4.5+ Stars · Minnetonka
Highly Rated Insurance Agents in Minnetonka, MN
Only the best make this list. These insurance agents in Minnetonka have earned 4.5+ star ratings from real customers — consistently.
As of July 2026, RatingsNearMe ranks 18 insurance agents in Minnetonka, MN by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Joe Breen - State Farm Insurance Agent with a 4.9-star rating from 351 Google reviews and an RNM Score of 87/100. Also in the top tier: Melinda Bialke: Allstate Insurance and Nesbit Agencies. The average rating across all listed insurance agents in Minnetonka is 4.9 stars from 116 reviews per business on average.
Insurance in Minnetonka: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated July 4, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Wiser Insurance Agency
Wiser Insurance Agency stands out as the top-ranked choice due to its strong reputation for personalized service and comprehensive coverage options in Minnetonka.
Most Reviewed
Joe Breen - State Farm Insurance Agent
A high review count indicates broad customer experience and trust, helping you gauge reliability and service consistency.
When choosing an insurance agent in Minnetonka, compare quotes from multiple agencies and consider both online reviews and personal referrals to find the best fit for your specific needs.
Local Market Snapshot
18
Businesses listed
4.9★
Avg rating
116
Avg reviews
Jul 4, 2026
Last updated
Top Rated Insurance Agents
Proudly boasting over 350 reviews with an exceptional 4.9-star rating from Minnetonka clients.
6001 Shady Oak Rd Suite 260, Minnetonka, MN 55343, USATop-rated Minnetonka insurance agent with a perfect 5.0★ score from 221 reviews.
14525 MN-7 Ste 260, Minnetonka, MN 55345, USATrusted Minnetonka insurance agent with a 4.9-star rating from over 240 reviews.
5900 Rowland Rd, Minnetonka, MN 55343, USAInsurance Agents Rankings in Minnetonka, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Joe Breen - State Farm Insurance Agent6001 Shady Oak Rd Suite 260, Minnetonka, MN 55343, USA | 4.9★ | 351 |
| #2 | Melinda Bialke: Allstate Insurance14525 MN-7 Ste 260, Minnetonka, MN 55345, USA | 5.0★ | 221 |
| #3 | Nesbit Agencies5900 Rowland Rd, Minnetonka, MN 55343, USA | 4.9★ | 244 |
| #4 | Minnesota Insurance Group15250 Wayzata Blvd # 103, Wayzata, MN 55391, USA | 4.8★ | 48 |
| #5 | Marty Mjelleli - State Farm Insurance Agent10501 Wayzata Blvd #7, Minnetonka, MN 55305, USA | 4.9★ | 170 |
| #6 | Trusted Insurance Agency5100 Thimsen Ave Ste 228, Minnetonka, MN 55345, USA | 4.9★ | 210 |
| #7 | Tonka Insurance Agency, Inc.4154 Shoreline Dr # 200, Spring Park, MN 55384, USA | 5.0★ | 176 |
| #8 | Wiser Insurance Agency2345 Commerce Blvd, Mound, MN 55364, USA | 5.0★ | 83 |
| #9 | Valley Insurance11812 Wayzata Blvd, Minnetonka, MN 55305, USA | 5.0★ | 57 |
| #10 | Ideal Insurance Agency Inc601 Carlson Pkwy # 1050, Minnetonka, MN 55305, USA | 5.0★ | 47 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated July 2026
All Insurance Agents in Minnetonka
A trusted Minnetonka insurance agent with a stellar 4.8-star rating from 48 reviews.
15250 Wayzata Blvd # 103, Wayzata, MN 55391, USA
4.9-star rating from 170 reviews makes Minnetonka's top-rated insurance agent.
10501 Wayzata Blvd #7, Minnetonka, MN 55305, USA
4.9 stars from over 200 reviews, showing exceptional client satisfaction.
5100 Thimsen Ave Ste 228, Minnetonka, MN 55345, USA
5.0 stars from 176 Google reviews, reflecting exceptional client trust.
4154 Shoreline Dr # 200, Spring Park, MN 55384, USA
Boasting a flawless 5.0-star rating from 83 glowing Google reviews.
2345 Commerce Blvd, Mound, MN 55364, USA
5.0-star rated insurance agent with 57 glowing Google reviews in Minnetonka.
11812 Wayzata Blvd, Minnetonka, MN 55305, USA
5.0 stars from 47 Google reviews, reflecting exceptional local client satisfaction.
601 Carlson Pkwy # 1050, Minnetonka, MN 55305, USA
Rated 4.9 stars from 134 Google reviews, a trusted Minnetonka insurance agent.
17917 MN-7, Minnetonka, MN 55345, USA
5.0-star rating from over 130 Google reviews in Minnetonka.
600 Twelve Oaks Center Dr Suite 103, Wayzata, MN 55391, USA
Trusted by clients with a 4.9-star rating from over 100 reviews.
13911 Ridgedale Dr #470, Minnetonka, MN 55305, USA
5.0-star rating from 56 Google reviews for Minnetonka insurance services.
13312 Inverness Rd, Minnetonka, MN 55305, USA
Highly rated Minnetonka insurance agent with a 4.6-star average from 11 reviews.
1001 Twelve Oaks Center Dr #1003, Wayzata, MN 55391, USA
Trusted Minnetonka insurance agent with a near-perfect 4.9-star rating from 7 reviews.
10900 Wayzata Blvd #250, Minnetonka, MN 55305, USA
Top-rated insurance agent in Minnetonka with a perfect 5.0-star rating from 3 reviews.
10950 Red Cir Dr Unit 136, Minnetonka, MN 55343, USA
Trusted Minnetonka insurance agent with a perfect 5.0-star rating from 27 reviews.
3600 Shoreline Dr, Wayzata, MN 55391, USA
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Insurance Agents in Minnetonka, MN — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Joe Breen - State Farm Insurance Agent | 87/100 | 4.9 ★ | 351 |
| 2 | Melinda Bialke: Allstate Insurance | 88/100 | 5.0 ★ | 221 |
| 3 | Nesbit Agencies | 87/100 | 4.9 ★ | 244 |
| 4 | Minnesota Insurance Group | 76/100 | 4.8 ★ | 48 |
| 5 | Marty Mjelleli - State Farm Insurance Agent | 85/100 | 4.9 ★ | 170 |
| 6 | Trusted Insurance Agency | 86/100 | 4.9 ★ | 210 |
| 7 | Tonka Insurance Agency, Inc. | 86/100 | 5.0 ★ | 176 |
| 8 | Wiser Insurance Agency | 82/100 | 5.0 ★ | 83 |
| 9 | Valley Insurance | 80/100 | 5.0 ★ | 57 |
| 10 | Ideal Insurance Agency Inc | 79/100 | 5.0 ★ | 47 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · July 2026
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Frequently Asked Questions — Insurance Agents in Minnetonka
What is the difference between a captive and independent insurance agent in Minnetonka?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MN?
Search the MN Department of Insurance's online license lookup — Google "MN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MN must be licensed with the state.
How much does working with a local insurance agent in Minnetonka cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Minnetonka?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Minnetonka adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: July 4, 2026.
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