Licensed · Lakeside
Licensed & Insured Mortgage Brokers in Lakeside, CA
Every mortgage brokers listed here carries proper licensing and insurance in CA. Protect yourself — always verify credentials before work begins.
As of July 2026, RatingsNearMe ranks 9 mortgage brokers in Lakeside, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Corey Husted - Intercap Lending with a 5.0-star rating from 108 Google reviews and an RNM Score of 95/100. Also in the top tier: Old Arbor Mortgage and Newrez. The average rating across all listed mortgage brokers in Lakeside is 4.9 stars from 49 reviews per business on average.
Mortgage brokers in Lakeside: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
9
Businesses listed
4.9★
Avg rating
49
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Lakeside's top-rated mortgage broker with a perfect 5.0 stars from over 100 reviews.
8954 Rio San Diego Dr #102, San Diego, CA 92108, USATrusted Lakeside mortgage broker with a perfect 5.0★ rating from 84 reviews.
2127 Arnold Way #1166, Alpine, CA 91901, USATrusted by 81 locals with a flawless 4.9-star rating.
877 Anchorage Pl, Chula Vista, CA 91914, USAMortgage Brokers Rankings in Lakeside, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Corey Husted - Intercap Lending8954 Rio San Diego Dr #102, San Diego, CA 92108, USA | 5.0★ | 108 |
| #2 | Old Arbor Mortgage2127 Arnold Way #1166, Alpine, CA 91901, USA | 5.0★ | 84 |
| #3 | Newrez877 Anchorage Pl, Chula Vista, CA 91914, USA | 4.9★ | 81 |
| #4 | Coastal Pacific Mortgage Corporation251 La Barranca Dr, Solana Beach, CA 92075, USA | 4.8★ | 6 |
| #5 | Freeman Loans and Real Estate11986 Woodside Ave, Lakeside, CA 92040, USA | 5.0★ | 1 |
| #6 | Stone Bridge Mortgage514 Via De La Valle UNIT 202, Solana Beach, CA 92075, USA | 4.6★ | 99 |
| #7 | The Schmidt Team Mortgages2550 Fifth Ave Ste 709, San Diego, CA 92103, USA | 5.0★ | 59 |
| #8 | Wood Mortgage Co9518 Trevors Ct, Lakeside, CA 92040, USA | 5.0★ | 1 |
| #9 | SoCal Mortgage Expert860 Kuhn Dr suite 201, Chula Vista, CA 91914, USA | 5.0★ | 6 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Lakeside
4.8-star rating from 6 Google reviews reflects strong client satisfaction.
251 La Barranca Dr, Solana Beach, CA 92075, USA
5.0 stars from 1 review, reflecting exceptional client service in Lakeside.
11986 Woodside Ave, Lakeside, CA 92040, USA
Trusted by locals with a 4.6-star rating from 99 reviews.
514 Via De La Valle UNIT 202, Solana Beach, CA 92075, USA
Lakeside mortgage broker with a flawless 5.0-star rating from 59 Google reviews.
2550 Fifth Ave Ste 709, San Diego, CA 92103, USA
5.0-star rating from one Google review reflects exceptional client satisfaction.
9518 Trevors Ct, Lakeside, CA 92040, USA
5.0 stars from 6 reviews, reflecting exceptional client satisfaction.
860 Kuhn Dr suite 201, Chula Vista, CA 91914, USA
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Mortgage Brokers in Lakeside, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Corey Husted - Intercap Lending | 95/100 | 5.0 ★ | 108 |
| 2 | Old Arbor Mortgage | 94/100 | 5.0 ★ | 84 |
| 3 | Newrez | 92/100 | 4.9 ★ | 81 |
| 4 | Coastal Pacific Mortgage Corporation | 77/100 | 4.8 ★ | 6 |
| 5 | Freeman Loans and Real Estate | 62/100 | 5.0 ★ | 1 |
| 6 | Stone Bridge Mortgage | 88/100 | 4.6 ★ | 99 |
| 7 | The Schmidt Team Mortgages | 92/100 | 5.0 ★ | 59 |
| 8 | Wood Mortgage Co | 62/100 | 5.0 ★ | 1 |
| 9 | SoCal Mortgage Expert | 69/100 | 5.0 ★ | 6 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Lakeside
What does a mortgage broker do differently than going directly to a bank in Lakeside?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Lakeside?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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