Free Quotes · New Rochelle
Mortgage Brokers in New Rochelle, NY — Free Estimates
Get no-obligation quotes from the top mortgage brokers in New Rochelle. Compare pricing before you commit — it only takes a minute.
As of May 2026, RatingsNearMe ranks 12 mortgage brokers in New Rochelle, NY by verified customer ratings and review volume. The highest-rated is Vermont Mortgage Company with a 5.0-star rating from 879 verified reviews. Also in the top tier: Total Mortgage and Equity Now Inc.. The average rating across all listed mortgage brokers in New Rochelle is 4.8 stars from 186 reviews per business on average.
Mortgage brokers in New Rochelle: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
4.8★
Avg rating
186
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Vermont Mortgage Company
135 College St #1, Burlington, VT 05401, USA
Total Mortgage
185 Plains Rd 3rd Floor, Milford, CT 06461, USA
Equity Now Inc.
174 E Boston Post Rd, Mamaroneck, NY 10543, USA
Mortgage Brokers Rankings in New Rochelle, NY
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Vermont Mortgage Company135 College St #1, Burlington, VT 05401, USA | 5.0★ | 879 |
| #2 | Total Mortgage185 Plains Rd 3rd Floor, Milford, CT 06461, USA | 4.9★ | 857 |
| #3 | Equity Now Inc.174 E Boston Post Rd, Mamaroneck, NY 10543, USA | 5.0★ | 217 |
| #4 | Jessica Coen, Mortgage Lender - Your Mortgage Sherpa258 City Island Ave, Bronx, NY 10464, USA | 5.0★ | 11 |
| #5 | Quantum Mortgage333 Old Tarrytown Rd, White Plains, NY 10603, USA | 5.0★ | 4 |
| #6 | Stonewall Associates470 Mamaroneck Ave, White Plains, NY 10605, USA | 5.0★ | 1 |
| #7 | All Island Mortgage & Funding Corp.496 NY-347 #308, Smithtown, NY 11787, USA | 5.0★ | 153 |
| #8 | Union Home Funding Corporation8 Memorial Hwy, New Rochelle, NY 10801, USA | 5.0★ | 1 |
| #9 | Lending Resource Inc.271 North Avenue, 271 North Ave UNIT 703, New Rochelle, NY 10801, USA | 2.6★ | 10 |
| #10 | Scott Capital Group-Wioletta Tuliszewski1890 Palmer Ave # 302, Larchmont, NY 10538, USA | 5.0★ | 10 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in New Rochelle
Jessica Coen, Mortgage Lender - Your Mortgage Sherpa
258 City Island Ave, Bronx, NY 10464, USA
Quantum Mortgage
333 Old Tarrytown Rd, White Plains, NY 10603, USA
All Island Mortgage & Funding Corp.
496 NY-347 #308, Smithtown, NY 11787, USA
Union Home Funding Corporation
8 Memorial Hwy, New Rochelle, NY 10801, USA
Lending Resource Inc.
271 North Avenue, 271 North Ave UNIT 703, New Rochelle, NY 10801, USA
Scott Capital Group-Wioletta Tuliszewski
1890 Palmer Ave # 302, Larchmont, NY 10538, USA
Scott Capital Group: Kevin deNeergaard
1890 Palmer Ave # 302, Larchmont, NY 10538, USA
US Mortgage Corporation - Bronx
258 City Island Ave, Bronx, NY 10464, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in New Rochelle, NY.
Frequently Asked Questions — Mortgage Brokers in New Rochelle
What does a mortgage broker do differently than going directly to a bank in New Rochelle?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in New Rochelle?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NY?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
More Home Services in New Rochelle
Related Searches
More ways to find mortgage brokers in New Rochelle
Mortgage Brokers in nearby cities