24/7 Available · Lansing
24-Hour Insurance Agents in Lansing, MI — Always Available
Emergencies don't keep business hours. These insurance agents in Lansing are available 24 hours a day, 7 days a week — including holidays.
As of June 2026, RatingsNearMe ranks 19 insurance agents in Lansing, MI by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Alec Garza - State Farm Insurance Agent with a 5.0-star rating from 402 Google reviews and an RNM Score of 88/100. Also in the top tier: Josh Orler - State Farm Insurance Agent and Farmers Insurance - Kyle Campbell. The average rating across all listed insurance agents in Lansing is 4.8 stars from 137 reviews per business on average.
Insurance in Lansing: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Lansing, MI is home to a variety of insurance agents offering coverage for auto, home, life, and commercial policies. Consumers in the area can find agents representing major national providers as well as local independent agencies to compare options and find the right coverage for their needs.
- ✓Lansing has a mix of national insurance brands and local independent agencies
- ✓Consumers can compare coverage options and prices from multiple providers
- ✓Insurance agents in Lansing can assist with auto, home, life, and commercial policies
Best Overall
Stop 1 Insurance Agency #2 LLC
This agency is top-ranked, indicating strong customer satisfaction and comprehensive service offerings in the Lansing area.
Most Reviewed
Stop 1 Insurance Agency #2 LLC
A high volume of reviews suggests broad community trust and a proven track record of reliable service.
When choosing an insurance agent in Lansing, consider both the overall rating and the number of reviews to gauge reliability, and compare quotes from multiple agencies to find the best coverage for your needs.
How to Choose a Insurance Agent in Lansing
What to look for
- • Local presence and knowledge of the Lansing, MI market
- • Experience working with clients similar to your needs and budget
- • Transparent communication and willingness to explain insurance options
- • Positive reviews and references from other Lansing customers
Questions to ask
- • How long have you been an insurance agent serving the Lansing area?
- • What types of insurance policies and coverage do you typically recommend for clients like me?
- • Can you provide references from other Lansing customers you've worked with?
Red flags
- ⚠ Unwillingness to meet in person or provide references
- ⚠ Aggressive sales tactics or pressure to buy more coverage than you need
- ⚠ Lack of transparency around fees, commissions, or policy details
In Michigan, insurance agents must be licensed by the state. Be sure to verify the agent's license and standing with the Michigan Department of Insurance and Financial Services.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
137
Avg reviews
Jun 10, 2026
Last updated
Top Rated Insurance Agents
A top-rated Lansing insurance agent with a perfect 5.0-star rating from over 400 reviews.
3125 Sovereign Dr Ste 9A, Lansing, MI 48911, USATrusted by 445 clients, this Lansing agent holds a rare 4.9-star rating.
6158 W Saginaw Hwy Ste A, Lansing, MI 48917, USARated 5.0 stars from 345 Google reviews by local clients in Lansing.
303 S Waverly Rd Ste 3, Lansing, MI 48917, USAInsurance Agents Rankings in Lansing, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Alec Garza - State Farm Insurance Agent3125 Sovereign Dr Ste 9A, Lansing, MI 48911, USA | 5.0★ | 402 |
| #2 | Josh Orler - State Farm Insurance Agent6158 W Saginaw Hwy Ste A, Lansing, MI 48917, USA | 4.9★ | 445 |
| #3 | Farmers Insurance - Kyle Campbell303 S Waverly Rd Ste 3, Lansing, MI 48917, USA | 5.0★ | 345 |
| #4 | Logan Insurance Group2722 E Michigan Ave Suite 202, Lansing, MI 48912, USA | 5.0★ | 30 |
| #5 | L.A. Insurance5031 S Cedar St Ste. 3, Lansing, MI 48910, USA | 4.5★ | 139 |
| #6 | Stop 1 Insurance Agency LLC6100 S Cedar St #2, Lansing, MI 48911, USA | 4.4★ | 84 |
| #7 | Robert Bell - State Farm Insurance Agent3323 W Saginaw St, Lansing, MI 48917, USA | 5.0★ | 52 |
| #8 | Rathbun Insurance529 W Saginaw St, Lansing, MI 48933, USA | 4.7★ | 51 |
| #9 | David Chapman Agency5700 W Mt Hope Hwy, Lansing, MI 48917, USA | 4.4★ | 43 |
| #10 | Diversified Insurance Group1901 E Michigan Ave, Lansing, MI 48912, USA | 4.8★ | 35 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Lansing
Rated 5.0 stars from 30 Google reviews, consistently trusted by local clients.
