Licensed · Lee's Summit
Licensed & Insured Mortgage Brokers in Lee's Summit, MO
Every mortgage brokers listed here carries proper licensing and insurance in MO. Protect yourself — always verify credentials before work begins.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Lee's Summit, MO by verified customer ratings and review volume. The highest-rated is Cap One Lending with a 5.0-star rating from 537 verified reviews. Also in the top tier: Lacey Moores at CrossCountry Mortgage and Molly Dean Team - LeaderOne Financial. The average rating across all listed mortgage brokers in Lee's Summit is 5 stars from 144 reviews per business on average.
Mortgage brokers in Lee's Summit: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
144
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Cap One Lending
4041 NE Lakewood Way suite 130, Lee's Summit, MO 64064, USA
Lacey Moores at CrossCountry Mortgage
229 NW Blue Pkwy STE C, Lee's Summit, MO 64063, USA
Molly Dean Team - LeaderOne Financial
400 SE 3rd St, Lee's Summit, MO 64063, USA
Mortgage Brokers Rankings in Lee's Summit, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Cap One Lending4041 NE Lakewood Way suite 130, Lee's Summit, MO 64064, USA | 5.0★ | 537 |
| #2 | Lacey Moores at CrossCountry Mortgage229 NW Blue Pkwy STE C, Lee's Summit, MO 64063, USA | 5.0★ | 232 |
| #3 | Molly Dean Team - LeaderOne Financial400 SE 3rd St, Lee's Summit, MO 64063, USA | 4.9★ | 258 |
| #4 | Jason Sneller - Summit Lending Mortgage Loan Officer4967 NE Goodview Cir STE B, Lee's Summit, MO 64064, USA | 5.0★ | 37 |
| #5 | Flat Branch Home Loans-The Local Link Team226 SE Douglas St Ste 203 & 204, Lee's Summit, MO 64063, USA | 5.0★ | 204 |
| #6 | Lauren Wittig205 SW Jefferson St, Lee's Summit, MO 64063, USA | 4.9★ | 85 |
| #7 | PrimeLending, A PlainsCapital Company - Lee's Summit II3540 NE Ralph Powell Rd Suite A, Lee's Summit, MO 64064, USA | 4.9★ | 205 |
| #8 | Fairway Independent Mortgage Corporation450 NE 291 Hwy, Lee's Summit, MO 64086, USA | 5.0★ | 146 |
| #9 | Flat Branch Home Loans600 SW Jefferson St Suite 300, Lee's Summit, MO 64063, USA | 4.8★ | 97 |
| #10 | LoanKC - Premier Mortgage Resources401 SE 3rd St, Lee's Summit, MO 64063, USA | 4.9★ | 78 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Lee's Summit
Jason Sneller - Summit Lending Mortgage Loan Officer
4967 NE Goodview Cir STE B, Lee's Summit, MO 64064, USA
Flat Branch Home Loans-The Local Link Team
226 SE Douglas St Ste 203 & 204, Lee's Summit, MO 64063, USA
Lauren Wittig
205 SW Jefferson St, Lee's Summit, MO 64063, USA
PrimeLending, A PlainsCapital Company - Lee's Summit II
3540 NE Ralph Powell Rd Suite A, Lee's Summit, MO 64064, USA
Fairway Independent Mortgage Corporation
450 NE 291 Hwy, Lee's Summit, MO 64086, USA
Flat Branch Home Loans
600 SW Jefferson St Suite 300, Lee's Summit, MO 64063, USA
LoanKC - Premier Mortgage Resources
401 SE 3rd St, Lee's Summit, MO 64063, USA
Jill Underwood, Your Mortgage Queen
410 SE 3rd St suite C-109, Lee's Summit, MO 64063, USA
Austyn Anderson - Mortgage Broker
410 SE 3rd St Suite C-109, Lee's Summit, MO 64063, USA
Academy Mortgage
821 NE Columbus St #200, Lee's Summit, MO 64063, USA
Guild Mortgage - Christopher Reickard
821 NE Columbus St Suite 200, Lee's Summit, MO 64063, USA
Executive Lending Group LLC
120 SW 2nd St #105, Lee's Summit, MO 64063, USA
Audra McMahon, CMPS, CDLP | A-Team - Fairway Mortgage
210 SW Market St, Lee's Summit, MO 64063, USA
Loans With Lee - Lee Smith Fairway Independent Mortgage Corporation
450 NE 291 Hwy, Lee's Summit, MO 64086, USA
American Pacific Mortgage (NMLS #1713400)
614 SE 4th St Suite 200, Lee's Summit, MO 64063, USA
Steve Wheeler - Flat Branch Home Loans
600 SW Jefferson St Suite 300, Lee's Summit, MO 64063, USA
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Frequently Asked Questions — Mortgage Brokers in Lee's Summit
What does a mortgage broker do differently than going directly to a bank in Lee's Summit?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Lee's Summit?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in MO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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