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Insurance Agents in Lancaster, TX — Free Estimates

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As of May 2026, RatingsNearMe ranks 16 insurance agents in Lancaster, TX by verified customer ratings and review volume. The highest-rated is A-MAX Auto Insurance with a 4.4-star rating from 174 verified reviews. Also in the top tier: Kimberly Giddings - State Farm Insurance Agent and Farmers Insurance - Louis Taylor. The average rating across all listed insurance agents in Lancaster is 3.9 stars from 30 reviews per business on average.

Insurance in Lancaster: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

16

Businesses listed

3.9★

Avg rating

30

Avg reviews

May 17, 2026

Last updated

Top Rated Insurance Agents

🥇

A-MAX Auto Insurance

4.4(174 reviews)

1445 W Pleasant Run Rd #600, Lancaster, TX 75146, USA

🥈

Kimberly Giddings - State Farm Insurance Agent

5.0(35 reviews)

211 W Pleasant Run Rd #101, Lancaster, TX 75146, USA

🥉

Farmers Insurance - Louis Taylor

4.4(73 reviews)

1053 W Pleasant Run Rd, Lancaster, TX 75146, USA

Insurance Agents Rankings in Lancaster, TX

#BusinessRatingReviews
#1A-MAX Auto Insurance1445 W Pleasant Run Rd #600, Lancaster, TX 75146, USA4.4174
#2Kimberly Giddings - State Farm Insurance Agent211 W Pleasant Run Rd #101, Lancaster, TX 75146, USA5.035
#3Farmers Insurance - Louis Taylor1053 W Pleasant Run Rd, Lancaster, TX 75146, USA4.473
#4Taylor Agency330 Pleasant Run Rd, Lancaster, TX 75146, USA4.52
#5Texas Farm Bureau Insurance Company3380 N Interstate 35 East Service Rd, Lancaster, TX 75134, USA4.04
#6SIG/Pruner Insurance Group1506 S Interstate 35 E, Lancaster, TX 75134, USA4.36
#7Ken Allen Insurance222 Pleasant Run Rd #102, Lancaster, TX 75146, USA4.49
#8Texas Farm Bureau Insurance - Jessica Jasso3380 S Interstate 35 E, Lancaster, TX 75134, USA1.01
#9Premier Cover Insurance Co.1450 Pleasant Run Rd, Lancaster, TX 75146, USA5.011
#10American National Insurance Company - District Office3200 W Pleasant Run Rd Suite 460, Lancaster, TX 75146, USA3.112

Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026

All Insurance Agents in Lancaster

4

Taylor Agency

4.5· 2 reviews

330 Pleasant Run Rd, Lancaster, TX 75146, USA

5

Texas Farm Bureau Insurance Company

4.0· 4 reviews

3380 N Interstate 35 East Service Rd, Lancaster, TX 75134, USA

6

SIG/Pruner Insurance Group

4.3· 6 reviews

1506 S Interstate 35 E, Lancaster, TX 75134, USA

7

Ken Allen Insurance

4.4· 9 reviews

222 Pleasant Run Rd #102, Lancaster, TX 75146, USA

8

Texas Farm Bureau Insurance - Jessica Jasso

1.0· 1 reviews

3380 S Interstate 35 E, Lancaster, TX 75134, USA

9

Premier Cover Insurance Co.

5.0· 11 reviews

1450 Pleasant Run Rd, Lancaster, TX 75146, USA

10

American National Insurance Company - District Office

3.1· 12 reviews

3200 W Pleasant Run Rd Suite 460, Lancaster, TX 75146, USA

11

Fred Loya Insurance

3.4· 61 reviews

3200 S Lancaster Rd Ste 157A, Dallas, TX 75216, USA

12

Cassandra Preston - State Farm Insurance Agent

4.4· 48 reviews

908 N Interstate 35 E Rd, Lancaster, TX 75146, USA

13

Hubbard Insurance

5.0· 4 reviews

747 W Main St, Lancaster, TX 75146, USA

14

DAVID JACKSON INSURANCE AGENCY

2.0· 1 reviews

1911 Crepe Myrtle Dr, Lancaster, TX 75146, USA

15

Texas Farm Bureau Insurance - Dennis Smith

· 0 reviews

N, 3380 I-35E, Lancaster, TX 75134, USA

16

State Farm

3.0· 2 reviews

#272, Lancaster, TX 75146, USA

Data from Google Business listings
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Frequently Asked Questions — Insurance Agents in Lancaster

What is the difference between a captive and independent insurance agent in Lancaster?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in TX?

Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.

How much does working with a local insurance agent in Lancaster cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Lancaster?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Lancaster adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.

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About This Insurance Agents Directory — Lancaster, TX

This page lists and ranks 16 insurance agents serving Lancaster, TX as of May 2026. The average verified rating across all listings is 3.9 stars, with an average of 30 customer reviews per business. The top-ranked insurance agents in Lancaster by our algorithm is A-MAX Auto Insurance (4.4 stars, 174 reviews). Insurance in Lancaster: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Lancaster: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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