24/7 Available · Lakewood
24-Hour Insurance Agents in Lakewood, CO — Always Available
Emergencies don't keep business hours. These insurance agents in Lakewood are available 24 hours a day, 7 days a week — including holidays.
As of May 2026, RatingsNearMe ranks 19 insurance agents in Lakewood, CO by verified customer ratings and review volume. The highest-rated is Premier Group Insurance with a 4.9-star rating from 870 verified reviews. Also in the top tier: April Welch - State Farm Insurance Agent and Tom Walker Agency Inc American Family Insurance. The average rating across all listed insurance agents in Lakewood is 4.8 stars from 157 reviews per business on average.
Insurance in Lakewood: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
157
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Premier Group Insurance
7165 W Colfax Ave, Lakewood, CO 80214, USA
April Welch - State Farm Insurance Agent
1590 Balsam St, Lakewood, CO 80214, USA
Tom Walker Agency Inc American Family Insurance
3333 S Wadsworth Blvd D300, Lakewood, CO 80227, USA
Insurance Agents Rankings in Lakewood, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Premier Group Insurance7165 W Colfax Ave, Lakewood, CO 80214, USA | 4.9★ | 870 |
| #2 | April Welch - State Farm Insurance Agent1590 Balsam St, Lakewood, CO 80214, USA | 4.9★ | 616 |
| #3 | Tom Walker Agency Inc American Family Insurance3333 S Wadsworth Blvd D300, Lakewood, CO 80227, USA | 4.9★ | 314 |
| #4 | Hurl & Hurl Insurance Agency1650 S Deframe St, Lakewood, CO 80228, USA | 5.0★ | 45 |
| #5 | Kaufman Agency13701 W Jewell Ave # 284, Lakewood, CO 80228, USA | 4.9★ | 262 |
| #6 | Colling Insurance Services Inc550 S Wadsworth Blvd Unit 575, Lakewood, CO 80226, USA | 4.8★ | 51 |
| #7 | Morrison Insurance Agency2535 S Lewis Way STE 108, Lakewood, CO 80227, USA | 4.8★ | 37 |
| #8 | Analia and Moody Auto Insurance Agency7175 W Jefferson Ave #1700, Lakewood, CO 80235, USA | 5.0★ | 2 |
| #9 | Associated Agents Insurance710 Kipling St #402, Lakewood, CO 80215, USA | 4.9★ | 25 |
| #10 | Mile High Insurance Brokers2255 S Wadsworth Blvd Suite 109, Lakewood, CO 80227, USA | 4.9★ | 44 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Lakewood
Hurl & Hurl Insurance Agency
1650 S Deframe St, Lakewood, CO 80228, USA
Kaufman Agency
13701 W Jewell Ave # 284, Lakewood, CO 80228, USA
Colling Insurance Services Inc
550 S Wadsworth Blvd Unit 575, Lakewood, CO 80226, USA
Morrison Insurance Agency
2535 S Lewis Way STE 108, Lakewood, CO 80227, USA
Analia and Moody Auto Insurance Agency
7175 W Jefferson Ave #1700, Lakewood, CO 80235, USA
Associated Agents Insurance
710 Kipling St #402, Lakewood, CO 80215, USA
Mile High Insurance Brokers
2255 S Wadsworth Blvd Suite 109, Lakewood, CO 80227, USA
Schey Insurance Agency
950 Wadsworth Blvd, Lakewood, CO 80214, USA
Lakewood Insurance
550 S Wadsworth Blvd UNIT 402, Lakewood, CO 80226, USA
Andrew Kuntzman Agency - Goosehead Insurance
165 S Union Blvd Suit 250, Lakewood, CO 80228, USA
Dodrill Insurance Inc.
7807 W Mississippi Ave, Lakewood, CO 80226, USA
CM SR22 Insurance Group
7950 W Alameda Ave, Lakewood, CO 80226, USA
Mark Sammon - State Farm Insurance Agent
13701 W Jewell Ave Suite 111, Lakewood, CO 80228, USA
Farmers Insurance - Anthony Shine
12600 W Colfax Ave, Lakewood, CO 80215, USA
InsureOne Insurance
5285 W Louisiana Ave, Lakewood, CO 80232, USA
Justin Aller - State Farm Insurance Agent
860 Tabor St STE 103, Lakewood, CO 80401, USA
Get Free Quotes
We'll connect you with the top insurance agents in Lakewood, CO.
Frequently Asked Questions — Insurance Agents in Lakewood
What is the difference between a captive and independent insurance agent in Lakewood?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CO?
Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.
How much does working with a local insurance agent in Lakewood cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Lakewood?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Lakewood adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in Lakewood
Related Searches
More ways to find insurance agents in Lakewood
Insurance Agents in nearby cities