Real Reviews · New Port Richey
Top-Reviewed Mortgage Brokers in New Port Richey, FL
What are customers actually saying? Read verified reviews for mortgage brokers in New Port Richey — every rating is from a real customer.
As of May 2026, RatingsNearMe ranks 12 mortgage brokers in New Port Richey, FL by verified customer ratings and review volume. The highest-rated is NEXA Mortgage - Florida Family Mortgage Team with a 5.0-star rating from 155 verified reviews. Also in the top tier: United Mortgage Advisors, Inc. and Chissell Mortgage Group. The average rating across all listed mortgage brokers in New Port Richey is 5 stars from 52 reviews per business on average.
Mortgage brokers in New Port Richey: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
5★
Avg rating
52
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
NEXA Mortgage - Florida Family Mortgage Team
30740 CR 54 Ste 117, Wesley Chapel, FL 33543, USA
United Mortgage Advisors, Inc.
2563 Toledo Blade Blvd Unit 1, North Port, FL 34289, USA
Chissell Mortgage Group
1817 Cypress Brook Dr STE 104, Trinity, FL 34655, USA
Mortgage Brokers Rankings in New Port Richey, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | NEXA Mortgage - Florida Family Mortgage Team30740 CR 54 Ste 117, Wesley Chapel, FL 33543, USA | 5.0★ | 155 |
| #2 | United Mortgage Advisors, Inc.2563 Toledo Blade Blvd Unit 1, North Port, FL 34289, USA | 5.0★ | 101 |
| #3 | Chissell Mortgage Group1817 Cypress Brook Dr STE 104, Trinity, FL 34655, USA | 4.9★ | 98 |
| #4 | Legacy Mortgage Loans5006 Trouble Creek Rd STE 219, New Port Richey, FL 34652, USA | 5.0★ | 53 |
| #5 | Keystone Mortgage Solutions LLC7237 Little Rd, New Port Richey, FL 34654, USA | 4.8★ | 62 |
| #6 | Loan Officer Sonny Collova, rep. Epic Mortgage6306 Pennsylvania Ave, New Port Richey, FL 34653, USA | 5.0★ | 19 |
| #7 | Smile Mortgage, Inc.4821 US-19, New Port Richey, FL 34652, USA | 5.0★ | 4 |
| #8 | The Mortgage Firm Trinity2150 Seven Springs Blvd, Trinity, FL 34655, USA | 5.0★ | 19 |
| #9 | The Mortgage Board6322 Ridge Rd, Port Richey, FL 34668, USA | 5.0★ | 1 |
| #10 | Abacus Financial5006 Trouble Creek Rd STE 203, New Port Richey, FL 34652, USA | 5.0★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in New Port Richey
Legacy Mortgage Loans
5006 Trouble Creek Rd STE 219, New Port Richey, FL 34652, USA
Keystone Mortgage Solutions LLC
7237 Little Rd, New Port Richey, FL 34654, USA
Loan Officer Sonny Collova, rep. Epic Mortgage
6306 Pennsylvania Ave, New Port Richey, FL 34653, USA
Smile Mortgage, Inc.
4821 US-19, New Port Richey, FL 34652, USA
The Mortgage Firm Trinity
2150 Seven Springs Blvd, Trinity, FL 34655, USA
The Mortgage Board
6322 Ridge Rd, Port Richey, FL 34668, USA
Abacus Financial
5006 Trouble Creek Rd STE 203, New Port Richey, FL 34652, USA
Amsler Funding
13060 Cortez Blvd #6, Brooksville, FL 34613, USA
Neo Home Loans – Team Financial Quest
7370 College Pkwy Suite 102, Fort Myers, FL 33907, USA
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Frequently Asked Questions — Mortgage Brokers in New Port Richey
What does a mortgage broker do differently than going directly to a bank in New Port Richey?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in New Port Richey?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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