Top Picks · Knoxville
Best Insurance Agents in Knoxville, TN
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 19 insurance agents in Knoxville, TN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is 21st Insurance Agency with a 4.9-star rating from 3,510 Google reviews and an RNM Score of 98/100. Also in the top tier: Knoxville Insurance Group and William Knight Insurance Agency. The average rating across all listed insurance agents in Knoxville is 4.8 stars from 327 reviews per business on average.
Insurance in Knoxville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Acceptance Insurance
Acceptance Insurance is consistently ranked as a top choice among Knoxville agents, known for competitive rates and reliable service.
Most Reviewed
Inter-Agency Insurance Services
A high number of reviews suggests broad customer engagement and helps new clients assess service consistency.
When choosing an insurance agent in Knoxville, compare quotes from multiple agencies and check recent online reviews to ensure the agent meets your specific coverage needs.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
327
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Knoxville's top-rated insurance agent with a 4.9-star average across thousands of reviews.
620 Market St, Knoxville, TN 37902, USAA trusted Knoxville insurance agent with a 4.9-star rating from nearly 800 reviews.
220 S Peters Rd #103, Knoxville, TN 37923, USATrusted Knoxville insurance agency with a 4.9★ rating from over 360 reviews.
1717 Winston Rd, Knoxville, TN 37919, USAInsurance Agents Rankings in Knoxville, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | 21st Insurance Agency620 Market St, Knoxville, TN 37902, USA | 4.9★ | 3,510 |
| #2 | Knoxville Insurance Group220 S Peters Rd #103, Knoxville, TN 37923, USA | 4.9★ | 788 |
| #3 | William Knight Insurance Agency1717 Winston Rd, Knoxville, TN 37919, USA | 4.9★ | 362 |
| #4 | Elite Insurance Knoxville113 Legacy View Way, Knoxville, TN 37918, USA | 4.9★ | 53 |
| #5 | TIS Insurance Services, Inc.1900 N Winston Rd #100, Knoxville, TN 37919, USA | 4.6★ | 37 |
| #6 | The Insurance Group LLC11304 Station W Dr, Knoxville, TN 37934, USA | 4.5★ | 16 |
| #7 | CrossLink SR22 Insurance Tennessee3217 Garden Dr STE 2, Knoxville, TN 37918, USA | 4.7★ | 11 |
| #8 | Meridian Insurance, Inc.6025 Brookvale Ln NW Suite 208, Knoxville, TN 37919, USA | 4.9★ | 207 |
| #9 | Applegate Insurance Agency301 S Gallaher View Rd # 229, Knoxville, TN 37919, USA | 5.0★ | 179 |
| #10 | Bolton Insurance200 Fox Rd, Knoxville, TN 37922, USA | 5.0★ | 154 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Knoxville
Highly rated Knoxville insurance agent with 4.9 stars from 53 reviews.
113 Legacy View Way, Knoxville, TN 37918, USA
Known for strong service with a 4.6-star rating from 37 reviews in Knoxville.
1900 N Winston Rd #100, Knoxville, TN 37919, USA
Highly rated Knoxville insurance agent with 4.5 stars from 16 reviews.
11304 Station W Dr, Knoxville, TN 37934, USA
Highly rated Knoxville insurance agent with a 4.7-star average from 11 reviews.
3217 Garden Dr STE 2, Knoxville, TN 37918, USA
4.9 stars from over 200 reviews makes this Knoxville agent a trusted choice.
6025 Brookvale Ln NW Suite 208, Knoxville, TN 37919, USA
Knoxville insurance agent with a perfect 5.0-star rating from nearly 180 reviews.
301 S Gallaher View Rd # 229, Knoxville, TN 37919, USA
5.0-star insurance agent in Knoxville with hundreds of glowing reviews.
200 Fox Rd, Knoxville, TN 37922, USA
Rated 4.3 stars from 63 reviews, this Knoxville insurance agent is a trusted local choice.
126 S David Ln, Knoxville, TN 37922, USA
Knoxville insurance agent with a 4.9-star rating from 42 customer reviews.
7121 Afton Dr, Knoxville, TN 37918, USA
4.8-star rating from 25 reviews, highlighting trusted local insurance service.
2904 Tazewell Pike suite d, Knoxville, TN 37918, USA
Top-rated Knoxville insurance agent with a perfect 5.0 rating from 139 reviews.
11002 Kingston Pike #103, Knoxville, TN 37934, USA
Knoxville insurance agent with a 4.9-star rating from 58 Google reviews.
6209 Baum Dr, Knoxville, TN 37919, USA
Knoxville insurance agent with a 4.9-star rating from nearly 300 reviews.
4409 Chapman Hwy I, Knoxville, TN 37920, USA
Knoxville insurance agent with 4.9 stars from 188 glowing customer reviews.
1100 Marion St #200, Knoxville, TN 37921, USA
Consistently earns perfect 5.0 stars from dozens of local customer reviews.
428 E Scott Ave S#111, Knoxville, TN 37917, USA
Highly rated Knoxville insurance agent with 4.9 stars from 60 reviews.
3411 N Broadway, Knoxville, TN 37917, USA
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Insurance Agents in Knoxville, TN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | 21st Insurance Agency | 98/100 | 4.9 ★ | 3,510 |
| 2 | Knoxville Insurance Group | 98/100 | 4.9 ★ | 788 |
| 3 | William Knight Insurance Agency | 98/100 | 4.9 ★ | 362 |
| 4 | Elite Insurance Knoxville | 90/100 | 4.9 ★ | 53 |
| 5 | TIS Insurance Services, Inc. | 75/100 | 4.6 ★ | 37 |
| 6 | The Insurance Group LLC | 77/100 | 4.5 ★ | 16 |
| 7 | CrossLink SR22 Insurance Tennessee | 67/100 | 4.7 ★ | 11 |
| 8 | Meridian Insurance, Inc. | 97/100 | 4.9 ★ | 207 |
| 9 | Applegate Insurance Agency | 98/100 | 5.0 ★ | 179 |
| 10 | Bolton Insurance | 97/100 | 5.0 ★ | 154 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Knoxville
What is the difference between a captive and independent insurance agent in Knoxville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TN?
Search the TN Department of Insurance's online license lookup — Google "TN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TN must be licensed with the state.
How much does working with a local insurance agent in Knoxville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Knoxville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Knoxville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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