Top Picks · Knoxville
Best Insurance Agents in Knoxville, TN
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of May 2026, RatingsNearMe ranks 19 insurance agents in Knoxville, TN by verified customer ratings and review volume. The highest-rated is 21st Insurance Agency with a 4.9-star rating from 3,510 verified reviews. Also in the top tier: Knoxville Insurance Group and William Knight Insurance Agency. The average rating across all listed insurance agents in Knoxville is 4.8 stars from 327 reviews per business on average.
Insurance in Knoxville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
327
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
21st Insurance Agency
620 Market St, Knoxville, TN 37902, USA
Knoxville Insurance Group
220 S Peters Rd #103, Knoxville, TN 37923, USA
William Knight Insurance Agency
1717 Winston Rd, Knoxville, TN 37919, USA
Insurance Agents Rankings in Knoxville, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | 21st Insurance Agency620 Market St, Knoxville, TN 37902, USA | 4.9★ | 3,510 |
| #2 | Knoxville Insurance Group220 S Peters Rd #103, Knoxville, TN 37923, USA | 4.9★ | 788 |
| #3 | William Knight Insurance Agency1717 Winston Rd, Knoxville, TN 37919, USA | 4.9★ | 362 |
| #4 | CrossLink SR22 Insurance Tennessee3217 Garden Dr STE 2, Knoxville, TN 37918, USA | 4.7★ | 11 |
| #5 | Elite Insurance Knoxville113 Legacy View Way, Knoxville, TN 37918, USA | 4.9★ | 53 |
| #6 | Meridian Insurance, Inc.6025 Brookvale Ln NW Suite 208, Knoxville, TN 37919, USA | 4.9★ | 207 |
| #7 | The Insurance Group LLC11304 Station W Dr, Knoxville, TN 37934, USA | 4.5★ | 16 |
| #8 | Summit Insurance, LLC126 S David Ln, Knoxville, TN 37922, USA | 4.3★ | 63 |
| #9 | Shafer Insurance Agency1100 Marion St #200, Knoxville, TN 37921, USA | 4.9★ | 188 |
| #10 | Ozzie Gutierrez-Holden - State Farm Insurance Agent3411 N Broadway, Knoxville, TN 37917, USA | 4.9★ | 60 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Knoxville
CrossLink SR22 Insurance Tennessee
3217 Garden Dr STE 2, Knoxville, TN 37918, USA
Elite Insurance Knoxville
113 Legacy View Way, Knoxville, TN 37918, USA
Meridian Insurance, Inc.
6025 Brookvale Ln NW Suite 208, Knoxville, TN 37919, USA
The Insurance Group LLC
11304 Station W Dr, Knoxville, TN 37934, USA
Shafer Insurance Agency
1100 Marion St #200, Knoxville, TN 37921, USA
Ozzie Gutierrez-Holden - State Farm Insurance Agent
3411 N Broadway, Knoxville, TN 37917, USA
Good Nature Insurance Agency
428 E Scott Ave S#111, Knoxville, TN 37917, USA
Applegate Insurance Agency
301 S Gallaher View Rd # 229, Knoxville, TN 37919, USA
Tennessee State Insurance
2904 Tazewell Pike suite d, Knoxville, TN 37918, USA
Acceptance Insurance
4409 Chapman Hwy I, Knoxville, TN 37920, USA
IRM Insurance
11002 Kingston Pike #103, Knoxville, TN 37934, USA
Inter-Agency Insurance Services
6209 Baum Dr, Knoxville, TN 37919, USA
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Frequently Asked Questions — Insurance Agents in Knoxville
What is the difference between a captive and independent insurance agent in Knoxville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TN?
Search the TN Department of Insurance's online license lookup — Google "TN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TN must be licensed with the state.
How much does working with a local insurance agent in Knoxville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Knoxville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Knoxville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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