2722 E Michigan Ave Suite 202, Lansing, MI 48912, USA
Trusted Lansing insurance agent with 4.5 stars from over 130 reviews.
5031 S Cedar St Ste. 3, Lansing, MI 48910, USA
Rated 4.4 stars from 84 Google reviews, this Lansing insurance agent is well-regarded.
6100 S Cedar St #2, Lansing, MI 48911, USA
Rated 5.0 stars from 52 Google reviews, this Lansing insurance agent is highly trusted.
3323 W Saginaw St, Lansing, MI 48917, USA
With a 4.7-star rating from 51 reviews, this Lansing agent is highly trusted.
529 W Saginaw St, Lansing, MI 48933, USA
4.4 stars from 43 reviews, reflecting solid local customer satisfaction.
5700 W Mt Hope Hwy, Lansing, MI 48917, USA
Lansing insurance agent with a 4.8-star rating from 35 reviews.
1901 E Michigan Ave, Lansing, MI 48912, USA
Rated 5.0 stars from 202 reviews, this Lansing insurance agent is highly trusted.
6920 S Cedar St Suite 2, Lansing, MI 48911, USA
Trusted by hundreds of local clients, this Lansing agent holds a stellar 4.9-star rating.
6540 Millennium Dr #180, Lansing, MI 48917, USA
With a 4.8-star rating from 90 reviews, this Lansing agent is highly trusted.
431 N Clippert St, Lansing, MI 48912, USA
4.9-star rating from 31 reviews reflects exceptional client satisfaction in Lansing.
3410 Belle Chase Way #300, Lansing, MI 48911, USA
4.8-star rating from 26 reviews reflects exceptional local service.
3141 S Pennsylvania Ave, Lansing, MI 48910, USA
5.0 stars from 50 Google reviews, reflecting exceptional client satisfaction in Lansing.
15851 Old U.S. 27 building 10 suite 12, Lansing, MI 48906, USA
Highly rated Lansing insurance agent with 4.7 stars from 240 reviews.
6540 Millennium Dr Ste 160, Lansing, MI 48917, USA
Trusted by hundreds of local clients with a stellar 4.9-star rating.
2760 E Lansing Dr #1, East Lansing, MI 48823, USA
A trusted Lansing insurance agent with 4.5 stars from 28 reviews.
2404 E Michigan Ave, Lansing, MI 48912, USA
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Insurance Agents in Lansing, MI — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Alec Garza - State Farm Insurance Agent | 88/100 | 5.0 ★ | 402 |
| 2 | Josh Orler - State Farm Insurance Agent | 87/100 | 4.9 ★ | 445 |
| 3 | Farmers Insurance - Kyle Campbell | 88/100 | 5.0 ★ | 345 |
| 4 | Logan Insurance Group | 77/100 | 5.0 ★ | 30 |
| 5 | L.A. Insurance | 77/100 | 4.5 ★ | 139 |
| 6 | Stop 1 Insurance Agency LLC | 72/100 | 4.4 ★ | 84 |
| 7 | Robert Bell - State Farm Insurance Agent | 80/100 | 5.0 ★ | 52 |
| 8 | Rathbun Insurance | 75/100 | 4.7 ★ | 51 |
| 9 | David Chapman Agency | 69/100 | 4.4 ★ | 43 |
| 10 | Diversified Insurance Group | 74/100 | 4.8 ★ | 35 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in Lansing
What is the difference between a captive and independent insurance agent in Lansing?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Lansing cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Lansing?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Lansing adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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