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Emergency Insurance Agents in New Braunfels, TX — Available 24/7
When you can't wait, these insurance agents in New Braunfels offer emergency response. Call now — most respond within the hour.
As of June 2026, RatingsNearMe ranks 19 insurance agents in New Braunfels, TX by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Freeway Insurance with a 4.9-star rating from 431 Google reviews and an RNM Score of 98/100. Also in the top tier: Kenneth Zschappel: Allstate Insurance and Medicare Gals Legacy Group. The average rating across all listed insurance agents in New Braunfels is 4.9 stars from 159 reviews per business on average.
Insurance in New Braunfels: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 13, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Miller & Miller Insurance Agency
Miller & Miller Insurance Agency stands out as the top-ranked choice in New Braunfels due to its strong local reputation and personalized service.
Most Reviewed
Freeway Insurance
A high review count indicates broad customer experience and reliability, helping consumers gauge overall satisfaction.
When choosing an insurance agent in New Braunfels, compare quotes and read recent reviews to ensure the agent aligns with your specific coverage needs and budget.
Local Market Snapshot
19
Businesses listed
4.9★
Avg rating
159
Avg reviews
Jun 13, 2026
Last updated
Top Rated Insurance Agents
431 Google reviews average an exceptional 4.9 stars for this New Braunfels insurance agent.
708 South Business 35, New Braunfels, TX 78130, USATrusted by hundreds of local clients, this agent holds a stellar 4.9-star rating.
618 Comal Ave, New Braunfels, TX 78130, USATrusted by hundreds of locals with a perfect 5.0-star rating.
2090 I-35 Suite 4105, New Braunfels, TX 78130, USAInsurance Agents Rankings in New Braunfels, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Freeway Insurance708 South Business 35, New Braunfels, TX 78130, USA | 4.9★ | 431 |
| #2 | Kenneth Zschappel: Allstate Insurance618 Comal Ave, New Braunfels, TX 78130, USA | 4.9★ | 366 |
| #3 | Medicare Gals Legacy Group2090 I-35 Suite 4105, New Braunfels, TX 78130, USA | 5.0★ | 245 |
| #4 | Jordan Pitts at Comparion Insurance Agency111 W San Antonio St #250, New Braunfels, TX 78130, USA | 5.0★ | 13 |
| #5 | HealthMarkets Insurance - Kristin Cloud2090 Sundance Parkway #5108, New Braunfels, TX 78130, USA | 5.0★ | 2 |
| #6 | Primero Insurance388 Landa St, New Braunfels, TX 78130, USA | 5.0★ | 88 |
| #7 | Brenda Heulitt Insurance Agency1111 N Walnut Ave #102, New Braunfels, TX 78130, USA | 5.0★ | 63 |
| #8 | Comaltex Insurance Agency1110 Eikel St, New Braunfels, TX 78130, USA | 4.7★ | 72 |
| #9 | Standard Casualty Company100 Northwoods Dr, New Braunfels, TX 78132, USA | 4.7★ | 852 |
| #10 | Coverall Insurance Agency4510 FM 1102, New Braunfels, TX 78132, USA | 5.0★ | 95 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in New Braunfels
5.0-star rating from 13 Google reviews for this New Braunfels insurance agent.
111 W San Antonio St #250, New Braunfels, TX 78130, USA
Consistently rated 5.0 stars by its first few Google reviewers in New Braunfels.
2090 Sundance Parkway #5108, New Braunfels, TX 78130, USA
Rated 5.0 stars from 88 Google reviews, this New Braunfels insurance agent is highly trusted.
388 Landa St, New Braunfels, TX 78130, USA
Consistently earns a perfect 5.0-star rating from 63 local customer reviews.
1111 N Walnut Ave #102, New Braunfels, TX 78130, USA
Rated 4.7 stars from 72 reviews by local clients in New Braunfels.
1110 Eikel St, New Braunfels, TX 78130, USA
Trusted by hundreds, this 4.7-star agent in New Braunfels delivers consistent service.
100 Northwoods Dr, New Braunfels, TX 78132, USA
5.0 stars from 95 Google reviews, reflecting trusted local insurance guidance.
4510 FM 1102, New Braunfels, TX 78132, USA
5.0 stars from 26 Google reviews, reflecting exceptional local service.
3702 S I-35 South Frontage Rd #109, New Braunfels, TX 78132, USA
Rated 5.0 stars from 4 Google reviews, this New Braunfels insurance agent is highly recommended.
910 Gruene Rd, New Braunfels, TX 78130, USA
5.0 stars from 60 Google reviews, trusted by the New Braunfels community.
1198 Gruene Rd C, New Braunfels, TX 78130, USA
Trusted by hundreds of local clients, this agent holds a stellar 4.9-star rating.
1928 S Seguin Ave #106, New Braunfels, TX 78130, USA
Trusted by locals with a 4.5-star rating from 37 reviews in New Braunfels.
400 W San Antonio St, New Braunfels, TX 78130, USA
Shoppers trust this agent, with a 4.8-star rating from 201 reviews.
626 Elliot Knox Blvd, Interstate, 35 Business Loop, New Braunfels, TX 78130, USA
Trusted by hundreds of local clients, this agent holds a stellar 4.9-star rating.
2345 TX-337 Loop #300, New Braunfels, TX 78130, USA
Rated 5.0 stars from 118 Google reviews, this trusted New Braunfels insurance agent.
1110 W San Antonio St, New Braunfels, TX 78130, USA
4.9 stars from 37 reviews in New Braunfels, TX.
604 S Seguin Ave, New Braunfels, TX 78130, USA
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Insurance Agents in New Braunfels, TX — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Freeway Insurance | 98/100 | 4.9 ★ | 431 |
| 2 | Kenneth Zschappel: Allstate Insurance | 98/100 | 4.9 ★ | 366 |
| 3 | Medicare Gals Legacy Group | 100/100 | 5.0 ★ | 245 |
| 4 | Jordan Pitts at Comparion Insurance Agency | 84/100 | 5.0 ★ | 13 |
| 5 | HealthMarkets Insurance - Kristin Cloud | 76/100 | 5.0 ★ | 2 |
| 6 | Primero Insurance | 94/100 | 5.0 ★ | 88 |
| 7 | Brenda Heulitt Insurance Agency | 93/100 | 5.0 ★ | 63 |
| 8 | Comaltex Insurance Agency | 88/100 | 4.7 ★ | 72 |
| 9 | Standard Casualty Company | 87/100 | 4.7 ★ | 852 |
| 10 | Coverall Insurance Agency | 95/100 | 5.0 ★ | 95 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Insurance Agents in New Braunfels
What is the difference between a captive and independent insurance agent in New Braunfels?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in New Braunfels cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in New Braunfels?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in New Braunfels adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 13, 2026.
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