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Mortgage Brokers in Lake Dallas, TX — Free Estimates

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As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Lake Dallas, TX by verified customer ratings and review volume. The highest-rated is Michelle Long with a 5.0-star rating from 50 verified reviews. Also in the top tier: The Rodney Anderson Team with NFM Lending and Carlos Rascon, Mortgage Lender NMLS #2260704. The average rating across all listed mortgage brokers in Lake Dallas is 4.9 stars from 130 reviews per business on average.

Mortgage brokers in Lake Dallas: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.9★

Avg rating

130

Avg reviews

May 17, 2026

Last updated

Top Rated Mortgage Brokers

🥇

Michelle Long

5.0(50 reviews)

2630 Justin Rd Bldg 4, Ste 4206, Highland Village, TX 75077, USA

🥈

The Rodney Anderson Team with NFM Lending

4.8(165 reviews)

3000 Village Pkwy #400, Highland Village, TX 75077, USA

🥉

Carlos Rascon, Mortgage Lender NMLS #2260704

5.0(26 reviews)

1430 Robinson Rd #530, Corinth, TX 76210, USA

Mortgage Brokers Rankings in Lake Dallas, TX

#BusinessRatingReviews
#1Michelle Long2630 Justin Rd Bldg 4, Ste 4206, Highland Village, TX 75077, USA5.050
#2The Rodney Anderson Team with NFM Lending3000 Village Pkwy #400, Highland Village, TX 75077, USA4.8165
#3Carlos Rascon, Mortgage Lender NMLS #22607041430 Robinson Rd #530, Corinth, TX 76210, USA5.026
#4Primary Residential Mortgage, Inc. - Lending With Passion Division1430 Robinson Rd #430, Corinth, TX 76210, USA5.0128
#5Rian Roberts - Chief Mortgage Officer3020 Corporate Ct, Flower Mound, TX 75028, USA5.033
#6J Philips Mortgage, Inc.3020 Corporate Ct # 500, Flower Mound, TX 75028, USA5.058
#7Cultivate Mortgage1908 Hollister Ln, Denton, TX 76210, USA5.023
#8Planet Home Lending, LLC - Denton2701 Wind River Ln Suite B, Denton, TX 76210, USA5.010
#9Sam Fannin- Your Mortgage Man2611 Cross Timbers Rd, Flower Mound, TX 75028, USA5.026
#10Fairway Independent Mortgage Corporation2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA4.9141

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Mortgage Brokers in Lake Dallas

4

Primary Residential Mortgage, Inc. - Lending With Passion Division

5.0· 128 reviews

1430 Robinson Rd #430, Corinth, TX 76210, USA

5

Rian Roberts - Chief Mortgage Officer

5.0· 33 reviews

3020 Corporate Ct, Flower Mound, TX 75028, USA

6

J Philips Mortgage, Inc.

5.0· 58 reviews

3020 Corporate Ct # 500, Flower Mound, TX 75028, USA

7

Cultivate Mortgage

5.0· 23 reviews

1908 Hollister Ln, Denton, TX 76210, USA

8

Planet Home Lending, LLC - Denton

5.0· 10 reviews

2701 Wind River Ln Suite B, Denton, TX 76210, USA

9

Sam Fannin- Your Mortgage Man

5.0· 26 reviews

2611 Cross Timbers Rd, Flower Mound, TX 75028, USA

10

Fairway Independent Mortgage Corporation

4.9· 141 reviews

2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA

11

Robert Tokarczyk | Fairway Independent Mortgage Corporation Loan Officer

5.0· 12 reviews

2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA

12

Your Mortgage Guy For Life LLC

5.0· 25 reviews

2904 Oak Bend Ct, Flower Mound, TX 75028, USA

13

Highlands Residential Mortgage Denton

5.0· 148 reviews

2300 San Jacinto Blvd, Denton, TX 76205, USA

14

Guild Mortgage - Stephen Jackson

5.0· 43 reviews

2624 Long Prairie Rd Suite 106 & 111, Flower Mound, TX 75022, USA

15

Shelley Connell | Fairway Independent Mortgage Corporation Branch Manager, NMLS#2289

5.0· 85 reviews

2624 Long Prairie Rd Suites 102, 103, & 104, Flower Mound, TX 75022, USA

16

Guaranteed Rate

4.8· 970 reviews

401 E Corporate Dr Suite 150, Lewisville, TX 75057, USA

17

SURE FUND MORTGAGE INC

5.0· 29 reviews

2041 Morriss Rd Suite 210, Flower Mound, TX 75028, USA

18

The Mortgage Nerd Group - Denise Donoghue

5.0· 529 reviews

2550 E State Hwy 121 Building 5, Lewisville, TX 75056, USA

19

Generational Lending

4.6· 10 reviews

860 Hebron Pkwy #1103, Lewisville, TX 75057, USA

20

Liberty Home Mortgage

4.8· 84 reviews

4400 State Hwy 121 #300, Lewisville, TX 75056, USA

Data from Google Business listings
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Frequently Asked Questions — Mortgage Brokers in Lake Dallas

What does a mortgage broker do differently than going directly to a bank in Lake Dallas?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Lake Dallas?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Mortgage Brokers Directory — Lake Dallas, TX

This page lists and ranks 20 mortgage brokers serving Lake Dallas, TX as of May 2026. The average verified rating across all listings is 4.9 stars, with an average of 130 customer reviews per business. The top-ranked mortgage brokers in Lake Dallas by our algorithm is Michelle Long (5.0 stars, 50 reviews). Mortgage brokers in Lake Dallas: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Lake Dallas: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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