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Mortgage Brokers Near You in Lake Oswego, OR
Find mortgage brokers close to you in Lake Oswego. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 17 mortgage brokers in Lake Oswego, OR by verified customer ratings and review volume. The highest-rated is Union Home Mortgage with a 4.9-star rating from 479 verified reviews. Also in the top tier: Oswego Mortgage - VA Home Loan Experts. and PrimeLending, A PlainsCapital Company - Lake Oswego. The average rating across all listed mortgage brokers in Lake Oswego is 4.9 stars from 117 reviews per business on average.
Mortgage brokers in Lake Oswego: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.9★
Avg rating
117
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Union Home Mortgage
2 Centerpointe Dr #320, Lake Oswego, OR 97035, USA
Oswego Mortgage - VA Home Loan Experts.
16500 Boones Ferry Rd Suite 106, Lake Oswego, OR 97035, USA
PrimeLending, A PlainsCapital Company - Lake Oswego
15070 Bangy Rd, Lake Oswego, OR 97035, USA
Mortgage Brokers Rankings in Lake Oswego, OR
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Union Home Mortgage2 Centerpointe Dr #320, Lake Oswego, OR 97035, USA | 4.9★ | 479 |
| #2 | Oswego Mortgage - VA Home Loan Experts.16500 Boones Ferry Rd Suite 106, Lake Oswego, OR 97035, USA | 4.9★ | 268 |
| #3 | PrimeLending, A PlainsCapital Company - Lake Oswego15070 Bangy Rd, Lake Oswego, OR 97035, USA | 5.0★ | 225 |
| #4 | Dylan Bird | Mortgage Broker525 3rd St Suite 200, Lake Oswego, OR 97034, USA | 5.0★ | 200 |
| #5 | Lions Capital Mortgage, Inc.135 A Ave, Lake Oswego, OR 97034, USA | 5.0★ | 94 |
| #6 | Fairway Independent Mortgage Corporation5285 Meadows Rd #290, Lake Oswego, OR 97035, USA | 5.0★ | 122 |
| #7 | The Hanna Team @ Directors Mortgage4550 Kruse Way #275, Lake Oswego, OR 97035, USA | 4.9★ | 36 |
| #8 | Michael Sullivan, Mortgage Broker525 3rd St Suite 103, Lake Oswego, OR 97034, USA | 5.0★ | 33 |
| #9 | Simplify Mortgage333 S State St Ste V402, Lake Oswego, OR 97034, USA | 5.0★ | 60 |
| #10 | Guild Mortgage - Jennifer Kelly4800 Meadows Rd #135, Lake Oswego, OR 97035, USA | 5.0★ | 91 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Lake Oswego
Dylan Bird | Mortgage Broker
525 3rd St Suite 200, Lake Oswego, OR 97034, USA
Lions Capital Mortgage, Inc.
135 A Ave, Lake Oswego, OR 97034, USA
Fairway Independent Mortgage Corporation
5285 Meadows Rd #290, Lake Oswego, OR 97035, USA
The Hanna Team @ Directors Mortgage
4550 Kruse Way #275, Lake Oswego, OR 97035, USA
Michael Sullivan, Mortgage Broker
525 3rd St Suite 103, Lake Oswego, OR 97034, USA
Simplify Mortgage
333 S State St Ste V402, Lake Oswego, OR 97034, USA
Guild Mortgage - Jennifer Kelly
4800 Meadows Rd #135, Lake Oswego, OR 97035, USA
The Eckard Team at PrimeLending
5800 Meadows Rd #160, Lake Oswego, OR 97035, USA
Directors Mortgage
4550 Kruse Way Suite #275, Lake Oswego, OR 97035, USA
Guild Mortgage Company
4800 Meadows Rd #135, Lake Oswego, OR 97035, USA
Willamette Falls Financial
4800 Meadows Rd #300, Lake Oswego, OR 97035, USA
Eric Dunlap at Portland Loan Team LLC - MLO#169062
5959 Suncreek Dr, Lake Oswego, OR 97035, USA
Northwest Private Lending
17125 Boones Ferry Rd, Lake Oswego, OR 97035, USA
Yumi Lynch - Vantage Mortgage Brokers NMLS 252022
17040 Pilkington Rd #300, Lake Oswego, OR 97035, USA
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Frequently Asked Questions — Mortgage Brokers in Lake Oswego
What does a mortgage broker do differently than going directly to a bank in Lake Oswego?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Lake Oswego?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OR?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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