Showing results near Killeen
We don't have mortgage brokers listed specifically in Killeen yet — these top-rated pros from Hutto serve your area and are available for calls and quotes today.
Local Pros · Killeen
Local Mortgage Brokers in Killeen, TX
Locally owned and operated mortgage brokers serving Killeen and the surrounding area. Supporting local businesses means faster response and accountability.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Killeen, TX by verified customer ratings and review volume. The highest-rated is Fairway Independent Mortgage Corporation with a 4.9-star rating from 464 verified reviews. Also in the top tier: Tanja L Allen | Fairway Independent Mortgage Corporation Loan Officer and Leslie Lovett, SWBC Mortgage. The average rating across all listed mortgage brokers in Killeen is 5 stars from 164 reviews per business on average.
Mortgage brokers in Killeen: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
164
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Fairway Independent Mortgage Corporation
103 E FM 2410 Rd, Harker Heights, TX 76548, USA
Tanja L Allen | Fairway Independent Mortgage Corporation Loan Officer
103 E FM 2410 Rd, Harker Heights, TX 76548, USA
Leslie Lovett, SWBC Mortgage
2101 Memory Ln Ste. 108, Harker Heights, TX 76548, USA
Mortgage Brokers Rankings in Killeen, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Fairway Independent Mortgage Corporation103 E FM 2410 Rd, Harker Heights, TX 76548, USA | 4.9★ | 464 |
| #2 | Tanja L Allen | Fairway Independent Mortgage Corporation Loan Officer103 E FM 2410 Rd, Harker Heights, TX 76548, USA | 4.8★ | 18 |
| #3 | Leslie Lovett, SWBC Mortgage2101 Memory Ln Ste. 108, Harker Heights, TX 76548, USA | 5.0★ | 14 |
| #4 | Nicky Tharpe Benchmark Mortgage581 Pan American Dr # 1, Harker Heights, TX 76548, USA | 5.0★ | 35 |
| #5 | The Wood Group of Fairway Independent Mortgage Corp.127 Lake Rd Suite 300, Belton, TX 76513, USA | 5.0★ | 1,134 |
| #6 | Jamie Cooley - Fairway Home Mortgage3923 S General Bruce Dr, Temple, TX 76502, USA | 5.0★ | 533 |
| #7 | Lori Anderson - Thrive Mortgage4819 Williams Dr Suite L, Georgetown, TX 78633, USA | 5.0★ | 15 |
| #8 | Willow Bend Mortgage Company1613 Williams Dr, Georgetown, TX 78628, USA | 5.0★ | 5 |
| #9 | Israel Ramirez - RMortgage - Ramirez Mortgage Group1613 Williams Dr, Georgetown, TX 78628, USA | 5.0★ | 61 |
| #10 | Guild Mortgage - Cheryl New13563 W State Hwy 29 #1, Liberty Hill, TX 78642, USA | 5.0★ | 118 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Killeen
Nicky Tharpe Benchmark Mortgage
581 Pan American Dr # 1, Harker Heights, TX 76548, USA
The Wood Group of Fairway Independent Mortgage Corp.
127 Lake Rd Suite 300, Belton, TX 76513, USA
Jamie Cooley - Fairway Home Mortgage
3923 S General Bruce Dr, Temple, TX 76502, USA
Lori Anderson - Thrive Mortgage
4819 Williams Dr Suite L, Georgetown, TX 78633, USA
Willow Bend Mortgage Company
1613 Williams Dr, Georgetown, TX 78628, USA
Israel Ramirez - RMortgage - Ramirez Mortgage Group
1613 Williams Dr, Georgetown, TX 78628, USA
Guild Mortgage - Cheryl New
13563 W State Hwy 29 #1, Liberty Hill, TX 78642, USA
Shelley Rodocker | Mortgage Advisor | Fairway IMC
202 S Austin Ave, Georgetown, TX 78626, USA
Massif Mortgage Group
501 S Austin Ave Floor 2, Office 313, Georgetown, TX 78626, USA
Scottie Campbell | Waymaker Mortgage Company
117 W 7th St #5, Georgetown, TX 78626, USA
Waymaker Mortgage Company
117 W 7th St #5, Georgetown, TX 78626, USA
Fairway Independent Mortgage Corp. NMLS Entity ID#2289
714 S Austin Ave #201, Georgetown, TX 78628, USA
Brandon Vansa - Mortgage Loan Officer - NMLS # 1367982
714 S Austin Ave #201, Georgetown, TX 78626, USA
The Wood Group of Fairway Independent Mortgage Corp.
104 1/2, W 8th St, Georgetown, TX 78626, USA
Main Street Mortgage
801 S Main St, Georgetown, TX 78626, USA
Christina Maquet-The Maquet Group
212 W 10th St, Georgetown, TX 78626, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Killeen, TX.
Frequently Asked Questions — Mortgage Brokers in Killeen
What does a mortgage broker do differently than going directly to a bank in Killeen?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Killeen?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Killeen
Related Searches
More ways to find mortgage brokers in Killeen
Mortgage Brokers in nearby cities