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We don't have mortgage brokers listed specifically in Lincoln yet — these top-rated pros from Rocklin serve your area and are available for calls and quotes today.
10+ Years · Lincoln
Experienced Mortgage Brokers in Lincoln, CA
Experience matters. These mortgage brokers in Lincoln have years of proven work behind them — and the reviews to back it up.
As of July 2026, RatingsNearMe ranks 20 mortgage brokers in Lincoln, CA by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Brizzi Financial with a 5.0-star rating from 44 Google reviews and an RNM Score of 91/100. Also in the top tier: Norma Souza- Bilingual Loan Officer and MAC Real Estate Services - RocklinBroker.com. The average rating across all listed mortgage brokers in Lincoln is 5 stars from 66 reviews per business on average.
Mortgage brokers in Lincoln: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
66
Avg reviews
Jul 4, 2026
Last updated
Top Rated Mortgage Brokers
Proudly holds a flawless 5.0-star rating from 44 local Google reviews.
5800 Lonetree Blvd #101, Rocklin, CA 95765, USARocklin mortgage broker with a perfect 5.0-star rating from 24 customer reviews.
5701 Lonetree Blvd Suite 225, Rocklin, CA 95765, USARocklin mortgage broker with a perfect 5.0-star rating from recent Google reviews.
5701 Lonetree Blvd Suite 126H, Rocklin, CA 95765, USAMortgage Brokers Rankings in Lincoln, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Brizzi Financial5800 Lonetree Blvd #101, Rocklin, CA 95765, USA | 5.0★ | 44 |
| #2 | Norma Souza- Bilingual Loan Officer5701 Lonetree Blvd Suite 225, Rocklin, CA 95765, USA | 5.0★ | 24 |
| #3 | MAC Real Estate Services - RocklinBroker.com5701 Lonetree Blvd Suite 126H, Rocklin, CA 95765, USA | 5.0★ | 2 |
| #4 | MAC Real Estate Services Tj-loans5701 Lonetree Blvd Suite 126H, Rocklin, CA 95765, USA | 5.0★ | 16 |
| #5 | Builder Loans6518 Lonetree Blvd #1058, Rocklin, CA 95765, USA | 5.0★ | 19 |
| #6 | Revive Mortgage, Inc.6520 Lonetree Blvd Suite 1041, Rocklin, CA 95765, USA | 4.9★ | 99 |
| #7 | Manny Andaya -Mortgage Expert NMLS #2869496524 Lonetree Blvd, Rocklin, CA 95765, USA | 5.0★ | 16 |
| #8 | California Loan Associates5800 Stanford Ranch Rd #320, Rocklin, CA 95765, USA | 5.0★ | 92 |
| #9 | Maurice Rogers - California Loan Associates5800 Stanford Ranch Rd #320, Rocklin, CA 95765, USA | 5.0★ | 29 |
| #10 | Rocklin Mortgage Brokers - Marissa Knasko5800 Stanford Ranch Rd STE 300, Rocklin, CA 95765, USA | 5.0★ | 60 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Mortgage Brokers in Lincoln
Rocklin mortgage broker with a perfect 5.0-star rating from 16 reviews.
5701 Lonetree Blvd Suite 126H, Rocklin, CA 95765, USA
Rocklin mortgage broker with a perfect 5.0-star rating from 19 Google reviews.
6518 Lonetree Blvd #1058, Rocklin, CA 95765, USA
Boasting a 4.9-star rating from 99 reviews, this Rocklin mortgage broker is highly trusted.
6520 Lonetree Blvd Suite 1041, Rocklin, CA 95765, USA
Rocklin mortgage broker with a perfect 5.0-star rating from 16 Google reviews.
6524 Lonetree Blvd, Rocklin, CA 95765, USA
Rocklin mortgage broker with a perfect 5.0-star rating from 92 Google reviews.
5800 Stanford Ranch Rd #320, Rocklin, CA 95765, USA
Rocklin mortgage broker with a 5.0-star rating from 29 Google reviews.
5800 Stanford Ranch Rd #320, Rocklin, CA 95765, USA
Roseville mortgage broker with a perfect 5.0-star rating from 60 Google reviews.
5800 Stanford Ranch Rd STE 300, Rocklin, CA 95765, USA
Roseville mortgage broker with a perfect 5.0-star rating from over 100 reviews.
1382 Blue Oaks Blvd Ste 270, Roseville, CA 95678, USA
Trusted by hundreds of local clients, reflected in a 4.9-star rating.
1382 Blue Oaks Blvd Ste 270, Roseville, CA 95678, USA
Rocklin mortgage broker with a perfect 5.0-star rating from over 130 reviews.
6960 Destiny Dr Suite 105, Rocklin, CA 95677, USA
Roseville mortgage broker with a perfect 5.0-star rating from 29 reviews.
970 Reserve Dr #100, Roseville, CA 95678, USA
Roseville mortgage broker with a perfect 5.0-star rating from 16 Google reviews.
920 Reserve Dr Suite 120, Roseville, CA 95678, USA
4.9 stars from 46 reviews, reflecting exceptional client satisfaction in Roseville.
920 Reserve Dr Suite 120, Roseville, CA 95678, USA
Top-rated mortgage broker in Rocklin with 5.0 stars from 194 reviews.
2281 Lava Ridge Ct Ste. 200, Roseville, CA 95661, USA
Rated 5.0 stars from 12 Google reviews, this Citrus Heights broker is highly recommended.
2281 Lava Ridge Ct #220, Roseville, CA 95661, USA
Roseville mortgage broker with a flawless 5.0-star rating from over 120 reviews.
1687 Eureka Rd #100, Roseville, CA 95661, USA
Roseville mortgage broker with a flawless 5.0-star rating from over 100 reviews.
1687 Eureka Rd #100, Roseville, CA 95661, USA
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Mortgage Brokers in Lincoln, CA — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Brizzi Financial | 91/100 | 5.0 ★ | 44 |
| 2 | Norma Souza- Bilingual Loan Officer | 79/100 | 5.0 ★ | 24 |
| 3 | MAC Real Estate Services - RocklinBroker.com | 68/100 | 5.0 ★ | 2 |
| 4 | MAC Real Estate Services Tj-loans | 85/100 | 5.0 ★ | 16 |
| 5 | Builder Loans | 86/100 | 5.0 ★ | 19 |
| 6 | Revive Mortgage, Inc. | 93/100 | 4.9 ★ | 99 |
| 7 | Manny Andaya -Mortgage Expert NMLS #286949 | 77/100 | 5.0 ★ | 16 |
| 8 | California Loan Associates | 95/100 | 5.0 ★ | 92 |
| 9 | Maurice Rogers - California Loan Associates | 88/100 | 5.0 ★ | 29 |
| 10 | Rocklin Mortgage Brokers - Marissa Knasko | 92/100 | 5.0 ★ | 60 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Mortgage Brokers in Lincoln
What does a mortgage broker do differently than going directly to a bank in Lincoln?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Lincoln?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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