Near You · New Rochelle
Mortgage Brokers Near You in New Rochelle, NY
Find mortgage brokers close to you in New Rochelle. All results are sorted by proximity and rated by real local customers.
As of June 2026, RatingsNearMe ranks 12 mortgage brokers in New Rochelle, NY by the RNM Score — a 0–100 rating built from Google ratings, review volume, sentiment, and profile completeness. The top-ranked is Vermont Mortgage Company with a 5.0-star rating from 879 Google reviews and an RNM Score of 100/100. Also in the top tier: Equity Now Inc. and US Mortgage Corporation - Bronx. The average rating across all listed mortgage brokers in New Rochelle is 4.8 stars from 186 reviews per business on average.
Mortgage brokers in New Rochelle: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 10, 2026 · RNM Score = ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Best Overall
Jessica Coen, Mortgage Lender - Your Mortgage Sherpa
Jessica Coen is consistently top-ranked for her personalized service and deep local market expertise in New Rochelle.
Most Reviewed
Total Mortgage
A high number of reviews indicates broad customer experience and reliability, helping you gauge service consistency.
Compare loan options and fees across multiple brokers, and prioritize those who clearly explain terms and respond quickly to your questions.
Local Market Snapshot
12
Businesses listed
4.8★
Avg rating
186
Avg reviews
Jun 10, 2026
Last updated
Top Rated Mortgage Brokers
New Rochelle's top-rated mortgage broker with 5.0 stars from nearly 900 reviews.
135 College St #1, Burlington, VT 05401, USA5.0 stars from over 200 reviews, making them a trusted local mortgage broker.
174 E Boston Post Rd, Mamaroneck, NY 10543, USAConsistently rated 5.0 stars across dozens of Google reviews in New Rochelle.
258 City Island Ave, Bronx, NY 10464, USAMortgage Brokers Rankings in New Rochelle, NY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Vermont Mortgage Company135 College St #1, Burlington, VT 05401, USA | 5.0★ | 879 |
| #2 | Equity Now Inc.174 E Boston Post Rd, Mamaroneck, NY 10543, USA | 5.0★ | 217 |
| #3 | US Mortgage Corporation - Bronx258 City Island Ave, Bronx, NY 10464, USA | 5.0★ | 59 |
| #4 | Lending Resource Inc.271 North Avenue, 271 North Ave UNIT 703, New Rochelle, NY 10801, USA | 2.6★ | 10 |
| #5 | Union Home Funding Corporation8 Memorial Hwy, New Rochelle, NY 10801, USA | 5.0★ | 1 |
| #6 | All Island Mortgage & Funding Corp.496 NY-347 #308, Smithtown, NY 11787, USA | 5.0★ | 153 |
| #7 | Jessica Coen, Mortgage Lender - Your Mortgage Sherpa258 City Island Ave, Bronx, NY 10464, USA | 5.0★ | 11 |
| #8 | Quantum Mortgage333 Old Tarrytown Rd, White Plains, NY 10603, USA | 5.0★ | 4 |
| #9 | Stonewall Associates470 Mamaroneck Ave, White Plains, NY 10605, USA | 5.0★ | 1 |
| #10 | Scott Capital Group: Kevin deNeergaard1890 Palmer Ave # 302, Larchmont, NY 10538, USA | 5.0★ | 29 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in New Rochelle
A local mortgage broker with a 2.6-star rating from 10 Google reviews.
271 North Avenue, 271 North Ave UNIT 703, New Rochelle, NY 10801, USA
Rated 5.0 stars from one Google review in New Rochelle.
8 Memorial Hwy, New Rochelle, NY 10801, USA
Top-rated mortgage broker in New Rochelle with a perfect 5.0★ from over 150 reviews.
496 NY-347 #308, Smithtown, NY 11787, USA
5.0-star rating from 11 Google reviews for mortgage brokerage in New Rochelle.
258 City Island Ave, Bronx, NY 10464, USA
Rated 5.0 stars from four Google reviews for mortgage services in New Rochelle.
333 Old Tarrytown Rd, White Plains, NY 10603, USA
Exceptional 5.0-star rating based on initial client reviews.
470 Mamaroneck Ave, White Plains, NY 10605, USA
Consistently earns a perfect 5.0-star rating from nearly 30 client reviews.
1890 Palmer Ave # 302, Larchmont, NY 10538, USA
Trusted by hundreds of local clients with a near-perfect 4.9-star rating.
185 Plains Rd 3rd Floor, Milford, CT 06461, USA
Exceptional 5.0-star rating from 10 Google reviews for mortgage services.
1890 Palmer Ave # 302, Larchmont, NY 10538, USA
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Mortgage Brokers in New Rochelle, NY — Compared
| # | Business | RNM Score | Rating | Reviews |
|---|---|---|---|---|
| 1 | Vermont Mortgage Company | 100/100 | 5.0 ★ | 879 |
| 2 | Equity Now Inc. | 99/100 | 5.0 ★ | 217 |
| 3 | US Mortgage Corporation - Bronx | 92/100 | 5.0 ★ | 59 |
| 4 | Lending Resource Inc. | 35/100 | 2.6 ★ | 10 |
| 5 | Union Home Funding Corporation | 62/100 | 5.0 ★ | 1 |
| 6 | All Island Mortgage & Funding Corp. | 86/100 | 5.0 ★ | 153 |
| 7 | Jessica Coen, Mortgage Lender - Your Mortgage Sherpa | 83/100 | 5.0 ★ | 11 |
| 8 | Quantum Mortgage | 79/100 | 5.0 ★ | 4 |
| 9 | Stonewall Associates | 65/100 | 5.0 ★ | 1 |
| 10 | Scott Capital Group: Kevin deNeergaard | 88/100 | 5.0 ★ | 29 |
Ranked by RatingsNearMe Score · ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · June 2026
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Frequently Asked Questions — Mortgage Brokers in New Rochelle
What does a mortgage broker do differently than going directly to a bank in New Rochelle?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in New Rochelle?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NY?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 10, 2026.
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