Best Value · New Rochelle
Affordable Mortgage Brokers in New Rochelle, NY
Find quality mortgage brokers that fit your budget. Compare prices, read reviews, and request free quotes — no obligation.
As of May 2026, RatingsNearMe ranks 12 mortgage brokers in New Rochelle, NY by verified customer ratings and review volume. The highest-rated is Vermont Mortgage Company with a 5.0-star rating from 879 verified reviews. Also in the top tier: Equity Now Inc. and US Mortgage Corporation - Bronx. The average rating across all listed mortgage brokers in New Rochelle is 4.8 stars from 186 reviews per business on average.
Mortgage brokers in New Rochelle: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
4.8★
Avg rating
186
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Vermont Mortgage Company
135 College St #1, Burlington, VT 05401, USA
Equity Now Inc.
174 E Boston Post Rd, Mamaroneck, NY 10543, USA
US Mortgage Corporation - Bronx
258 City Island Ave, Bronx, NY 10464, USA
Mortgage Brokers Rankings in New Rochelle, NY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Vermont Mortgage Company135 College St #1, Burlington, VT 05401, USA | 5.0★ | 879 |
| #2 | Equity Now Inc.174 E Boston Post Rd, Mamaroneck, NY 10543, USA | 5.0★ | 217 |
| #3 | US Mortgage Corporation - Bronx258 City Island Ave, Bronx, NY 10464, USA | 5.0★ | 59 |
| #4 | Union Home Funding Corporation8 Memorial Hwy, New Rochelle, NY 10801, USA | 5.0★ | 1 |
| #5 | Lending Resource Inc.271 North Avenue, 271 North Ave UNIT 703, New Rochelle, NY 10801, USA | 2.6★ | 10 |
| #6 | Scott Capital Group-Wioletta Tuliszewski1890 Palmer Ave # 302, Larchmont, NY 10538, USA | 5.0★ | 10 |
| #7 | Scott Capital Group: Kevin deNeergaard1890 Palmer Ave # 302, Larchmont, NY 10538, USA | 5.0★ | 29 |
| #8 | Quantum Mortgage333 Old Tarrytown Rd, White Plains, NY 10603, USA | 5.0★ | 4 |
| #9 | Stonewall Associates470 Mamaroneck Ave, White Plains, NY 10605, USA | 5.0★ | 1 |
| #10 | Total Mortgage185 Plains Rd 3rd Floor, Milford, CT 06461, USA | 4.9★ | 857 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in New Rochelle
Union Home Funding Corporation
8 Memorial Hwy, New Rochelle, NY 10801, USA
Lending Resource Inc.
271 North Avenue, 271 North Ave UNIT 703, New Rochelle, NY 10801, USA
Scott Capital Group-Wioletta Tuliszewski
1890 Palmer Ave # 302, Larchmont, NY 10538, USA
Scott Capital Group: Kevin deNeergaard
1890 Palmer Ave # 302, Larchmont, NY 10538, USA
Quantum Mortgage
333 Old Tarrytown Rd, White Plains, NY 10603, USA
Total Mortgage
185 Plains Rd 3rd Floor, Milford, CT 06461, USA
All Island Mortgage & Funding Corp.
496 NY-347 #308, Smithtown, NY 11787, USA
Jessica Coen, Mortgage Lender - Your Mortgage Sherpa
258 City Island Ave, Bronx, NY 10464, USA
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Frequently Asked Questions — Mortgage Brokers in New Rochelle
What does a mortgage broker do differently than going directly to a bank in New Rochelle?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in New Rochelle?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NY?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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