4.5+ Stars · Minnetonka
Highly Rated Insurance Agents in Minnetonka, MN
Only the best make this list. These insurance agents in Minnetonka have earned 4.5+ star ratings from real customers — consistently.
As of May 2026, RatingsNearMe ranks 18 insurance agents in Minnetonka, MN by verified customer ratings and review volume. The highest-rated is Joe Breen - State Farm Insurance Agent with a 4.9-star rating from 351 verified reviews. Also in the top tier: Melinda Bialke: Allstate Insurance and Nesbit Agencies. The average rating across all listed insurance agents in Minnetonka is 4.9 stars from 116 reviews per business on average.
Insurance in Minnetonka: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.9★
Avg rating
116
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
Joe Breen - State Farm Insurance Agent
6001 Shady Oak Rd Suite 260, Minnetonka, MN 55343, USA
Melinda Bialke: Allstate Insurance
14525 MN-7 Ste 260, Minnetonka, MN 55345, USA
Nesbit Agencies
5900 Rowland Rd, Minnetonka, MN 55343, USA
Insurance Agents Rankings in Minnetonka, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Joe Breen - State Farm Insurance Agent6001 Shady Oak Rd Suite 260, Minnetonka, MN 55343, USA | 4.9★ | 351 |
| #2 | Melinda Bialke: Allstate Insurance14525 MN-7 Ste 260, Minnetonka, MN 55345, USA | 5.0★ | 221 |
| #3 | Nesbit Agencies5900 Rowland Rd, Minnetonka, MN 55343, USA | 4.9★ | 244 |
| #4 | Tonka Insurance Agency, Inc.4154 Shoreline Dr # 200, Spring Park, MN 55384, USA | 5.0★ | 176 |
| #5 | Valley Insurance11812 Wayzata Blvd, Minnetonka, MN 55305, USA | 5.0★ | 57 |
| #6 | Minnesota Insurance Group15250 Wayzata Blvd # 103, Wayzata, MN 55391, USA | 4.8★ | 48 |
| #7 | Wiser Insurance Agency2345 Commerce Blvd, Mound, MN 55364, USA | 5.0★ | 83 |
| #8 | Mark Groehler Insurance Agency3600 Shoreline Dr, Wayzata, MN 55391, USA | 5.0★ | 27 |
| #9 | Marty Mjelleli - State Farm Insurance Agent10501 Wayzata Blvd #7, Minnetonka, MN 55305, USA | 4.9★ | 170 |
| #10 | Trusted Insurance Agency5100 Thimsen Ave Ste 228, Minnetonka, MN 55345, USA | 4.9★ | 210 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Minnetonka
Tonka Insurance Agency, Inc.
4154 Shoreline Dr # 200, Spring Park, MN 55384, USA
Valley Insurance
11812 Wayzata Blvd, Minnetonka, MN 55305, USA
Minnesota Insurance Group
15250 Wayzata Blvd # 103, Wayzata, MN 55391, USA
Wiser Insurance Agency
2345 Commerce Blvd, Mound, MN 55364, USA
Mark Groehler Insurance Agency
3600 Shoreline Dr, Wayzata, MN 55391, USA
Marty Mjelleli - State Farm Insurance Agent
10501 Wayzata Blvd #7, Minnetonka, MN 55305, USA
Trusted Insurance Agency
5100 Thimsen Ave Ste 228, Minnetonka, MN 55345, USA
D Winters Insurance Services
13312 Inverness Rd, Minnetonka, MN 55305, USA
Ideal Insurance Agency Inc
601 Carlson Pkwy # 1050, Minnetonka, MN 55305, USA
Dolliff Insurance
10900 Wayzata Blvd #250, Minnetonka, MN 55305, USA
Tyler Fandrich - State Farm Insurance Agent
13911 Ridgedale Dr #470, Minnetonka, MN 55305, USA
John Erlandson - State Farm Insurance Agent
17917 MN-7, Minnetonka, MN 55345, USA
Fry & Associates - National Insurance Brokers
600 Twelve Oaks Center Dr Suite 103, Wayzata, MN 55391, USA
Bullis Insurance Agency, LLC
1001 Twelve Oaks Center Dr #1003, Wayzata, MN 55391, USA
Secure Strategies Insurance
10950 Red Cir Dr Unit 136, Minnetonka, MN 55343, USA
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Frequently Asked Questions — Insurance Agents in Minnetonka
What is the difference between a captive and independent insurance agent in Minnetonka?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MN?
Search the MN Department of Insurance's online license lookup — Google "MN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MN must be licensed with the state.
How much does working with a local insurance agent in Minnetonka cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Minnetonka?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Minnetonka adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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