Licensed · Keller
Licensed & Insured Mortgage Brokers in Keller, TX
Every mortgage brokers listed here carries proper licensing and insurance in TX. Protect yourself — always verify credentials before work begins.
As of May 2026, RatingsNearMe ranks 12 mortgage brokers in Keller, TX by verified customer ratings and review volume. The highest-rated is Waterstone Mortgage - Keller, TX with a 5.0-star rating from 221 verified reviews. Also in the top tier: David Chavez | Fairway Independent Mortgage Corporation Branch Sales Manager and Neighborhood Loans. The average rating across all listed mortgage brokers in Keller is 4.9 stars from 101 reviews per business on average.
Mortgage brokers in Keller: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
4.9★
Avg rating
101
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Waterstone Mortgage - Keller, TX
550 Reserve St Suite 250, Offices 220 & 221, Southlake, TX 76092, USA
David Chavez | Fairway Independent Mortgage Corporation Branch Sales Manager
10340 Alta Vista Rd #200, Fort Worth, TX 76244, USA
Mortgage Brokers Rankings in Keller, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Waterstone Mortgage - Keller, TX550 Reserve St Suite 250, Offices 220 & 221, Southlake, TX 76092, USA | 5.0★ | 221 |
| #2 | David Chavez | Fairway Independent Mortgage Corporation Branch Sales Manager10340 Alta Vista Rd #200, Fort Worth, TX 76244, USA | 5.0★ | 167 |
| #3 | Neighborhood Loans950 E State Hwy 114 Suite 130, Southlake, TX 76092, USA | 4.9★ | 296 |
| #4 | Meagan Barron | Fairway Independent Mortgage Corporation Mortgage Specialist - Licensed10340 Alta Vista Rd #200, Fort Worth, TX 76244, USA | 5.0★ | 63 |
| #5 | Go Smart Mortgage LLC9500 Ray White Rd STE 248, Fort Worth, TX 76244, USA | 5.0★ | 38 |
| #6 | Guild Mortgage Company1560 E Southlake Blvd Ste 100, Southlake, TX 76092, USA | 4.8★ | 58 |
| #7 | Tom Hammon the Texas Loan Arranger - Trademark Mortgage628 Stoneglen Dr A, Keller, TX 76248, USA | 5.0★ | 10 |
| #8 | KRich Mortgage212 Park N Ln, Keller, TX 76248, USA | 5.0★ | 6 |
| #9 | Kellen Vaughan Team | Trademark Mortgage NMLS#2439360628 Stoneglen Dr, Keller, TX 76248, USA | 4.9★ | 103 |
| #10 | HT Lending Group1730 Rufe Snow Dr # B, Keller, TX 76248, USA | 4.7★ | 60 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Keller
Meagan Barron | Fairway Independent Mortgage Corporation Mortgage Specialist - Licensed
10340 Alta Vista Rd #200, Fort Worth, TX 76244, USA
Go Smart Mortgage LLC
9500 Ray White Rd STE 248, Fort Worth, TX 76244, USA
Guild Mortgage Company
1560 E Southlake Blvd Ste 100, Southlake, TX 76092, USA
Tom Hammon the Texas Loan Arranger - Trademark Mortgage
628 Stoneglen Dr A, Keller, TX 76248, USA
Kellen Vaughan Team | Trademark Mortgage NMLS#2439360
628 Stoneglen Dr, Keller, TX 76248, USA
Select Mortgage Group
17176 FM156 Suite A102, Justin, TX 76247, USA
American Smart Lending
1560 E Southlake Blvd Ste 100, Southlake, TX 76092, USA
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Frequently Asked Questions — Mortgage Brokers in Keller
What does a mortgage broker do differently than going directly to a bank in Keller?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Keller?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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