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Mortgage Brokers Near You in Murfreesboro, TN
Find mortgage brokers close to you in Murfreesboro. All results are sorted by proximity and rated by real local customers.
As of May 2026, RatingsNearMe ranks 20 mortgage brokers in Murfreesboro, TN by verified customer ratings and review volume. The highest-rated is First Community Mortgage - Murfreesboro, TN with a 4.9-star rating from 534 verified reviews. Also in the top tier: Austin Barnard | First Community Mortgage | Nmls # 1972245 and New Haven Mortgage - Manchester TN. The average rating across all listed mortgage brokers in Murfreesboro is 5 stars from 101 reviews per business on average.
Mortgage brokers in Murfreesboro: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
101
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
First Community Mortgage - Murfreesboro, TN
262 Robert Rose Dr, Murfreesboro, TN 37129, USA
Austin Barnard | First Community Mortgage | Nmls # 1972245
262 Robert Rose Dr, Murfreesboro, TN 37129, USA
New Haven Mortgage - Manchester TN
1300 McArthur St, Manchester, TN 37355, USA
Mortgage Brokers Rankings in Murfreesboro, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | First Community Mortgage - Murfreesboro, TN262 Robert Rose Dr, Murfreesboro, TN 37129, USA | 4.9★ | 534 |
| #2 | Austin Barnard | First Community Mortgage | Nmls # 1972245262 Robert Rose Dr, Murfreesboro, TN 37129, USA | 5.0★ | 133 |
| #3 | New Haven Mortgage - Manchester TN1300 McArthur St, Manchester, TN 37355, USA | 5.0★ | 133 |
| #4 | Bruce Simms1015 Hanson Ct, Murfreesboro, TN 37129, USA | 4.9★ | 26 |
| #5 | Kelly Cearing1574 Medical Center Pkwy Suite 101, Murfreesboro, TN 37129, USA | 5.0★ | 112 |
| #6 | iServe Residential Lending, LLC805 S Church St, Murfreesboro, TN 37130, USA | 5.0★ | 123 |
| #7 | New Haven Mortgage - Murfreesboro TN1272 Dow St B, Murfreesboro, TN 37130, USA | 5.0★ | 73 |
| #8 | FirstBank Mortgage615 Memorial Blvd, Murfreesboro, TN 37129, USA | 5.0★ | 125 |
| #9 | Home Equity Mortgage: Nancy Releford, Mortgage Broker NMLS #1867491850 Memorial Blvd STE 201, Murfreesboro, TN 37129, USA | 5.0★ | 41 |
| #10 | Patrick Jones, FirstBank Mortgage, NMLS# 2032032610 Old Fort Pkwy, Murfreesboro, TN 37128, USA | 5.0★ | 115 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Murfreesboro
Bruce Simms
1015 Hanson Ct, Murfreesboro, TN 37129, USA
Kelly Cearing
1574 Medical Center Pkwy Suite 101, Murfreesboro, TN 37129, USA
iServe Residential Lending, LLC
805 S Church St, Murfreesboro, TN 37130, USA
New Haven Mortgage - Murfreesboro TN
1272 Dow St B, Murfreesboro, TN 37130, USA
FirstBank Mortgage
615 Memorial Blvd, Murfreesboro, TN 37129, USA
Home Equity Mortgage: Nancy Releford, Mortgage Broker NMLS #186749
1850 Memorial Blvd STE 201, Murfreesboro, TN 37129, USA
Patrick Jones, FirstBank Mortgage, NMLS# 203203
2610 Old Fort Pkwy, Murfreesboro, TN 37128, USA
Marty Davenport- NEO Home Loans powered by Better - NMLS # 157796
511 N Thompson Ln, Murfreesboro, TN 37129, USA
Jamie Steelman
1500 Medical Center Pkwy, Murfreesboro, TN 37129, USA
First Vision Mortgage
372 W Northfield Blvd, Murfreesboro, TN 37129, USA
Ryan Welch-iServe Residential Lending
805 S Church St STE 19, Murfreesboro, TN 37130, USA
The Shannon Wheeler Mortgage Team
2615 Medical Center Pkwy Suite 1560, Murfreesboro, TN 37129, USA
New American Funding - Murfreesboro, TN
112 S Maple St Ste 202, Murfreesboro, TN 37130, USA
New American Funding - Justin Lusk
805 S Church St Suite 12, Murfreesboro, TN 37130, USA
Bryan Johnson: Primis Mortgage
1639 Medical Center Pkwy, Murfreesboro, TN 37129, USA
The K&A Group
1500 Medical Center Pkwy, Murfreesboro, TN 37129, USA
David Prince- First Community Mortgage - NMLS # 186706
262 Robert Rose Dr, Murfreesboro, TN 37129, USA
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Frequently Asked Questions — Mortgage Brokers in Murfreesboro
What does a mortgage broker do differently than going directly to a bank in Murfreesboro?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Murfreesboro?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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