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Insurance Agents in Naperville, IL — Free Estimates
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As of May 2026, RatingsNearMe ranks 20 insurance agents in Naperville, IL by verified customer ratings and review volume. The highest-rated is JL Insurance Inc. with a 5.0-star rating from 446 verified reviews. Also in the top tier: Caspian Insurance & Financial Services and Southwest Insurance Center. The average rating across all listed insurance agents in Naperville is 4.9 stars from 134 reviews per business on average.
Insurance in Naperville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
134
Avg reviews
May 17, 2026
Last updated
Top Rated Insurance Agents
JL Insurance Inc.
2108 W Ferry Rd unit 104, Naperville, IL 60563, USA
Caspian Insurance & Financial Services
2323 Naperville Rd STE 250, Naperville, IL 60563, USA
Southwest Insurance Center
1776 Legacy Cir Suite Suite 118, Naperville, IL 60563, USA
Insurance Agents Rankings in Naperville, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | JL Insurance Inc.2108 W Ferry Rd unit 104, Naperville, IL 60563, USA | 5.0★ | 446 |
| #2 | Caspian Insurance & Financial Services2323 Naperville Rd STE 250, Naperville, IL 60563, USA | 5.0★ | 322 |
| #3 | Southwest Insurance Center1776 Legacy Cir Suite Suite 118, Naperville, IL 60563, USA | 5.0★ | 301 |
| #4 | Prestige Insurance Solutions1755 Park St suite#200, Naperville, IL 60563, USA | 5.0★ | 35 |
| #5 | Urbanik Insurance Group2272 95th St STE 200, Naperville, IL 60564, USA | 4.9★ | 136 |
| #6 | Ward & Co. Insurance40 Shuman Blvd # 176, Naperville, IL 60563, USA | 4.9★ | 29 |
| #7 | J Ward Agency Inc.1112 S Washington St #112, Naperville, IL 60540, USA | 4.9★ | 121 |
| #8 | Advance Insurance Consultants, Inc.1783 S Washington St suite # 101-B, Naperville, IL 60565, USA | 4.8★ | 33 |
| #9 | Dan Tice - State Farm Insurance Agent1020 104th St #124, Naperville, IL 60564, USA | 4.9★ | 160 |
| #10 | Dan Parker - State Farm Insurance Agent304 E Ogden Ave, Naperville, IL 60563, USA | 5.0★ | 248 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Insurance Agents in Naperville
Prestige Insurance Solutions
1755 Park St suite#200, Naperville, IL 60563, USA
Urbanik Insurance Group
2272 95th St STE 200, Naperville, IL 60564, USA
Ward & Co. Insurance
40 Shuman Blvd # 176, Naperville, IL 60563, USA
J Ward Agency Inc.
1112 S Washington St #112, Naperville, IL 60540, USA
Advance Insurance Consultants, Inc.
1783 S Washington St suite # 101-B, Naperville, IL 60565, USA
Dan Tice - State Farm Insurance Agent
1020 104th St #124, Naperville, IL 60564, USA
Dan Parker - State Farm Insurance Agent
304 E Ogden Ave, Naperville, IL 60563, USA
Steve Ballina Agency
710 E Ogden Ave #500A, Naperville, IL 60563, USA
AAA Insurance - Jangaria Agency
4S100 Rte 59 Suite 3, Naperville, IL 60563, USA
Beau Anderson at Comparion Insurance Agency
One Energy Center, 40 Shuman Blvd Suite 295, Naperville, IL 60563, USA
Trunnell Insurance Services LLC
1300 Iroquois Ave #200, Naperville, IL 60563, USA
David Thommes at Comparion Insurance Agency
One Energy Center, 40 Shuman Blvd Suite 295, Naperville, IL 60563, USA
michael j raymond insurance llc
1755 Park St suite#200, Naperville, IL 60563, USA
Dylan Hayes at Comparion Insurance Agency
One Energy Center, 40 Shuman Blvd Suite 295, Naperville, IL 60563, USA
Advantage Insurance Services, Inc
1730 Park St STE 218, Naperville, IL 60563, USA
ClearPoint Insurance and Financial Services
1807 Diehl Rd #105, Naperville, IL 60563, USA
Faithful Insurance Agency LLC
10S170 Alma Ln, Naperville, IL 60564, USA
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Frequently Asked Questions — Insurance Agents in Naperville
What is the difference between a captive and independent insurance agent in Naperville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in IL?
Search the IL Department of Insurance's online license lookup — Google "IL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in IL must be licensed with the state.
How much does working with a local insurance agent in Naperville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Naperville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Naperville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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