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Insurance Agents in Lancaster, TX — Free Estimates

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As of July 2026, RatingsNearMe ranks 16 insurance agents in Lancaster, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is A-MAX Auto Insurance with a 4.4-star rating from 174 Google reviews and an RNM Score of 76/100. Also in the top tier: Kimberly Giddings - State Farm Insurance Agent and Farmers Insurance - Louis Taylor. The average rating across all listed insurance agents in Lancaster is 3.9 stars from 30 reviews per business on average.

Insurance in Lancaster: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Best Overall

Premier Cover Insurance Co.

As the top-ranked agency in Lancaster, Premier Cover Insurance Co. offers comprehensive coverage and excellent customer service.

Most Reviewed

Cassandra Preston - State Farm Insurance Agent

A high review count reflects proven reliability and customer trust over time.

When choosing an insurance agent in Lancaster, compare quotes from multiple agencies and consider both local customer service and national brand reputation. Ensure the agent specializes in the type of coverage you need, whether auto, home, or life.

Filter:

Local Market Snapshot

16

Businesses listed

3.9★

Avg rating

30

Avg reviews

Jul 4, 2026

Last updated

Top Rated Insurance Agents

4.4(174 reviews)

Trusted by locals with a solid 4.4-star rating from over 170 reviews.

1445 W Pleasant Run Rd #600, Lancaster, TX 75146, USA
5.0(35 reviews)

Consistently rated 5.0 stars from 35 reviews in Lancaster, TX.

211 W Pleasant Run Rd #101, Lancaster, TX 75146, USA
4.4(73 reviews)

A trusted local option with a solid 4.4-star rating from 73 reviews.

1053 W Pleasant Run Rd, Lancaster, TX 75146, USA

Insurance Agents Rankings in Lancaster, TX

#BusinessRatingReviews
#1A-MAX Auto Insurance1445 W Pleasant Run Rd #600, Lancaster, TX 75146, USA4.4174
#2Kimberly Giddings - State Farm Insurance Agent211 W Pleasant Run Rd #101, Lancaster, TX 75146, USA5.035
#3Farmers Insurance - Louis Taylor1053 W Pleasant Run Rd, Lancaster, TX 75146, USA4.473
#4Hubbard Insurance747 W Main St, Lancaster, TX 75146, USA5.04
#5Texas Farm Bureau Insurance - Jessica Jasso3380 S Interstate 35 E, Lancaster, TX 75134, USA1.01
#6Cassandra Preston - State Farm Insurance Agent908 N Interstate 35 E Rd, Lancaster, TX 75146, USA4.448
#7Fred Loya Insurance3200 S Lancaster Rd Ste 157A, Dallas, TX 75216, USA3.461
#8American National Insurance Company - District Office3200 W Pleasant Run Rd Suite 460, Lancaster, TX 75146, USA3.112
#9Premier Cover Insurance Co.1450 Pleasant Run Rd, Lancaster, TX 75146, USA5.011
#10Ken Allen Insurance222 Pleasant Run Rd #102, Lancaster, TX 75146, USA4.49

Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026

All Insurance Agents in Lancaster

4
5.0· 4 reviews

Holds a perfect 5.0-star rating from four local Google reviews.

747 W Main St, Lancaster, TX 75146, USA

5
1.0· 1 reviews

Rated 1.0 star from a single Google review, indicating mixed customer feedback.

3380 S Interstate 35 E, Lancaster, TX 75134, USA

6
4.4· 48 reviews

Trusted locally with a solid 4.4-star rating from 48 reviews.

908 N Interstate 35 E Rd, Lancaster, TX 75146, USA

7
3.4· 61 reviews

A Lancaster insurance agent with 61 Google reviews and a mixed 3.4-star rating.

3200 S Lancaster Rd Ste 157A, Dallas, TX 75216, USA

8
3.1· 12 reviews

An insurance agent in Lancaster holds a 3.1-star rating from 12 Google reviews.

3200 W Pleasant Run Rd Suite 460, Lancaster, TX 75146, USA

9
5.0· 11 reviews

Earns a perfect 5.0-star rating from 11 Google reviews in Lancaster, TX.

1450 Pleasant Run Rd, Lancaster, TX 75146, USA

10
4.4· 9 reviews

Serving Lancaster with a solid 4.4-star rating based on 9 Google reviews.

222 Pleasant Run Rd #102, Lancaster, TX 75146, USA

11
4.3· 6 reviews

Shoppers report solid service, with a 4.3-star average from 6 reviews.

1506 S Interstate 35 E, Lancaster, TX 75134, USA

12
4.0· 4 reviews

Shoppers report solid service, with a 4.0-star average from four reviews.

3380 N Interstate 35 East Service Rd, Lancaster, TX 75134, USA

13
3.0· 2 reviews

A Lancaster insurance agent with a 3.0-star rating based on 2 Google reviews.

#272, Lancaster, TX 75146, USA

14
4.5· 2 reviews

4.5 stars from 2 Google reviews, reflecting strong local customer satisfaction.

330 Pleasant Run Rd, Lancaster, TX 75146, USA

15
2.0· 1 reviews

A 2.0-star rating from a single review suggests mixed local feedback.

1911 Crepe Myrtle Dr, Lancaster, TX 75146, USA

16
· 0 reviews

Lancaster insurance agent with no customer reviews yet, so local feedback is unavailable.

N, 3380 I-35E, Lancaster, TX 75134, USA

Data from Google Business listings
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Insurance Agents in Lancaster, TX — Compared

#BusinessRNM ScoreRatingReviews
1A-MAX Auto Insurance76/1004.4 ★174
2Kimberly Giddings - State Farm Insurance Agent78/1005.0 ★35
3Farmers Insurance - Louis Taylor72/1004.4 ★73
4Hubbard Insurance67/1005.0 ★4
5Texas Farm Bureau Insurance - Jessica Jasso14/1001.0 ★1
6Cassandra Preston - State Farm Insurance Agent69/1004.4 ★48
7Fred Loya Insurance54/1003.4 ★61
8American National Insurance Company - District Office40/1003.1 ★12
9Premier Cover Insurance Co.72/1005.0 ★11
10Ken Allen Insurance61/1004.4 ★9

Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026

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Frequently Asked Questions — Insurance Agents in Lancaster

What is the difference between a captive and independent insurance agent in Lancaster?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in TX?

Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.

How much does working with a local insurance agent in Lancaster cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Lancaster?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Lancaster adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

Insurance Agents in Nearby Cities

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.

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About This Insurance Agents Directory — Lancaster, TX

This page lists and ranks 16 insurance agents serving Lancaster, TX as of July 2026. The average verified rating across all listings is 3.9 stars, with an average of 30 customer reviews per business. The top-ranked insurance agents in Lancaster by our algorithm is A-MAX Auto Insurance (4.4 stars, 174 reviews). Insurance in Lancaster: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Lancaster: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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