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Top Picks · Milford
Best Insurance Agents in Milford, TX
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of July 2026, RatingsNearMe ranks 20 insurance agents in Milford, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Hill County Insurance Agency with a 4.9-star rating from 66 Google reviews and an RNM Score of 79/100. Also in the top tier: Jon Essary - State Farm Insurance Agent and Graciela Berumen: Allstate Insurance. The average rating across all listed insurance agents in Milford is 4.8 stars from 84 reviews per business on average.
Insurance in Milford: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
84
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Trusted by locals with a 4.9-star rating from 66 reviews.
225 E Elm St, Hillsboro, TX 76645, USATrusted by locals with a 4.9-star rating from nearly 300 Google reviews.
450 Hawkins Run Ste 2, Midlothian, TX 76065, USA4.9-star rating from nearly 100 reviews in the Midlothian area.
420 Hawkins Run Ste 300, Midlothian, TX 76065, USAInsurance Agents Rankings in Milford, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Hill County Insurance Agency225 E Elm St, Hillsboro, TX 76645, USA | 4.9★ | 66 |
| #2 | Jon Essary - State Farm Insurance Agent450 Hawkins Run Ste 2, Midlothian, TX 76065, USA | 4.9★ | 292 |
| #3 | Graciela Berumen: Allstate Insurance420 Hawkins Run Ste 300, Midlothian, TX 76065, USA | 4.9★ | 94 |
| #4 | The Insurance Shack3495 US-287, Midlothian, TX 76065, USA | 3.0★ | 2 |
| #5 | McKnight Insurance Services110-B Roundabout Dr, Midlothian, TX 76065, USA | 5.0★ | 31 |
| #6 | Farmers Insurance - Kevin O'Teter509 George Hopper Rd, Midlothian, TX 76065, USA | 5.0★ | 32 |
| #7 | AJP Insurance & Tax Agency1001 E Main St Suite D, Midlothian, TX 76065, USA | 5.0★ | 15 |
| #8 | Amy Tounget Insurance Agency641 Highlander Suite 108, Midlothian, TX 76065, USA | 5.0★ | 59 |
| #9 | Texas All 4 You Insurance Agency | Auto Insurance Texas319 S 9th St, Midlothian, TX 76065, USA | 4.8★ | 134 |
| #10 | True Texas Benefits115 W Avenue I Suite A, Midlothian, TX 76065, USA | 5.0★ | 13 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Milford
A 3.0-star rating based on 2 Google reviews indicates mixed local feedback.
3495 US-287, Midlothian, TX 76065, USA
5.0 stars from 31 reviews, reflecting exceptional local client satisfaction.
110-B Roundabout Dr, Midlothian, TX 76065, USA
Rated 5.0 stars from 32 Google reviews, this Midlothian insurance agent earns exceptional trust.
509 George Hopper Rd, Midlothian, TX 76065, USA
Exceptional 5.0-star rating from 15 reviews for Midlothian insurance services.
1001 E Main St Suite D, Midlothian, TX 76065, USA
Exceptional 5.0-star rating from 59 reviews in Midlothian, TX.
641 Highlander Suite 108, Midlothian, TX 76065, USA
Rated 4.8 stars from over 130 reviews for trusted local insurance guidance.
319 S 9th St, Midlothian, TX 76065, USA
A local insurance agent with a perfect 5.0-star rating from 13 Google reviews.
115 W Avenue I Suite A, Midlothian, TX 76065, USA
Rated 5.0 stars from 7 Google reviews, this Midlothian insurance agent is highly praised.
200 S 14th St #100, Midlothian, TX 76065, USA
Trusted by clients with a 4.8-star rating from 70 reviews in Midlothian.
423 E Main St Ste 2, Midlothian, TX 76065, USA
4.4 stars from 13 reviews, a solid local choice for insurance in Midlothian.
Mail to:, 211 E Avenue G #1176, Midlothian, TX 76065, USA
Exceptional 5.0-star rating from 38 reviews for a Midlothian, TX insurance agent.
136 N 8th St Ste 201, Midlothian, TX 76065, USA
Rated 5.0 stars from 52 Google reviews, this Midlothian insurance agent is highly trusted.
717 W Main St Suite 2, Midlothian, TX 76065, USA
Trusted by hundreds of local clients, this Midlothian agent holds a stellar 4.8-star rating.
404 W Avenue F, Midlothian, TX 76065, USA
5.0★ rated insurance agent in Midlothian based on a few reviews.
611 N 7th St, Midlothian, TX 76065, USA
Rated 5.0 stars from over 200 Google reviews, this Midlothian insurance agent is highly trusted.
1501 Hwy 67, Midlothian, TX 76065, USA
Midlothian, TX insurance agent with a 3.7-star rating from 10 Google reviews.
1428 N 9th St, Midlothian, TX 76065, USA
Rated 5.0 stars from over 400 Google reviews by local clients.
1741 Hwy 67 Suite 500, Midlothian, TX 76065, USA
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Insurance Agents in Milford, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Hill County Insurance Agency | 79/100 | 4.9 ★ | 66 |
| 2 | Jon Essary - State Farm Insurance Agent | 90/100 | 4.9 ★ | 292 |
| 3 | Graciela Berumen: Allstate Insurance | 93/100 | 4.9 ★ | 94 |
| 4 | The Insurance Shack | 42/100 | 3.0 ★ | 2 |
| 5 | McKnight Insurance Services | 89/100 | 5.0 ★ | 31 |
| 6 | Farmers Insurance - Kevin O'Teter | 89/100 | 5.0 ★ | 32 |
| 7 | AJP Insurance & Tax Agency | 77/100 | 5.0 ★ | 15 |
| 8 | Amy Tounget Insurance Agency | 92/100 | 5.0 ★ | 59 |
| 9 | Texas All 4 You Insurance Agency | Auto Insurance Texas | 93/100 | 4.8 ★ | 134 |
| 10 | True Texas Benefits | 84/100 | 5.0 ★ | 13 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Milford
What is the difference between a captive and independent insurance agent in Milford?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Milford cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Milford?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Milford adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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