Real Reviews · Kerrville
Top-Reviewed Insurance Agents in Kerrville, TX
What are customers actually saying? Read verified reviews for insurance agents in Kerrville — every rating is from a real customer.
As of June 2026, RatingsNearMe ranks 19 insurance agents in Kerrville, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Fiesta Auto Insurance & Tax Service with a 4.8-star rating from 452 Google reviews and an RNM Score of 97/100. Also in the top tier: Amber Thomason - State Farm Insurance Agent and Joe Cook & Associates, Inc.. The average rating across all listed insurance agents in Kerrville is 4.6 stars from 64 reviews per business on average.
Insurance in Kerrville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Farmers Insurance - Rolando Lopez
Rolando Lopez is consistently top-ranked in Kerrville for his personalized service and strong community reputation.
Most Reviewed
Justin Hamilton - State Farm Insurance Agent
A high review count indicates broad customer experience and trust, helping you gauge reliability and service consistency.
When choosing an insurance agent in Kerrville, compare quotes and ask about local claims support. Reading recent reviews can also reveal how responsive the agency is to customer needs.
Local Market Snapshot
19
Businesses listed
4.6★
Avg rating
64
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
Trusted by hundreds of local clients, with a near-perfect 4.8-star rating.
326 Francisco Lemos St Ste 3, Kerrville, TX 78028, USATrusted by hundreds of local clients, with a 4.9-star average rating.
221 Thompson Dr, Kerrville, TX 78028, USA4.9-star rating from over 100 reviews reflects exceptional local service.
741 Water St #103, Kerrville, TX 78028, USAInsurance Agents Rankings in Kerrville, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Fiesta Auto Insurance & Tax Service326 Francisco Lemos St Ste 3, Kerrville, TX 78028, USA | 4.8★ | 452 |
| #2 | Amber Thomason - State Farm Insurance Agent221 Thompson Dr, Kerrville, TX 78028, USA | 4.9★ | 138 |
| #3 | Joe Cook & Associates, Inc.741 Water St #103, Kerrville, TX 78028, USA | 4.9★ | 116 |
| #4 | Garrett Insurance Agency, LLC212 Sidney Baker St S, Kerrville, TX 78028, USA | 4.7★ | 69 |
| #5 | HILL CO MEDICARE SOLUTIONS1810 Junction Hwy Suite 107, Kerrville, TX 78028, USA | — | — |
| #6 | Justin Hamilton - State Farm Insurance Agent1005 Sidney Baker St, Kerrville, TX 78028, USA | 4.9★ | 93 |
| #7 | A-MAX Auto Insurance425 W Main St, Kerrville, TX 78028, USA | 3.8★ | 22 |
| #8 | Texas Farm Bureau Insurance Company341 Junction Hwy, Kerrville, TX 78028, USA | 3.8★ | 15 |
| #9 | Hill Car Insurance2702 Junction Hwy, Kerrville, TX 78028, USA | 4.3★ | 32 |
| #10 | Farmers Insurance - Nathaniel Turner260 Thompson Dr Ste 3, Kerrville, TX 78028, USA | 3.8★ | 12 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Kerrville
Trusted by locals with a 4.7-star rating from 69 reviews.
212 Sidney Baker St S, Kerrville, TX 78028, USA
No Google reviews yet for this Kerrville insurance agent.
1810 Junction Hwy Suite 107, Kerrville, TX 78028, USA
Trusted by locals with a stellar 4.9-star rating from nearly 100 reviews.
1005 Sidney Baker St, Kerrville, TX 78028, USA
3.8 stars from 22 Google reviews indicate generally positive but mixed customer feedback.
425 W Main St, Kerrville, TX 78028, USA
3.8 stars from 15 Google reviews, reflecting mixed customer experiences.
341 Junction Hwy, Kerrville, TX 78028, USA
Trusted by locals with a 4.3-star rating from 32 Google reviews.
2702 Junction Hwy, Kerrville, TX 78028, USA
A 3.8-star rating from 12 Google reviews reflects mixed local customer experiences.
260 Thompson Dr Ste 3, Kerrville, TX 78028, USA
4.9-star rating from 8 Google reviews, reflecting exceptional local client service.
1130 Junction Hwy #300, Kerrville, TX 78028, USA
A highly rated Kerrville insurance agent with 4.8 stars from 70 Google reviews.
123 Commerce St B, Kerrville, TX 78028, USA
5.0-star rating from 32 Google reviews reflects exceptional local customer service.
1225 Bandera Hwy, Kerrville, TX 78028, USA
4.3 stars from 12 reviews, showing strong local satisfaction in Kerrville.
1214 Bandera Hwy, Kerrville, TX 78028, USA
Proudly holds a perfect 5.0-star rating based on initial customer reviews.
100 Fairway Dr, Kerrville, TX 78028, USA
5.0★ rating from 3 Google reviews for this Kerrville insurance agent.
141 W Water St Ste C-2, Kerrville, TX 78028, USA
5.0 stars from 6 reviews, reflecting exceptional client satisfaction.
301 Junction Hwy suite 343, Kerrville, TX 78028, USA
69 Google reviews give this Kerrville insurance agent a solid 3.9-star rating.
1464 Junction Hwy, Kerrville, TX 78028, USA
5.0-star rating from a handful of Google reviews in Kerrville.
339 W Water St Ste 6, Kerrville, TX 78028, USA
Get Free Quotes
We'll connect you with the top insurance agents in Kerrville, TX.
Insurance Agents in Kerrville, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Fiesta Auto Insurance & Tax Service | 97/100 | 4.8 ★ | 452 |
| 2 | Amber Thomason - State Farm Insurance Agent | 87/100 | 4.9 ★ | 138 |
| 3 | Joe Cook & Associates, Inc. | 94/100 | 4.9 ★ | 116 |
| 4 | Garrett Insurance Agency, LLC | 88/100 | 4.7 ★ | 69 |
| 5 | HILL CO MEDICARE SOLUTIONS | 7/100 | — | 0 |
| 6 | Justin Hamilton - State Farm Insurance Agent | 85/100 | 4.9 ★ | 93 |
| 7 | A-MAX Auto Insurance | 67/100 | 3.8 ★ | 22 |
| 8 | Texas Farm Bureau Insurance Company | 65/100 | 3.8 ★ | 15 |
| 9 | Hill Car Insurance | 77/100 | 4.3 ★ | 32 |
| 10 | Farmers Insurance - Nathaniel Turner | 64/100 | 3.8 ★ | 12 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local insurance agents straight from RatingsNearMe. Claim your spot in Kerrville to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Insurance Agents in Kerrville
What is the difference between a captive and independent insurance agent in Kerrville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Kerrville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Kerrville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Kerrville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
More Home Services in Kerrville
Related Searches
More ways to find insurance agents in Kerrville
Insurance Agents in nearby cities