Verified · Lakewood
Trusted Mortgage Brokers in Lakewood, OH
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Lakewood have earned it through hundreds of verified reviews.
As of July 2026, RatingsNearMe ranks 10 mortgage brokers in Lakewood, OH by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is CheckSmart with a 4.9-star rating from 283 Google reviews and an RNM Score of 98/100. Also in the top tier: Ruoff Mortgage - Mentor and AskLocal Concierge & Marketplace- Your Smarter Way to Move. The average rating across all listed mortgage brokers in Lakewood is 4.4 stars from 48 reviews per business on average.
Mortgage brokers in Lakewood: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 5, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
OneMain Financial
OneMain Financial is top-ranked for its broad accessibility and established reputation in Lakewood, offering personalized service for a variety of mortgage needs.
Most Reviewed
OneMain Financial
A high review count indicates a large customer base and consistent service experience, which can help you gauge reliability and satisfaction trends.
When choosing a mortgage broker in Lakewood, compare loan options and fees across multiple brokers, and prioritize those with transparent communication and local market knowledge.
Local Market Snapshot
10
Businesses listed
4.4★
Avg rating
48
Avg reviews
Jul 5, 2026
Last updated
Top Rated Mortgage Brokers
4.9 stars on Google from nearly 300 reviews, a top-rated local lender.
1508 W 117th St, Lakewood, OH 44107, USARated 5.0 stars from 37 Google reviews, this Lakewood broker is highly trusted.
7250 Center St unit d, Mentor, OH 44060, USA5.0-star rating from 31 Google reviews highlights exceptional client satisfaction.
17415 Northwood Ave, Lakewood, OH 44107, USAMortgage Brokers Rankings in Lakewood, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | CheckSmart1508 W 117th St, Lakewood, OH 44107, USA | 4.9★ | 283 |
| #2 | Ruoff Mortgage - Mentor7250 Center St unit d, Mentor, OH 44060, USA | 5.0★ | 37 |
| #3 | AskLocal Concierge & Marketplace- Your Smarter Way to Move17415 Northwood Ave, Lakewood, OH 44107, USA | 5.0★ | 31 |
| #4 | First Federal Lakewood - Fairlawn Mortgage Lending Office3480 W Market St Suite 201, Fairlawn, OH 44333, USA | 1.0★ | 1 |
| #5 | CrossCountry Mortgage, LLC2160 Superior Ave, Cleveland, OH 44114, USA | — | — |
| #6 | Premier Mortgage Consultants LTD14700 Detroit Ave, Lakewood, OH 44107, USA | 5.0★ | 14 |
| #7 | The Mortgage Guys50 Baker Blvd #6, Fairlawn, OH 44333, USA | 5.0★ | 1 |
| #8 | Brian Bowling at CrossCountry Mortgage2160 Superior Ave, Cleveland, OH 44114, USA | 5.0★ | 4 |
| #9 | Stephanie Stoltz, Ruoff Mortgage7250 Center St, Mentor, OH 44060, USA | 5.0★ | 23 |
| #10 | OneMain Financial16214 Madison Ave, Lakewood, OH 44107, USA | 3.9★ | 34 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Lakewood
A 1.0-star rating from one review signals potential issues with this mortgage broker.
3480 W Market St Suite 201, Fairlawn, OH 44333, USA
This Lakewood mortgage broker has no online reviews yet, so their reputation is unrated.
2160 Superior Ave, Cleveland, OH 44114, USA
Trusted Lakewood mortgage broker with a perfect 5.0-star rating from 14 reviews.
14700 Detroit Ave, Lakewood, OH 44107, USA
5.0 stars from early reviews show exceptional client satisfaction in Lakewood.
50 Baker Blvd #6, Fairlawn, OH 44333, USA
Rated 5.0 stars from 4 Google reviews for exceptional local service.
2160 Superior Ave, Cleveland, OH 44114, USA
Lakewood mortgage broker with a perfect 5.0 rating from 23 reviews.
7250 Center St, Mentor, OH 44060, USA
A local mortgage broker with 34 Google reviews averaging a 3.9-star rating.
16214 Madison Ave, Lakewood, OH 44107, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Lakewood, OH.
Mortgage Brokers in Lakewood, OH — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | CheckSmart | 98/100 | 4.9 ★ | 283 |
| 2 | Ruoff Mortgage - Mentor | 90/100 | 5.0 ★ | 37 |
| 3 | AskLocal Concierge & Marketplace- Your Smarter Way to Move | 89/100 | 5.0 ★ | 31 |
| 4 | First Federal Lakewood - Fairlawn Mortgage Lending Office | 26/100 | 1.0 ★ | 1 |
| 5 | CrossCountry Mortgage, LLC | 15/100 | — | 0 |
| 6 | Premier Mortgage Consultants LTD | 85/100 | 5.0 ★ | 14 |
| 7 | The Mortgage Guys | 74/100 | 5.0 ★ | 1 |
| 8 | Brian Bowling at CrossCountry Mortgage | 79/100 | 5.0 ★ | 4 |
| 9 | Stephanie Stoltz, Ruoff Mortgage | 87/100 | 5.0 ★ | 23 |
| 10 | OneMain Financial | 71/100 | 3.9 ★ | 34 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
Get your business on AI — ChatGPT, Perplexity & Google AI
AI assistants increasingly recommend local mortgage brokers straight from RatingsNearMe. Claim your spot in Lakewood to get featured in AI answers, comparison tables, and “best near me” results — where customers are actually searching now.
Frequently Asked Questions — Mortgage Brokers in Lakewood
What does a mortgage broker do differently than going directly to a bank in Lakewood?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Lakewood?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OH?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 5, 2026.
More Home Services in Lakewood
Related Searches
More ways to find mortgage brokers in Lakewood
Mortgage Brokers in nearby cities