Cleburne, TX 76033, USA

6
5.0· 10 reviews

Exceptional 5.0-star rating from 10 Google reviews for a Burleson mortgage broker.

1237 Palo Duro Ct, Burleson, TX 76028, USA

7
5.0· 5 reviews

5.0-star rating from 5 Google reviews for trusted mortgage guidance.

785 W Hidden Creek Pkwy #2100 Suite 2200, Burleson, TX 76028, USA

8
4.9· 41 reviews

41 glowing Google reviews earn this Burleson mortgage broker a stellar 4.9-star rating.

785 W Hidden Creek Pkwy Suite 2100, Burleson, TX 76028, USA

9
5.0· 4 reviews

Rated 5.0 stars from 4 Google reviews for mortgage services in Burleson.

785 W Hidden Creek Pkwy #1105 Suite 2100, Burleson, TX 76028, USA

10
5.0· 3 reviews

Trusted by local clients with a perfect 5.0★ rating from 3 reviews.

121 NW Newton Dr Suite B, Burleson, TX 76028, USA

11
5.0· 8 reviews

5.0★ rating from 8 Google reviews for a Burleson mortgage broker.

121 NW Newton Dr Suite B, Burleson, TX 76028, USA

12
5.0· 1 reviews

Consistently earns a perfect 5.0-star rating from customers in Burleson.

240 E Renfro St # 200, Burleson, TX 76028, USA

13
5.0· 53 reviews

Rated 5.0 stars from 53 reviews, this Burleson mortgage broker is highly trusted.

240 E Renfro St Suite 104, Burleson, TX 76028, USA

14
5.0· 173 reviews

Rated 5.0 stars from 173 Google reviews, this Burleson mortgage broker is highly trusted.

240 E Renfro St Suite 104, Burleson, TX 76028, USA

15
5.0· 9 reviews

Rated 5.0 stars from 9 Google reviews, this Burleson broker is highly trusted.

240 E Renfro St Suite 104, Burleson, TX 76028, USA

16
5.0· 4 reviews

5.0-star rating from four reviews highlights exceptional local mortgage service.

835 SW Alsbury Blvd, Burleson, TX 76028, USA

17
5.0· 1 reviews

Boasts a perfect 5.0-star rating from a handful of Google reviews.

12614 South Fwy, Burleson, TX 76028, USA

18
5.0· 43 reviews

5.0 stars from 43 Google reviews shows exceptional local client satisfaction.

109 N Main St #2, Godley, TX 76044, USA

19
5.0· 15 reviews

Trusted Mansfield mortgage broker with a flawless 5.0-star rating from 15 reviews.

129 N Main St #2, Mansfield, TX 76063, USA

20
5.0· 1 reviews

5.0-star rating from a small number of Google reviews.

602 Strada Cir suite 106, Mansfield, TX 76063, USA

Data from Google Business listings
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Mortgage Brokers in Keene, TX — Compared

#BusinessRNM ScoreRatingReviews
1Colonial National Mortgage15/1000
2HII Commercial Real Estate Loans Cleburne TX15/1000
3First Financial Mortgage81/1005.0 ★6
4Guild Mortgage - Cleburne15/1000
5PNC Mortgage7/1000
6Lisa Keese, NEXA Mortgage LLC83/1005.0 ★10
7Guild Mortgage - Bradley Corbin80/1005.0 ★5
8Guild Mortgage - Kathy Volkman80/1004.9 ★41
9Guild Mortgage Company79/1005.0 ★4
10Efinity Mortgage - LoansbyBee66/1005.0 ★3

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Mortgage Brokers in Keene

What does a mortgage broker do differently than going directly to a bank in Keene?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Keene?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Mortgage Brokers Directory — Keene, TX

This page lists and ranks 20 mortgage brokers serving Keene, TX as of July 2026. The average verified rating across all listings is 5 stars, with an average of 24 customer reviews per business. The top-ranked mortgage brokers in Keene by our algorithm is Colonial National Mortgage. Mortgage brokers in Keene: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Keene: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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